Cost of Living Comparison Between Chicago, IL and Manalapan Township, NJ Cost of Living Comparison Between Chicago, IL and Manalapan Township, NJ

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,846 in Manalapan Township, NJ, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $4,220 in Manalapan Township, NJ, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $5,593 in Manalapan Township, NJ, rent included.

Chicago, IL costs about 8% more than Manalapan Township, NJ, driven mainly by Getting Around.

Both Chicago, IL and Manalapan Township, NJ sit above the global median – Chicago, IL by 130%, Manalapan Township, NJ by 112%.

Meal at Budget Restaurant

$20.91 $20.91

$19.91 $19.91

5.02%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$89.5 $89.5

9.68%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$12.60 $12.60

-5.87%

Cappuccino

$5.60 $5.60

$5.40 $5.40

3.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$2.43 $2.43

26.34%

Water (0.33 liter bottle)

$2.47 $2.47

$2.54 $2.54

-2.76%

Local Beer (0.5 liter draught)

$7.14 $7.14

$8.10 $8.10

-11.85%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$8.22 $8.22

-1.70%

Milk (1 liter)

$1.05 $1.05

$1.27 $1.27

-17.32%

White Bread (500g)

$4.11 $4.11

$3.94 $3.94

4.31%

Rice (white) (1kg)

$5.61 $5.61

$6.18 $6.18

-9.22%

Eggs

$4.51 $4.51

$4.22 $4.22

6.87%

Local Cheese (1kg)

$14.27 $14.27

$15.17 $15.17

-5.93%

Chicken Fillets (1kg)

$14.89 $14.89

$12.37 $12.37

20.37%

Beef Round Steak (1kg)

$19.19 $19.19

$15.09 $15.09

27.17%

Apples (1kg)

$5.14 $5.14

$5.90 $5.90

-12.88%

Banana (1kg)

$1.77 $1.77

$2.61 $2.61

-32.18%

Oranges (1kg)

$4.39 $4.39

$5.20 $5.20

-15.58%

Tomato (1kg)

$4.56 $4.56

$6.39 $6.39

-28.64%

Potato (1kg)

$2.54 $2.54

$2.83 $2.83

-10.25%

Onion (1kg)

$2.75 $2.75

$4.38 $4.38

-37.21%

Lettuce (1 head)

$2.42 $2.42

$2.61 $2.61

-7.28%

Water (1.5 liter bottle)

$2.62 $2.62

$2.42 $2.42

8.26%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$13.14 $13.14

13.55%

Wine (Bottle)

$14.80 $14.80

$12.01 $12.01

23.23%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$2.59 $2.59

-5.02%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$3.67 $3.67

1.63%

One-way Ticket (Public Transport)

$2.48 $2.48

$2.03 $2.03

22.17%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

$110 $110

-31.28%

Taxi Start (Normal Tariff)

$3.18 $3.18

$2.99 $2.99

6.35%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.58 $1.58

-10.13%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$41.35 $41.35

-39.69%

Gasoline (1 liter)

$1.06 $1.06

$0.89 $0.89

19.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$25.7K $25.7K

24.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$24.1K $24.1K

7.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$180 $180

2.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$59.2 $59.2

4.38%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$69.7 $69.7

-3.93%

Gym Membership (Monthly)

$75.2 $75.2

$43.60 $43.60

72.41%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

Cinema Ticket

$14.71 $14.71

$14.82 $14.82

-0.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$1,843 $1,843

9.62%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$14.1K $14.1K

178.99%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$61.6 $61.6

4.90%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$55.3 $55.3

-5.07%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$110 $110

-10.97%

Men's Leather Business Shoes

$148 $148

$135 $135

9.62%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$1,620 $1,620

42.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$1,343 $1,343

18.39%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$2,646 $2,646

74.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$2,197 $2,197

26.46%

Buy Apartment in City Center (m2)

$3,922 $3,922

$2,722 $2,722

44.06%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$2,571 $2,571

1.62%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

$4,013 $4,013

30.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.51

1.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Manalapan Township, NJ: June 1, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $1,620 in Manalapan Township, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $89.0 in Manalapan Township, NJ. Monthly groceries follow the same trend: $447 vs $445 – making Manalapan Township, NJ the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Manalapan Township, NJ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,077 in Chicago, IL, $2,846 in Manalapan Township, NJ – roughly 8% apart. Chicago, IL costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,616 per month in Chicago, IL and $4,269 in Manalapan Township, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Manalapan Township, NJ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 0% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $98.0 in Chicago, IL and $89.0 in Manalapan Township, NJ. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $2,846 in Manalapan Township, NJ. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,846 in Manalapan Township, NJ to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Manalapan Township, NJ. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.