Cost of Living Comparison Between Chicago, IL and McKinney, TX Cost of Living Comparison Between Chicago, IL and McKinney, TX

๐Ÿ˜ Solo nomad: Chicago, IL is 7% more expensive than McKinney, TX without rent, and 16.8% more expensive with rent.
๐Ÿ˜ Family of 3: Chicago, IL is 31.7% more expensive than McKinney, TX without rent, and 34.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Chicago, IL
McKinney, TX
Difference
Meal at Budget Restaurant
$20.82 $20.82
$17.32 $17.32
20.21%
Three-Course Dinner for Two, Mid-Range
$100 $100
$73.6 $73.6
36.41%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$9.06 $9.06
32.12%
Cappuccino
$5.56 $5.56
$5.18 $5.18
7.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.51 $2.51
23.90%
Water (0.33 liter bottle)
$2.42 $2.42
$1.97 $1.97
22.84%
Local Beer (0.5 liter draught)
$6.86 $6.86
$6.16 $6.16
11.36%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$7.81 $7.81
8.19%
๐Ÿ›’ Groceries & Markets
Chicago, IL
McKinney, TX
Difference
Milk (1 liter)
$1.04 $1.04
$1.04 $1.04
-
White Bread (500g)
$4.15 $4.15
$2.71 $2.71
53.14%
Rice (white) (1kg)
$5.52 $5.52
$4.03 $4.03
36.97%
Eggs
$4.65 $4.65
$5.19 $5.19
-10.40%
Local Cheese (1kg)
$14.33 $14.33
$11.62 $11.62
23.32%
Chicken Fillets (1kg)
$14.88 $14.88
$14.48 $14.48
2.76%
Beef Round Steak (1kg)
$19.34 $19.34
$16.02 $16.02
20.72%
Apples (1kg)
$5.17 $5.17
$4.43 $4.43
16.70%
Banana (1kg)
$1.71 $1.71
$1.57 $1.57
8.92%
Oranges (1kg)
$4.41 $4.41
$4.13 $4.13
6.78%
Tomato (1kg)
$4.51 $4.51
$4.39 $4.39
2.73%
Potato (1kg)
$2.53 $2.53
$3.77 $3.77
-32.89%
Onion (1kg)
$2.74 $2.74
$2.26 $2.26
21.24%
Lettuce (1 head)
$2.43 $2.43
$2.01 $2.01
20.90%
Water (1.5 liter bottle)
$2.7 $2.7
$3.06 $3.06
-11.76%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$9.47 $9.47
60.40%
Wine (Bottle)
$16.42 $16.42
$11.45 $11.45
43.41%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$1.83 $1.83
28.42%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.02 $3.02
22.52%
๐ŸšŒ Getting Around
Chicago, IL
McKinney, TX
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$1.95 $1.95
29.74%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
-
-
Taxi Start (Normal Tariff)
$3.34 $3.34
$2.72 $2.72
22.79%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.26 $1.26
12.70%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$29.74 $29.74
-14.53%
Gasoline (1 liter)
$1.08 $1.08
$0.74 $0.74
45.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$30K $30K
7.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$26.3K $26.3K
-0.45%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
McKinney, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$189 $189
-0.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$61.3 $61.3
4.00%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$81.6 $81.6
-20.13%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
McKinney, TX
Difference
Gym Membership (Monthly)
$76.7 $76.7
$35.3 $35.3
117.34%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$15.19 $15.19
-1.71%
๐Ÿงธ Childcare & Education
Chicago, IL
McKinney, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,312 $1,312
57.25%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$23.7K $23.7K
65.19%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
McKinney, TX
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$52.9 $52.9
21.61%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$28.19 $28.19
85.85%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$104 $104
-8.60%
Men's Leather Business Shoes
$145 $145
$112 $112
29.58%
๐Ÿ  Accommodation & Living
Chicago, IL
McKinney, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,689 $1,689
40.75%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,374 $1,374
15.32%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$3,291 $3,291
44.75%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$1,920 $1,920
46.63%
Buy Apartment in City Center (m2)
$3,588 $3,588
$2,334 $2,334
53.70%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,371 $2,371
5.03%
๐Ÿ’ต Salaries & Financials
Chicago, IL
McKinney, TX
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$5,840 $5,840
-9.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.49
1.69%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for McKinney, TX: October 26, 2025

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