Cost of Living Comparison Between Chicago, IL and Niagara Falls, NY Cost of Living Comparison Between Chicago, IL and Niagara Falls, NY

😐 Solo nomad: Chicago, IL is 17.3% more expensive than Niagara Falls, NY without rent, and 8.8% more expensive with rent.

😐 Family of 3: Chicago, IL is 6.8% more expensive than Niagara Falls, NY without rent, and 15.8% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$25.12 $25.12

-17.12%

Three-Course Dinner for Two, Mid-Range

$100 $100

$94.5 $94.5

6.15%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$12.15 $12.15

-1.48%

Cappuccino

$5.56 $5.56

$5.46 $5.46

1.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.68 $2.68

16.04%

Water (0.33 liter bottle)

$2.42 $2.42

$2.02 $2.02

19.80%

Local Beer (0.5 liter draught)

$6.86 $6.86

$6.92 $6.92

-0.87%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$7.65 $7.65

10.46%

Milk (1 liter)

$1.04 $1.04

$0.94 $0.94

10.64%

White Bread (500g)

$4.15 $4.15

$3.8 $3.8

9.21%

Rice (white) (1kg)

$5.52 $5.52

$4.97 $4.97

11.07%

Eggs

$4.65 $4.65

$3.88 $3.88

19.85%

Local Cheese (1kg)

$14.33 $14.33

$12.56 $12.56

14.09%

Chicken Fillets (1kg)

$14.88 $14.88

$8.34 $8.34

78.42%

Beef Round Steak (1kg)

$19.34 $19.34

$11.99 $11.99

61.30%

Apples (1kg)

$5.17 $5.17

$5.95 $5.95

-13.11%

Banana (1kg)

$1.71 $1.71

$1.56 $1.56

9.62%

Oranges (1kg)

$4.41 $4.41

$5.52 $5.52

-20.11%

Tomato (1kg)

$4.51 $4.51

$5.97 $5.97

-24.46%

Potato (1kg)

$2.53 $2.53

$4.01 $4.01

-36.91%

Onion (1kg)

$2.74 $2.74

$3.83 $3.83

-28.46%

Lettuce (1 head)

$2.43 $2.43

$2.62 $2.62

-7.25%

Water (1.5 liter bottle)

$2.7 $2.7

$2.38 $2.38

13.45%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$13.14 $13.14

15.60%

Wine (Bottle)

$16.42 $16.42

$14.74 $14.74

11.40%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.71 $1.71

37.43%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$4.83 $4.83

-23.40%

One-way Ticket (Public Transport)

$2.53 $2.53

$2.52 $2.52

0.40%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

$55.6 $55.6

33.42%

Taxi Start (Normal Tariff)

$3.34 $3.34

$3.99 $3.99

-16.29%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.22 $2.22

-36.04%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$30.21 $30.21

-15.86%

Gasoline (1 liter)

$1.08 $1.08

$0.97 $0.97

11.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$28.5K $28.5K

13.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$23.8K $23.8K

9.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$237 $237

-20.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$46.44 $46.44

37.17%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$74.8 $74.8

-12.88%

Gym Membership (Monthly)

$76.7 $76.7

$42.53 $42.53

80.39%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$15.17 $15.17

-1.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$886 $886

132.75%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$17.6K $17.6K

122.98%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$46.35 $46.35

38.75%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$46.18 $46.18

13.45%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$95 $95

0.23%

Men's Leather Business Shoes

$145 $145

$115 $115

25.67%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,034 $1,034

129.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,327 $1,327

19.41%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$1,438 $1,438

231.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,220 $2,220

26.82%

Buy Apartment in City Center (m2)

$3,588 $3,588

$1,861 $1,861

92.79%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$1,852 $1,852

34.43%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$1,604 $1,604

228.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.42

2.80%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Niagara Falls, NY: October 28, 2025

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