Comparación del coste de vida entre Chicago, IL y Monterey, CA Comparación del coste de vida entre Chicago, IL y Monterey, CA

Monthly Cost of Living

A single person spends $3,009 per month in Chicago, IL vs $3,260 in Monterey, CA, rent included.

A couple spends around $4,593 per month in Chicago, IL vs $4,850 in Monterey, CA, rent included.

A family of three spends $6,177 per month in Chicago, IL vs $6,439 in Monterey, CA, rent included.

Chicago, IL is about 8% cheaper than Monterey, CA, driven mainly by Groceries & Markets.

Both Chicago, IL and Monterey, CA sit above the global median – Chicago, IL by 125%, Monterey, CA by 143%.

Meal at Budget Restaurant

$20.35 $20.35

$16.41 $16.41

24.01%

Three-Course Dinner for Two, Mid-Range

$102 $102

$64.2 $64.2

58.27%

Fast Food Meal (McDonalds, etc)

$11.98 $11.98

$9.21 $9.21

30.08%

Cappuccino

$5.70 $5.70

$4.51 $4.51

26.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 $3.00

$3.19 $3.19

-5.96%

Water (0.33 liter bottle)

$2.46 $2.46

$1.70 $1.70

44.71%

Local Beer (0.5 liter draught)

$6.87 $6.87

$6.18 $6.18

11.17%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

$4.38 $4.38

84.70%

Milk (1 liter)

$1.03 $1.03

$1.36 $1.36

-24.26%

White Bread (500g)

$3.95 $3.95

$3.46 $3.46

14.16%

Rice (white) (1kg)

$5.42 $5.42

$4.49 $4.49

20.71%

Eggs

$4.50 $4.50

$3.81 $3.81

18.11%

Local Cheese (1kg)

$14.53 $14.53

$9.42 $9.42

54.25%

Chicken Fillets (1kg)

$14.89 $14.89

$17.55 $17.55

-15.16%

Beef Round Steak (1kg)

$18.98 $18.98

$14.02 $14.02

35.38%

Apples (1kg)

$5.39 $5.39

$3.80 $3.80

41.84%

Banana (1kg)

$1.77 $1.77

$1.20 $1.20

47.50%

Oranges (1kg)

$4.35 $4.35

$2.57 $2.57

69.26%

Tomato (1kg)

$4.53 $4.53

$2.17 $2.17

108.76%

Potato (1kg)

$2.53 $2.53

$2.01 $2.01

25.87%

Onion (1kg)

$2.81 $2.81

$2.26 $2.26

24.34%

Lettuce (1 head)

$2.51 $2.51

$1.81 $1.81

38.67%

Water (1.5 liter bottle)

$2.67 $2.67

$1.84 $1.84

45.11%

Cigarettes 20 Pack (Marlboro, Camel)

$14.88 $14.88

$12.16 $12.16

22.37%

Wine (Bottle)

$15.22 $15.22

$16.91 $16.91

-9.99%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$2.23 $2.23

10.31%

Imported Beer (0.33 liter bottle)

$3.53 $3.53

$2.47 $2.47

42.91%

One-way Ticket (Public Transport)

$2.56 $2.56

$1.98 $1.98

29.29%

Public Transport Monthly Pass (Regular Price)

$74.3 $74.3

$53.5 $53.5

39.01%

Taxi Start (Normal Tariff)

$3.19 $3.19

$1.58 $1.58

101.90%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$0.87 $0.87

62.07%

Taxi 1hour Waiting (Normal Tariff)

$25.49 $25.49

$29.25 $29.25

-12.85%

Gasoline (1 liter)

$1.04 $1.04

$1.28 $1.28

-18.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K $32.2K

$24.3K $24.3K

32.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.1K $24.1K

11.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$185 $185

-0.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.1 $63.1

$52.3 $52.3

20.67%

Internet (50+ Mbps, Unlimited Data)

$66.4 $66.4

$60.7 $60.7

9.35%

Gym Membership (Monthly)

$75.9 $75.9

$43.40 $43.40

74.91%

Tennis Court (1 Hour on Weekend)

$13.06 $13.06

$10.68 $10.68

22.28%

Cinema Ticket

$15.25 $15.25

$12.34 $12.34

23.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,090 $2,090

$554 $554

277.16%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$12.4K $12.4K

217.34%

Jeans (Levis 501 Or Similar)

$64.2 $64.2

$69.3 $69.3

-7.41%

Summer Dress (H&M, Zara, etc)

$51.0 $51.0

$121 $121

-58.00%

Sport Shoes (Adidas, Nike)

$97.2 $97.2

$95.8 $95.8

1.48%

Men's Leather Business Shoes

$149 $149

$204 $204

-27.13%

1-bedroom Apartment, City Center (Monthly)

$2,341 $2,341

$2,256 $2,256

3.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,572 $1,572

$2,018 $2,018

-22.09%

3-bedroom Apartment, City Center (Monthly)

$4,741 $4,741

$3,588 $3,588

32.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,819 $2,819

$3,764 $3,764

-25.10%

Buy Apartment in City Center (m2)

$3,900 $3,900

$8,035 $8,035

-51.47%

Buy Apartment Outside City Center (m2)

$2,638 $2,638

$5,866 $5,866

-55.02%

Average Monthly Net Salary (After Tax)

$4,769 $4,769

$5,419 $5,419

-12.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.4

3.12%

Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.

Última actualización para Chicago, IL: April 25, 2026

Última actualización para Monterey, CA: April 28, 2026

Cost Breakdown

A central one-bedroom costs $2,341 in Chicago, IL versus $2,256 in Monterey, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Monterey, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $102 in Chicago, IL versus $64.0 in Monterey, CA. Monthly groceries follow the same trend: $447 vs $377 – making Monterey, CA the more affordable choice for daily food spending.

Comparación de velocidades medias de internet por ciudad (actualizado April 2026)

El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.

Índice del coste de vida para nómadas digitales

Chicago, IL vs Monterey, CA: Coste de vida - preguntas frecuentes

Monthly costs with rent: $3,009 in Chicago, IL, $3,260 in Monterey, CA – roughly 8% apart. Monterey, CA costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,513 per month in Chicago, IL and $4,891 in Monterey, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 19% cheaper in Monterey, CA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $102 in Chicago, IL and $64.0 in Monterey, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,009 in Chicago, IL and $3,260 in Monterey, CA. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,009 in Chicago, IL to $3,260 in Monterey, CA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Monterey, CA makes more sense. Both are solid long-term options with distinct trade-offs.