Cost of Living Comparison Between Chicago, IL and Middletown, NY Cost of Living Comparison Between Chicago, IL and Middletown, NY

๐Ÿ˜ Solo nomad: Chicago, IL is 32% more expensive than Middletown, NY without rent, and 14% more expensive with rent.
๐Ÿ˜ Family of 3: Chicago, IL is 11.5% more expensive than Middletown, NY without rent, and 23.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Chicago, IL
Middletown, NY
Difference
Meal at Budget Restaurant
$20.82 $20.82
$20.07 $20.07
3.74%
Three-Course Dinner for Two, Mid-Range
$100 $100
$60.4 $60.4
66.02%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$12.67 $12.67
-5.52%
Cappuccino
$5.56 $5.56
$5.02 $5.02
10.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.8 $2.8
11.07%
Water (0.33 liter bottle)
$2.42 $2.42
$2.1 $2.1
15.24%
Local Beer (0.5 liter draught)
$6.86 $6.86
$5.88 $5.88
16.67%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$7.97 $7.97
6.02%
๐Ÿ›’ Groceries & Markets
Chicago, IL
Middletown, NY
Difference
Milk (1 liter)
$1.04 $1.04
$1.28 $1.28
-18.75%
White Bread (500g)
$4.15 $4.15
$4.5 $4.5
-7.78%
Rice (white) (1kg)
$5.52 $5.52
$6.48 $6.48
-14.81%
Eggs
$4.65 $4.65
$5.51 $5.51
-15.61%
Local Cheese (1kg)
$14.33 $14.33
$13.82 $13.82
3.69%
Chicken Fillets (1kg)
$14.88 $14.88
$7.05 $7.05
111.06%
Beef Round Steak (1kg)
$19.34 $19.34
$15.02 $15.02
28.76%
Apples (1kg)
$5.17 $5.17
$3 $3
72.33%
Banana (1kg)
$1.71 $1.71
$1.5 $1.5
14.00%
Oranges (1kg)
$4.41 $4.41
$5.86 $5.86
-24.74%
Tomato (1kg)
$4.51 $4.51
$4.44 $4.44
1.58%
Potato (1kg)
$2.53 $2.53
$2.83 $2.83
-10.60%
Onion (1kg)
$2.74 $2.74
$4.46 $4.46
-38.57%
Lettuce (1 head)
$2.43 $2.43
$2.66 $2.66
-8.65%
Water (1.5 liter bottle)
$2.7 $2.7
$2.41 $2.41
12.03%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$15.25 $15.25
-0.39%
Wine (Bottle)
$16.42 $16.42
$15.07 $15.07
8.96%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.47 $2.47
-4.86%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.47 $3.47
6.63%
๐ŸšŒ Getting Around
Chicago, IL
Middletown, NY
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$2.06 $2.06
22.82%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
-
-
Taxi Start (Normal Tariff)
$3.34 $3.34
$2.97 $2.97
12.46%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$2.1 $2.1
-32.38%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$42.56 $42.56
-40.27%
Gasoline (1 liter)
$1.08 $1.08
$0.93 $0.93
16.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$25.3K $25.3K
27.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$23.9K $23.9K
9.86%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
Middletown, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$158 $158
18.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$49.23 $49.23
29.39%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$68.8 $68.8
-5.23%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
Middletown, NY
Difference
Gym Membership (Monthly)
$76.7 $76.7
$42.63 $42.63
79.97%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$20.39 $20.39
-26.78%
๐Ÿงธ Childcare & Education
Chicago, IL
Middletown, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,889 $1,889
9.17%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$14.4K $14.4K
171.77%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
Middletown, NY
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$61.2 $61.2
5.13%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$58.8 $58.8
-10.92%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$113 $113
-15.50%
Men's Leather Business Shoes
$145 $145
$133 $133
8.79%
๐Ÿ  Accommodation & Living
Chicago, IL
Middletown, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,589 $1,589
49.62%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,329 $1,329
19.23%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$2,682 $2,682
77.60%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$2,261 $2,261
24.47%
Buy Apartment in City Center (m2)
$3,588 $3,588
$2,917 $2,917
23.00%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,384 $2,384
4.45%
๐Ÿ’ต Salaries & Financials
Chicago, IL
Middletown, NY
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.51
1.38%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Middletown, NY: October 27, 2025

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