Cost of Living Comparison Between Chicago, IL and Merced, CA Cost of Living Comparison Between Chicago, IL and Merced, CA

๐Ÿ˜ Solo nomad: Chicago, IL is 2.4% more expensive than Merced, CA without rent, and 20.8% more expensive with rent.
๐Ÿ˜ Family of 3: Chicago, IL is 40% more expensive than Merced, CA without rent, and 30.9% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Chicago, IL
Merced, CA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$20.02 $20.02
4.00%
Three-Course Dinner for Two, Mid-Range
$100 $100
$40.51 $40.51
147.69%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.54 $11.54
3.73%
Cappuccino
$5.56 $5.56
$5.66 $5.66
-1.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.97 $2.97
4.71%
Water (0.33 liter bottle)
$2.42 $2.42
$2.04 $2.04
18.63%
Local Beer (0.5 liter draught)
$6.86 $6.86
$9.09 $9.09
-24.53%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$10.08 $10.08
-16.17%
๐Ÿ›’ Groceries & Markets
Chicago, IL
Merced, CA
Difference
Milk (1 liter)
$1.04 $1.04
$1.23 $1.23
-15.45%
White Bread (500g)
$4.15 $4.15
$2.7 $2.7
53.70%
Rice (white) (1kg)
$5.52 $5.52
$3.19 $3.19
73.04%
Eggs
$4.65 $4.65
$5.04 $5.04
-7.74%
Local Cheese (1kg)
$14.33 $14.33
$11.06 $11.06
29.57%
Chicken Fillets (1kg)
$14.88 $14.88
$15.24 $15.24
-2.36%
Beef Round Steak (1kg)
$19.34 $19.34
$17.42 $17.42
11.02%
Apples (1kg)
$5.17 $5.17
$5.68 $5.68
-8.98%
Banana (1kg)
$1.71 $1.71
$2.53 $2.53
-32.41%
Oranges (1kg)
$4.41 $4.41
$1.47 $1.47
200.00%
Tomato (1kg)
$4.51 $4.51
$4.28 $4.28
5.37%
Potato (1kg)
$2.53 $2.53
$2.07 $2.07
22.22%
Onion (1kg)
$2.74 $2.74
$3.26 $3.26
-15.95%
Lettuce (1 head)
$2.43 $2.43
$1.02 $1.02
138.24%
Water (1.5 liter bottle)
$2.7 $2.7
$2.79 $2.79
-3.23%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$10.18 $10.18
49.21%
Wine (Bottle)
$16.42 $16.42
$18.56 $18.56
-11.53%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.26 $2.26
3.98%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.27 $3.27
13.15%
๐ŸšŒ Getting Around
Chicago, IL
Merced, CA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$1.52 $1.52
66.45%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$59.3 $59.3
25.03%
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.04 $3.04
9.87%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.72 $1.72
-17.44%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$26.68 $26.68
-4.72%
Gasoline (1 liter)
$1.08 $1.08
$1.26 $1.26
-14.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$30K $30K
7.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$27.2K $27.2K
-3.78%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
Merced, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$278 $278
-32.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$35.23 $35.23
80.81%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$67 $67
-2.70%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
Merced, CA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$33.04 $33.04
132.20%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
$13.83 $13.83
-5.78%
Cinema Ticket
$14.93 $14.93
$15.63 $15.63
-4.48%
๐Ÿงธ Childcare & Education
Chicago, IL
Merced, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,959 $1,959
5.28%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$26.3K $26.3K
48.82%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
Merced, CA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$53.8 $53.8
19.60%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$44.27 $44.27
18.34%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$89.3 $89.3
6.59%
Men's Leather Business Shoes
$145 $145
$137 $137
5.40%
๐Ÿ  Accommodation & Living
Chicago, IL
Merced, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,593 $1,593
49.26%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,099 $1,099
44.12%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$1,963 $1,963
142.70%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$1,917 $1,917
46.82%
Buy Apartment in City Center (m2)
$3,588 $3,588
$2,947 $2,947
21.75%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,902 $2,902
-14.19%
๐Ÿ’ต Salaries & Financials
Chicago, IL
Merced, CA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$3,525 $3,525
49.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.36
3.77%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Merced, CA: October 27, 2025

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