Cost of Living Comparison Between Chicago, IL and Los Banos, CA Cost of Living Comparison Between Chicago, IL and Los Banos, CA

Monthly Cost of Living

A single person spends $3,051 per month in Chicago, IL vs $2,423 in Los Banos, CA, rent included.

A couple spends around $4,638 per month in Chicago, IL vs $3,504 in Los Banos, CA, rent included.

A family of three spends $6,224 per month in Chicago, IL vs $4,584 in Los Banos, CA, rent included.

Chicago, IL costs about 26% more than Los Banos, CA, driven mainly by Groceries & Markets.

Both Chicago, IL and Los Banos, CA sit above the global median – Chicago, IL by 128%, Los Banos, CA by 81%.

Meal at Budget Restaurant

$20.67 $20.67

$15.14 $15.14

36.53%

Three-Course Dinner for Two, Mid-Range

$100 $100

$80.9 $80.9

24.25%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$10.03 $10.03

18.25%

Cappuccino

$5.54 $5.54

$4.85 $4.85

14.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 $3.06

$2.44 $2.44

25.41%

Water (0.33 liter bottle)

$2.48 $2.48

$2.02 $2.02

22.77%

Local Beer (0.5 liter draught)

$6.92 $6.92

$7.05 $7.05

-1.84%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$7.33 $7.33

10.91%

Milk (1 liter)

$1.04 $1.04

$0.96 $0.96

8.33%

White Bread (500g)

$3.91 $3.91

$3.25 $3.25

20.31%

Rice (white) (1kg)

$5.42 $5.42

$3.04 $3.04

78.29%

Eggs

$4.48 $4.48

$1.60 $1.60

180.00%

Local Cheese (1kg)

$14.52 $14.52

$8.45 $8.45

71.83%

Chicken Fillets (1kg)

$15.21 $15.21

$7.63 $7.63

99.34%

Beef Round Steak (1kg)

$19.25 $19.25

$12.42 $12.42

54.99%

Apples (1kg)

$5.39 $5.39

$3.33 $3.33

61.86%

Banana (1kg)

$1.69 $1.69

$1.35 $1.35

25.19%

Oranges (1kg)

$4.32 $4.32

$2.68 $2.68

61.19%

Tomato (1kg)

$4.51 $4.51

$2.77 $2.77

62.82%

Potato (1kg)

$2.56 $2.56

$2.83 $2.83

-9.54%

Onion (1kg)

$2.70 $2.70

$2.37 $2.37

13.92%

Lettuce (1 head)

$2.41 $2.41

$2.28 $2.28

5.70%

Water (1.5 liter bottle)

$2.62 $2.62

$2.50 $2.50

4.80%

Cigarettes 20 Pack (Marlboro, Camel)

$15.02 $15.02

$10.81 $10.81

38.95%

Wine (Bottle)

$14.71 $14.71

$11.85 $11.85

24.14%

Local Beer (0.5 liter bottle)

$2.48 $2.48

$1.94 $1.94

27.84%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$1.35 $1.35

173.33%

One-way Ticket (Public Transport)

$2.55 $2.55

$2.03 $2.03

25.62%

Public Transport Monthly Pass (Regular Price)

$75.5 $75.5

Taxi Start (Normal Tariff)

$3.29 $3.29

$2.59 $2.59

27.03%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.57 $1.57

-8.92%

Taxi 1hour Waiting (Normal Tariff)

$24.72 $24.72

$29.57 $29.57

-16.40%

Gasoline (1 liter)

$1.09 $1.09

$1.10 $1.10

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K $31.8K

$36.2K $36.2K

-12.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$31.5K $31.5K

-16.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$222 $222

-17.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.8 $61.8

$45.77 $45.77

35.09%

Internet (50+ Mbps, Unlimited Data)

$65.0 $65.0

$66.2 $66.2

-1.74%

Gym Membership (Monthly)

$76.1 $76.1

$42.52 $42.52

78.93%

Tennis Court (1 Hour on Weekend)

$13.04 $13.04

Cinema Ticket

$14.75 $14.75

$14.71 $14.71

0.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,056 $2,056

$1,288 $1,288

59.59%

International Primary School, 1 Child (Yearly)

$38.5K $38.5K

$23.7K $23.7K

62.64%

Jeans (Levis 501 Or Similar)

$63.9 $63.9

$24.29 $24.29

163.19%

Summer Dress (H&M, Zara, etc)

$51.6 $51.6

$22.08 $22.08

133.65%

Sport Shoes (Adidas, Nike)

$97.3 $97.3

$52.0 $52.0

87.15%

Men's Leather Business Shoes

$147 $147

$61.0 $61.0

141.37%

1-bedroom Apartment, City Center (Monthly)

$2,349 $2,349

$1,602 $1,602

46.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,581 $1,581

$1,378 $1,378

14.74%

3-bedroom Apartment, City Center (Monthly)

$4,708 $4,708

$2,596 $2,596

81.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,716 $2,716

$2,236 $2,236

21.44%

Buy Apartment in City Center (m2)

$3,976 $3,976

$2,742 $2,742

45.03%

Buy Apartment Outside City Center (m2)

$2,632 $2,632

$2,400 $2,400

9.67%

Average Monthly Net Salary (After Tax)

$4,723 $4,723

$6,614 $6,614

-28.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.63

-0.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: April 20, 2026

Last update for Los Banos, CA: April 20, 2026

Cost Breakdown

A central one-bedroom costs $2,349 in Chicago, IL versus $1,602 in Los Banos, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Los Banos, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $100 in Chicago, IL versus $81 in Los Banos, CA. Monthly groceries follow the same trend: $447 vs $299 – making Los Banos, CA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Los Banos, CA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,051 in Chicago, IL, $2,423 in Los Banos, CA – roughly 26% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,577 per month in Chicago, IL and $3,635 in Los Banos, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Los Banos, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $100 in Chicago, IL and $81.0 in Los Banos, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 49% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Los Banos, CA, where all-in costs run around $2,423, than in Chicago, IL at $3,051. In Los Banos, CA it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,423 in Los Banos, CA to $3,051 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Los Banos, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.