Cost of Living Comparison Between Chicago, IL and Los Angeles, CA Cost of Living Comparison Between Chicago, IL and Los Angeles, CA

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $3,664 in Los Angeles, CA, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $5,504 in Los Angeles, CA, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $7,344 in Los Angeles, CA, rent included.

Chicago, IL is about 16% cheaper than Los Angeles, CA, driven mainly by Eating Out.

Both Chicago, IL and Los Angeles, CA sit above the global median – Chicago, IL by 130%, Los Angeles, CA by 173%.

Currency
🍽 Eating Out
Chicago, IL
Los Angeles, CA
Difference
Meal at Budget Restaurant
$20.91 $20.91
$24.71 $24.71
-15.38%
Three-Course Dinner for Two, Mid-Range
$98.1 $98.1
$102 $102
-3.45%
Fast Food Meal (McDonalds, etc)
$11.86 $11.86
$14.02 $14.02
-15.41%
Cappuccino
$5.60 $5.60
$5.93 $5.93
-5.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.07 $3.07
$2.84 $2.84
8.10%
Water (0.33 liter bottle)
$2.47 $2.47
$2.24 $2.24
10.27%
Local Beer (0.5 liter draught)
$7.14 $7.14
$8.67 $8.67
-17.65%
Imported Beer (0.33 liter bottle)
$8.08 $8.08
$9.84 $9.84
-17.89%
🛒 Groceries & Markets
Chicago, IL
Los Angeles, CA
Difference
Milk (1 liter)
$1.05 $1.05
$1.23 $1.23
-14.63%
White Bread (500g)
$4.11 $4.11
$4.48 $4.48
-8.26%
Rice (white) (1kg)
$5.61 $5.61
$5.71 $5.71
-1.75%
Eggs
$4.51 $4.51
$7.59 $7.59
-40.58%
Local Cheese (1kg)
$14.27 $14.27
$12.84 $12.84
11.14%
Chicken Fillets (1kg)
$14.89 $14.89
$17.20 $17.20
-13.43%
Beef Round Steak (1kg)
$19.19 $19.19
$19.44 $19.44
-1.29%
Apples (1kg)
$5.14 $5.14
$6.07 $6.07
-15.32%
Banana (1kg)
$1.77 $1.77
$2.65 $2.65
-33.21%
Oranges (1kg)
$4.39 $4.39
$4.35 $4.35
0.92%
Tomato (1kg)
$4.56 $4.56
$4.85 $4.85
-5.98%
Potato (1kg)
$2.54 $2.54
$2.96 $2.96
-14.19%
Onion (1kg)
$2.75 $2.75
$2.51 $2.51
9.56%
Lettuce (1 head)
$2.42 $2.42
$1.86 $1.86
30.11%
Water (1.5 liter bottle)
$2.62 $2.62
$2.22 $2.22
18.02%
Cigarettes 20 Pack (Marlboro, Camel)
$14.92 $14.92
$11.64 $11.64
28.18%
Wine (Bottle)
$14.80 $14.80
$15.03 $15.03
-1.53%
Local Beer (0.5 liter bottle)
$2.46 $2.46
$2.58 $2.58
-4.65%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$3.18 $3.18
17.30%
🚌 Getting Around
Chicago, IL
Los Angeles, CA
Difference
One-way Ticket (Public Transport)
$2.48 $2.48
$1.73 $1.73
43.35%
Public Transport Monthly Pass (Regular Price)
$75.4 $75.4
$82.6 $82.6
-8.63%
Taxi Start (Normal Tariff)
$3.18 $3.18
$3.13 $3.13
1.60%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.66 $1.66
-14.46%
Taxi 1hour Waiting (Normal Tariff)
$24.94 $24.94
$29.23 $29.23
-14.68%
Gasoline (1 liter)
$1.06 $1.06
$1.26 $1.26
-15.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K $31.9K
$31.3K $31.3K
1.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$26.6K $26.6K
-1.98%
🧾 Monthly Utilities & Internet
Chicago, IL
Los Angeles, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 $185
$186 $186
-0.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.7 $61.7
$65.5 $65.5
-5.70%
Internet (50+ Mbps, Unlimited Data)
$66.9 $66.9
$70.1 $70.1
-4.54%
🎉 Sport & Entertainment
Chicago, IL
Los Angeles, CA
Difference
Gym Membership (Monthly)
$75.2 $75.2
$47.21 $47.21
59.22%
Tennis Court (1 Hour on Weekend)
$13.08 $13.08
$12.32 $12.32
6.17%
Cinema Ticket
$14.71 $14.71
$17.80 $17.80
-17.36%
🧸 Childcare & Education
Chicago, IL
Los Angeles, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,020 $2,020
$1,784 $1,784
13.25%
International Primary School, 1 Child (Yearly)
$39.4K $39.4K
$23.7K $23.7K
66.16%
👕👟 Clothing & Footwear
Chicago, IL
Los Angeles, CA
Difference
Jeans (Levis 501 Or Similar)
$64.6 $64.6
$62.4 $62.4
3.48%
Summer Dress (H&M, Zara, etc)
$52.5 $52.5
$47.15 $47.15
11.24%
Sport Shoes (Adidas, Nike)
$97.8 $97.8
$103 $103
-4.68%
Men's Leather Business Shoes
$148 $148
$150 $150
-1.59%
🏠 Accommodation & Living
Chicago, IL
Los Angeles, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,313 $2,313
$2,564 $2,564
-9.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,590 $1,590
$2,032 $2,032
-21.74%
3-bedroom Apartment, City Center (Monthly)
$4,608 $4,608
$4,424 $4,424
4.17%
3-bedroom Apartment, Outside City Center (Monthly)
$2,779 $2,779
$3,768 $3,768
-26.25%
Buy Apartment in City Center (m2)
$3,922 $3,922
$7,833 $7,833
-49.94%
Buy Apartment Outside City Center (m2)
$2,613 $2,613
$6,979 $6,979
-62.57%
💵 Salaries & Financials
Chicago, IL
Los Angeles, CA
Difference
Average Monthly Net Salary (After Tax)
$5,217 $5,217
$4,380 $4,380
19.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.49
1.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Los Angeles, CA: June 2, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $2,564 in Los Angeles, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $102 in Los Angeles, CA. Monthly groceries follow the same trend: $447 vs $478 – making Chicago, IL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Los Angeles, CA: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and Los Angeles, CA compare overall?
Monthly costs with rent: $3,077 in Chicago, IL, $3,664 in Los Angeles, CA – roughly 19% apart. Los Angeles, CA costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to Los Angeles, CA?
For a comfortable life, plan on about $4,616 per month in Chicago, IL and $5,495 in Los Angeles, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Los Angeles, CA?
Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 7% more in Los Angeles, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $98.0 in Chicago, IL and $102 in Los Angeles, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $3,664 in Los Angeles, CA. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Los Angeles, CA?
It depends on your priorities. Los Angeles, CA has an edge in some lifestyle areas, with costs from $3,077 in Chicago, IL to $3,664 in Los Angeles, CA. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Los Angeles, CA?
If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Los Angeles, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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