Cost of Living Comparison Between Chicago, IL and Loveland, CO Cost of Living Comparison Between Chicago, IL and Loveland, CO

😐 Solo nomad: Chicago, IL is 12.8% more expensive than Loveland, CO without rent, and 3.6% more expensive with rent.

😐 Family of 3: Chicago, IL is 37.4% more expensive than Loveland, CO without rent, and 26.5% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$20.26 $20.26

2.76%

Three-Course Dinner for Two, Mid-Range

$100 $100

$86.6 $86.6

15.92%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$11.41 $11.41

4.91%

Cappuccino

$5.56 $5.56

$5.03 $5.03

10.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.67 $2.67

16.48%

Water (0.33 liter bottle)

$2.42 $2.42

$2.43 $2.43

-0.41%

Local Beer (0.5 liter draught)

$6.86 $6.86

$6.4 $6.4

7.19%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$6.81 $6.81

24.08%

Milk (1 liter)

$1.04 $1.04

White Bread (500g)

$4.15 $4.15

$3.71 $3.71

11.86%

Rice (white) (1kg)

$5.52 $5.52

$3.18 $3.18

73.58%

Eggs

$4.65 $4.65

$4.13 $4.13

12.59%

Local Cheese (1kg)

$14.33 $14.33

$10.92 $10.92

31.23%

Chicken Fillets (1kg)

$14.88 $14.88

$10.36 $10.36

43.63%

Beef Round Steak (1kg)

$19.34 $19.34

$16.71 $16.71

15.74%

Apples (1kg)

$5.17 $5.17

$3.92 $3.92

31.89%

Banana (1kg)

$1.71 $1.71

$1.5 $1.5

14.00%

Oranges (1kg)

$4.41 $4.41

$3.75 $3.75

17.60%

Tomato (1kg)

$4.51 $4.51

$4.75 $4.75

-5.05%

Potato (1kg)

$2.53 $2.53

$2.25 $2.25

12.44%

Onion (1kg)

$2.74 $2.74

$2.37 $2.37

15.61%

Lettuce (1 head)

$2.43 $2.43

$2.44 $2.44

-0.41%

Water (1.5 liter bottle)

$2.7 $2.7

$1.98 $1.98

36.36%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$9.3 $9.3

63.33%

Wine (Bottle)

$16.42 $16.42

$16.45 $16.45

-0.18%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$2.25 $2.25

4.44%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$2.76 $2.76

34.06%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.02 $1.02

148.04%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

$30.33 $30.33

144.41%

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.55 $2.55

30.98%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.36 $1.36

4.41%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$24.88 $24.88

2.17%

Gasoline (1 liter)

$1.08 $1.08

$0.81 $0.81

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$27.3K $27.3K

18.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.7K $25.7K

1.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$164 $164

14.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$53.9 $53.9

18.16%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$77.3 $77.3

-15.62%

Gym Membership (Monthly)

$76.7 $76.7

$27.15 $27.15

182.58%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$12.14 $12.14

22.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,495 $1,495

37.95%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$12.7K $12.7K

208.88%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$58.5 $58.5

10.01%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$58.4 $58.4

-10.32%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$79.4 $79.4

19.97%

Men's Leather Business Shoes

$145 $145

$107 $107

34.89%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,671 $1,671

42.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,642 $1,642

-3.53%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,572 $2,572

85.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,226 $2,226

26.45%

Buy Apartment in City Center (m2)

$3,588 $3,588

$3,130 $3,130

14.62%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,494 $2,494

-0.17%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$4,663 $4,663

13.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.59

0.15%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Loveland, CO: October 28, 2025

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