Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Lorain, OH

For one person, living is cheaper in Lorain, OH: $1,835 a month against $3,139 in Chicago, IL, rent and utilities included – about $15,600 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
89

Cost of Living Index in Lorain, OH
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Lorain, OH Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Lorain, OH

🇺🇸 United States

$1,835

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Lorain, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Lorain, OH actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $1,835 in Lorain, OH, rent included.

Chicago, IL $3,139
Lorain, OH $1,835

A couple spends around $4,627 per month in Chicago, IL vs $2,880 in Lorain, OH, rent included.

Chicago, IL $4,627
Lorain, OH $2,880

A family of three spends $6,115 per month in Chicago, IL vs $3,925 in Lorain, OH, rent included.

Chicago, IL $6,115
Lorain, OH $3,925

Chicago, IL costs about 71% more than Lorain, OH, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Lorain, OH sit above the global median – Chicago, IL by 132%, Lorain, OH by 35%.

Meal at Budget Restaurant

$20.65 $20.65

$18.14 $18.14

13.84%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$63.4 $63.4

42.23%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$10.30 $10.30

25.63%

Cappuccino

$5.60 $5.60

$3.80 $3.80

47.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.45 $2.45

7.76%

Water (0.33 liter bottle)

$2.27 $2.27

$1.60 $1.60

41.87%

Local Beer (0.5 liter draught)

$6.98 $6.98

$4.86 $4.86

43.62%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$5.14 $5.14

71.79%

Milk (1 liter)

$1.27 $1.27

$0.69 $0.69

84.06%

White Bread (500g)

$3.80 $3.80

$2.68 $2.68

41.79%

Rice (white) (1kg)

$5.30 $5.30

$5.59 $5.59

-5.19%

Eggs

$4.76 $4.76

$2.39 $2.39

99.16%

Local Cheese (1kg)

$13.96 $13.96

$7.14 $7.14

95.52%

Chicken Fillets (1kg)

$14.61 $14.61

$9.97 $9.97

46.54%

Beef Round Steak (1kg)

$18.77 $18.77

$10.47 $10.47

79.27%

Apples (1kg)

$5.19 $5.19

$4.93 $4.93

5.27%

Banana (1kg)

$1.98 $1.98

$1.56 $1.56

26.92%

Oranges (1kg)

$3.93 $3.93

$4.45 $4.45

-11.69%

Tomato (1kg)

$4.96 $4.96

$4.87 $4.87

1.85%

Potato (1kg)

$2.76 $2.76

$2.56 $2.56

7.81%

Onion (1kg)

$2.76 $2.76

$2.99 $2.99

-7.69%

Lettuce (1 head)

$2.22 $2.22

$2.04 $2.04

8.82%

Water (1.5 liter bottle)

$2.98 $2.98

$2.40 $2.40

24.17%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$10.40 $10.40

34.81%

Wine (Bottle)

$15.28 $15.28

$15.77 $15.77

-3.11%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$2.52 $2.52

2.38%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$2.97 $2.97

17.85%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.96 $2.96

12.84%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.59 $1.59

-10.06%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

Gasoline (1 liter)

$1.26 $1.26

$1.09 $1.09

15.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$33.6K $33.6K

4.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.4K $26.4K

-1.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$214 $214

-9.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$60.1 $60.1

13.50%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$69.1 $69.1

-11.26%

Gym Membership (Monthly)

$54.1 $54.1

$24.71 $24.71

119.02%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$17.74 $17.74

$11.84 $11.84

49.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$1,356 $1,356

21.79%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$32.0K $32.0K

-3.02%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$39.36 $39.36

67.86%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$42.23 $42.23

21.34%

Sport Shoes (Adidas, Nike)

$100 $100

$76.0 $76.0

31.79%

Men's Leather Business Shoes

$141 $141

$101 $101

40.13%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$762 $762

221.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$699 $699

139.95%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$1,403 $1,403

236.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$1,505 $1,505

85.74%

Buy Apartment in City Center (m2)

$4,105 $4,105

Buy Apartment Outside City Center (m2)

$2,650 $2,650

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$3,053 $3,053

59.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.49

4.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Lorain, OH: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Lorain, OH

$699 38.1% 58.3% $979

Groceries & Markets

Chicago, IL

$449 14.3%

Lorain, OH

$345 18.8% 23.2% $104

Eating Out

Chicago, IL

$343 10.9%

Lorain, OH

$272 14.8% 20.7% $71

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Lorain, OH

$343 18.7% 6.5% $21

Clothing & Footwear

Chicago, IL

$161 5.1%

Lorain, OH

$116 6.3% 28% $45

Getting Around

Chicago, IL

$95 3%

Lorain, OH

$11 * 0.6% 88.5% $84

Sport & Entertainment

Chicago, IL

$90 2.9%

Lorain, OH

$48 2.6% 46% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $762 in Lorain, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 59% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $63.0 in Lorain, OH. Monthly groceries follow the same trend: $449 vs $345 – making Lorain, OH the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Lorain, OH

🕒 Local time

04:07 4:07 AM

05:07 5:07 AM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

65,430

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Lorain, OH: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $1,835 in Lorain, OH – roughly 71% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $2,753 in Lorain, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lorain, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Chicago, IL and $63.0 in Lorain, OH. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 30% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Lorain, OH, where all-in costs run around $1,835, than in Chicago, IL at $3,139. In Lorain, OH it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,835 in Lorain, OH to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Lorain, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.