Cost of Living Comparison Between Chicago, IL and Long Beach, CA Cost of Living Comparison Between Chicago, IL and Long Beach, CA

Monthly Cost of Living

A single person spends $3,117 per month in Chicago, IL vs $3,193 in Long Beach, CA, rent included.

A couple spends around $4,695 per month in Chicago, IL vs $4,945 in Long Beach, CA, rent included.

A family of three spends $6,273 per month in Chicago, IL vs $6,698 in Long Beach, CA, rent included.

Chicago, IL is about 2% cheaper than Long Beach, CA, driven mainly by Groceries & Markets.

Both Chicago, IL and Long Beach, CA sit above the global median – Chicago, IL by 128%, Long Beach, CA by 133%.

Meal at Budget Restaurant

$19.92 $19.92

$19.80 $19.80

0.61%

Three-Course Dinner for Two, Mid-Range

$88.5 $88.5

$78.9 $78.9

12.23%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$15.12 $15.12

-14.42%

Cappuccino

$5.54 $5.54

$6.22 $6.22

-10.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$3.42 $3.42

-19.88%

Water (0.33 liter bottle)

$2.36 $2.36

$2.49 $2.49

-5.22%

Local Beer (0.5 liter draught)

$7.12 $7.12

$7.68 $7.68

-7.29%

Imported Beer (0.33 liter bottle)

$8.73 $8.73

$9.36 $9.36

-6.73%

Milk (1 liter)

$1.34 $1.34

$1.06 $1.06

26.42%

White Bread (500g)

$4.17 $4.17

$4.12 $4.12

1.21%

Rice (white) (1kg)

$5.73 $5.73

$4.68 $4.68

22.44%

Eggs

$4.89 $4.89

$4.62 $4.62

5.84%

Local Cheese (1kg)

$14.77 $14.77

$12.87 $12.87

14.76%

Chicken Fillets (1kg)

$14.85 $14.85

$14.50 $14.50

2.41%

Beef Round Steak (1kg)

$19.61 $19.61

$15.68 $15.68

25.06%

Apples (1kg)

$5.57 $5.57

$5.07 $5.07

9.86%

Banana (1kg)

$1.92 $1.92

$1.65 $1.65

16.36%

Oranges (1kg)

$4.17 $4.17

$5.36 $5.36

-22.20%

Tomato (1kg)

$4.86 $4.86

$5.91 $5.91

-17.77%

Potato (1kg)

$2.84 $2.84

$3.58 $3.58

-20.67%

Onion (1kg)

$2.80 $2.80

$2.21 $2.21

26.70%

Lettuce (1 head)

$2.20 $2.20

$1.95 $1.95

12.82%

Water (1.5 liter bottle)

$3.06 $3.06

$1.82 $1.82

68.13%

Cigarettes 20 Pack (Marlboro, Camel)

$16.16 $16.16

$11.55 $11.55

39.91%

Wine (Bottle)

$14.82 $14.82

$15.14 $15.14

-2.11%

Local Beer (0.5 liter bottle)

$2.53 $2.53

$1.99 $1.99

27.14%

Imported Beer (0.33 liter bottle)

$3.35 $3.35

$4.15 $4.15

-19.28%

One-way Ticket (Public Transport)

$2.55 $2.55

$1.72 $1.72

48.26%

Public Transport Monthly Pass (Regular Price)

$75.6 $75.6

$70.0 $70.0

8.03%

Taxi Start (Normal Tariff)

$3.30 $3.30

$2.85 $2.85

15.79%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$2.52 $2.52

-46.03%

Taxi 1hour Waiting (Normal Tariff)

$25.12 $25.12

$59.0 $59.0

-57.45%

Gasoline (1 liter)

$1.17 $1.17

$1.42 $1.42

-17.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$37.6K $37.6K

-4.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26.1K $26.1K

0.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$168 $168

13.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.9 $67.9

$67.2 $67.2

1.12%

Internet (50+ Mbps, Unlimited Data)

$61.7 $61.7

$59.8 $59.8

3.20%

Gym Membership (Monthly)

$63.5 $63.5

$40.04 $40.04

58.52%

Tennis Court (1 Hour on Weekend)

$27.14 $27.14

Cinema Ticket

$18.02 $18.02

$15.31 $15.31

17.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,522 $1,522

$1,642 $1,642

-7.30%

International Primary School, 1 Child (Yearly)

$31.3K $31.3K

$37.1K $37.1K

-15.73%

Jeans (Levis 501 Or Similar)

$63.7 $63.7

$57.9 $57.9

9.94%

Summer Dress (H&M, Zara, etc)

$55.3 $55.3

$39.92 $39.92

38.40%

Sport Shoes (Adidas, Nike)

$100 $100

$92.6 $92.6

8.48%

Men's Leather Business Shoes

$153 $153

$146 $146

4.77%

1-bedroom Apartment, City Center (Monthly)

$2,406 $2,406

$2,085 $2,085

15.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,653 $1,653

$1,836 $1,836

-9.99%

3-bedroom Apartment, City Center (Monthly)

$4,577 $4,577

$3,715 $3,715

23.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,771 $2,771

$3,537 $3,537

-21.65%

Buy Apartment in City Center (m2)

$4,031 $4,031

$7,191 $7,191

-43.95%

Buy Apartment Outside City Center (m2)

$2,745 $2,745

$6,836 $6,836

-59.84%

Average Monthly Net Salary (After Tax)

$4,804 $4,804

$4,286 $4,286

12.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

6.13

4.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: September 13, 2026

Last update for Long Beach, CA: September 15, 2026

Cost Breakdown

A central one-bedroom costs $2,406 in Chicago, IL versus $2,085 in Long Beach, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $88.0 in Chicago, IL versus $79.0 in Long Beach, CA. Monthly groceries follow the same trend: $464 vs $427 – making Long Beach, CA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Long Beach, CA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,117 in Chicago, IL, $3,193 in Long Beach, CA – roughly 2% apart. Long Beach, CA costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,676 per month in Chicago, IL and $4,789 in Long Beach, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 9% cheaper in Long Beach, CA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $88.0 in Chicago, IL and $79.0 in Long Beach, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,117 in Chicago, IL and $3,193 in Long Beach, CA. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Long Beach, CA has an edge in some lifestyle areas, with costs from $3,117 in Chicago, IL to $3,193 in Long Beach, CA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Long Beach, CA makes more sense. Both are solid long-term options with distinct trade-offs.