Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Livingston, TX

For one person, living is cheaper in Livingston, TX: $2,037 a month against $3,139 in Chicago, IL, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Livingston, TX
🇺🇸 United States
$2,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Livingston, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Livingston, TX actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $2,037 in Livingston, TX, rent included.

  • Chicago, IL $3,139
  • Livingston, TX $2,037

A couple spends around $4,627 per month in Chicago, IL vs $2,765 in Livingston, TX, rent included.

  • Chicago, IL $4,627
  • Livingston, TX $2,765

A family of three spends $6,115 per month in Chicago, IL vs $3,492 in Livingston, TX, rent included.

  • Chicago, IL $6,115
  • Livingston, TX $3,492

Chicago, IL costs about 54% more than Livingston, TX, and outside of rent the biggest gap is in transport.

Both Chicago, IL and Livingston, TX sit above the global median – Chicago, IL by 132%, Livingston, TX by 50%.

Currency
🍽 Eating Out
Chicago, IL
Livingston, TX
Difference
Meal at Budget Restaurant
$20.65 $20.65
$19.80 $19.80
4.29%
Three-Course Dinner for Two, Mid-Range
$90.2 $90.2
$64.5 $64.5
39.80%
Fast Food Meal (McDonalds, etc)
$12.94 $12.94
$12.90 $12.90
0.31%
Cappuccino
$5.60 $5.60
$5.26 $5.26
6.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.82 $2.82
-6.38%
Water (0.33 liter bottle)
$2.27 $2.27
$1.79 $1.79
26.82%
Local Beer (0.5 liter draught)
$6.98 $6.98
$5.06 $5.06
37.94%
Imported Beer (0.33 liter bottle)
$8.83 $8.83
$5.51 $5.51
60.25%
🛒 Groceries & Markets
Chicago, IL
Livingston, TX
Difference
Milk (1 liter)
$1.27 $1.27
$1.11 $1.11
14.41%
White Bread (500g)
$3.80 $3.80
$2.31 $2.31
64.50%
Rice (white) (1kg)
$5.30 $5.30
$4.43 $4.43
19.64%
Eggs
$4.76 $4.76
$3.11 $3.11
53.05%
Local Cheese (1kg)
$13.96 $13.96
$8.54 $8.54
63.47%
Chicken Fillets (1kg)
$14.61 $14.61
$14.71 $14.71
-0.68%
Beef Round Steak (1kg)
$18.77 $18.77
$12.84 $12.84
46.18%
Apples (1kg)
$5.19 $5.19
$4.37 $4.37
18.76%
Banana (1kg)
$1.98 $1.98
$1.94 $1.94
2.06%
Oranges (1kg)
$3.93 $3.93
$2.25 $2.25
74.67%
Tomato (1kg)
$4.96 $4.96
$2.84 $2.84
74.65%
Potato (1kg)
$2.76 $2.76
$3.35 $3.35
-17.61%
Onion (1kg)
$2.76 $2.76
$3.28 $3.28
-15.85%
Lettuce (1 head)
$2.22 $2.22
$2.44 $2.44
-9.02%
Water (1.5 liter bottle)
$2.98 $2.98
$3.06 $3.06
-2.61%
Cigarettes 20 Pack (Marlboro, Camel)
$14.02 $14.02
$5.97 $5.97
134.84%
Wine (Bottle)
$15.28 $15.28
$11.68 $11.68
30.82%
Local Beer (0.5 liter bottle)
$2.58 $2.58
$2.13 $2.13
21.13%
Imported Beer (0.33 liter bottle)
$3.50 $3.50
$1.80 $1.80
94.44%
🚌 Getting Around
Chicago, IL
Livingston, TX
Difference
One-way Ticket (Public Transport)
$2.47 $2.47
-
-
Public Transport Monthly Pass (Regular Price)
$74.8 $74.8
-
-
Taxi Start (Normal Tariff)
$3.34 $3.34
-
-
Taxi (Normal Tariff) (1km)
$1.43 $1.43
-
-
Taxi 1hour Waiting (Normal Tariff)
$24.32 $24.32
$14.80 $14.80
64.32%
Gasoline (1 liter)
$1.26 $1.26
$0.85 $0.85
48.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$48.2K $48.2K
-27.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$24.2K $24.2K
7.86%
🧾 Monthly Utilities & Internet
Chicago, IL
Livingston, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$193 $193
$242 $242
-20.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.3 $68.3
$58.7 $58.7
16.31%
Internet (50+ Mbps, Unlimited Data)
$61.3 $61.3
$68.7 $68.7
-10.81%
🎉 Sport & Entertainment
Chicago, IL
Livingston, TX
Difference
Gym Membership (Monthly)
$54.1 $54.1
$9.82 $9.82
451.12%
Tennis Court (1 Hour on Weekend)
$27.92 $27.92
-
-
Cinema Ticket
$17.74 $17.74
$12.82 $12.82
38.38%
🧸 Childcare & Education
Chicago, IL
Livingston, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,652 $1,652
-
-
International Primary School, 1 Child (Yearly)
$31.1K $31.1K
-
-
👕👟 Clothing & Footwear
Chicago, IL
Livingston, TX
Difference
Jeans (Levis 501 Or Similar)
$66.1 $66.1
$24.46 $24.46
170.11%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$19.64 $19.64
160.90%
Sport Shoes (Adidas, Nike)
$100 $100
$91.0 $91.0
10.06%
Men's Leather Business Shoes
$141 $141
$65.6 $65.6
114.67%
🏠 Accommodation & Living
Chicago, IL
Livingston, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$2,446 $2,446
$1,021 $1,021
139.66%
1-bedroom Apartment, Outside City Center (Monthly)
$1,678 $1,678
$867 $867
93.44%
3-bedroom Apartment, City Center (Monthly)
$4,717 $4,717
$1,216 $1,216
287.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,795 $2,795
$1,016 $1,016
175.08%
Buy Apartment in City Center (m2)
$4,105 $4,105
-
-
Buy Apartment Outside City Center (m2)
$2,650 $2,650
-
-
💵 Salaries & Financials
Chicago, IL
Livingston, TX
Difference
Average Monthly Net Salary (After Tax)
$4,866 $4,866
$3,957 $3,957
22.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.71
1.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Livingston, TX: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.7K
Livingston, TX
$867 48.3% $810
Groceries & Markets
Chicago, IL
$449
Livingston, TX
$359 20% $90
Eating Out
Chicago, IL
$343
Livingston, TX
$315 8.3% $28
Monthly Utilities & Internet
Chicago, IL
$322
Livingston, TX
$370 14.7% $47
Clothing & Footwear
Chicago, IL
$161
Livingston, TX
$90 44% $71
Getting Around
Chicago, IL
$95
Livingston, TX
- * 100%
Sport & Entertainment
Chicago, IL
$90
Livingston, TX
$35 60.4% $54

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,021 in Livingston, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $65.0 in Livingston, TX. Monthly groceries follow the same trend: $449 vs $359 – making Livingston, TX the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Livingston, TX
🕒 Local time
11:23 11:23 AM
11:23 11:23 AM
Same time as Chicago, IL
🌤 Weather
👥 Population
2,746,388
5,400
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Chicago, IL Livingston, TX 1,400 km ≈ 2 h 15 min nonstop flight
From you
  • Chicago, IL
  • Livingston, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Livingston, TX: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Livingston, TX compare overall?
Monthly costs with rent: $3,139 in Chicago, IL, $2,037 in Livingston, TX – roughly 54% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Chicago, IL compared to Livingston, TX?
For a comfortable life, plan on about $4,708 per month in Chicago, IL and $3,056 in Livingston, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Livingston, TX?
Rent is clearly cheaper in Livingston, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $90.0 in Chicago, IL and $65.0 in Livingston, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Chicago, IL or Livingston, TX?
Monthly expenses with rent come to $3,139 in Chicago, IL and $2,037 in Livingston, TX. That's a gap of about 54%.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Livingston, TX, where all-in costs run around $2,037, than in Chicago, IL at $3,139. In Livingston, TX it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Chicago, IL and Livingston, TX?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,037 in Livingston, TX to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Livingston, TX?
If budget matters most, go with Livingston, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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