Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Largo, FL

For one person, living is cheaper in Largo, FL: $2,488 a month against $3,139 in Chicago, IL, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
121

Cost of Living Index in Largo, FL
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Largo, FL Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Largo, FL

🇺🇸 United States

$2,488

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Largo, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Largo, FL actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $2,488 in Largo, FL, rent included.

Chicago, IL $3,139
Largo, FL $2,488

A couple spends around $4,627 per month in Chicago, IL vs $3,503 in Largo, FL, rent included.

Chicago, IL $4,627
Largo, FL $3,503

A family of three spends $6,115 per month in Chicago, IL vs $4,517 in Largo, FL, rent included.

Chicago, IL $6,115
Largo, FL $4,517

Chicago, IL costs about 26% more than Largo, FL, and outside of rent the biggest gap is in transport.

Both Chicago, IL and Largo, FL sit above the global median – Chicago, IL by 132%, Largo, FL by 84%.

Meal at Budget Restaurant

$20.65 $20.65

$19.64 $19.64

5.14%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$70.5 $70.5

27.97%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$9.16 $9.16

41.27%

Cappuccino

$5.60 $5.60

$4.97 $4.97

12.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.21 $2.21

19.46%

Water (0.33 liter bottle)

$2.27 $2.27

$1.86 $1.86

22.04%

Local Beer (0.5 liter draught)

$6.98 $6.98

$5.90 $5.90

18.31%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$7.67 $7.67

15.12%

Milk (1 liter)

$1.27 $1.27

$1.06 $1.06

19.81%

White Bread (500g)

$3.80 $3.80

$3.83 $3.83

-0.78%

Rice (white) (1kg)

$5.30 $5.30

$3.48 $3.48

52.30%

Eggs

$4.76 $4.76

$4.62 $4.62

3.03%

Local Cheese (1kg)

$13.96 $13.96

$11.91 $11.91

17.21%

Chicken Fillets (1kg)

$14.61 $14.61

$15.43 $15.43

-5.31%

Beef Round Steak (1kg)

$18.77 $18.77

$14.58 $14.58

28.74%

Apples (1kg)

$5.19 $5.19

$7.92 $7.92

-34.47%

Banana (1kg)

$1.98 $1.98

$1.84 $1.84

7.61%

Oranges (1kg)

$3.93 $3.93

$5.72 $5.72

-31.29%

Tomato (1kg)

$4.96 $4.96

$3.16 $3.16

56.96%

Potato (1kg)

$2.76 $2.76

$2.15 $2.15

28.37%

Onion (1kg)

$2.76 $2.76

$3.13 $3.13

-11.82%

Lettuce (1 head)

$2.22 $2.22

$2.59 $2.59

-14.29%

Water (1.5 liter bottle)

$2.98 $2.98

$2.08 $2.08

43.27%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$9.56 $9.56

46.65%

Wine (Bottle)

$15.28 $15.28

$13.07 $13.07

16.91%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$1.74 $1.74

48.28%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$4.85 $4.85

-27.84%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.34 $3.34

$3.43 $3.43

-2.62%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.52 $1.52

-5.92%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$29.72 $29.72

-18.17%

Gasoline (1 liter)

$1.26 $1.26

$0.96 $0.96

31.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$28.2K $28.2K

24.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.3K $26.3K

-0.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$239 $239

-19.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$45.51 $45.51

49.97%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$76.9 $76.9

-20.23%

Gym Membership (Monthly)

$54.1 $54.1

$22.15 $22.15

144.33%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$17.74 $17.74

$15.07 $15.07

17.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$1,032 $1,032

60.04%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$17.9K $17.9K

73.38%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$37.92 $37.92

74.24%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$41.43 $41.43

23.68%

Sport Shoes (Adidas, Nike)

$100 $100

$74.7 $74.7

33.99%

Men's Leather Business Shoes

$141 $141

$113 $113

25.03%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$1,373 $1,373

78.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$1,218 $1,218

37.74%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$2,548 $2,548

85.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$1,771 $1,771

57.88%

Buy Apartment in City Center (m2)

$4,105 $4,105

Buy Apartment Outside City Center (m2)

$2,650 $2,650

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$4,519 $4,519

7.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.6

3.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Largo, FL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Largo, FL

$1.2K 49% 27.4% $460

Groceries & Markets

Chicago, IL

$449 14.3%

Largo, FL

$420 16.9% 6.6% $30

Eating Out

Chicago, IL

$343 10.9%

Largo, FL

$305 12.3% 11.1% $38

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Largo, FL

$361 14.5% 12.2% $39

Clothing & Footwear

Chicago, IL

$161 5.1%

Largo, FL

$120 4.8% 25.6% $41

Getting Around

Chicago, IL

$95 3%

Largo, FL

$11 * 0.4% 88.4% $84

Sport & Entertainment

Chicago, IL

$90 2.9%

Largo, FL

$52 2.1% 41.7% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,373 in Largo, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $71.0 in Largo, FL. Monthly groceries follow the same trend: $449 vs $420 – making Largo, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Largo, FL

🕒 Local time

09:17 9:17 AM

10:17 10:17 AM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

73,796

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chicago, IL Largo, FL 1,610 km ≈ 2 h 30 min nonstop flight

From you

Chicago, IL
Largo, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Largo, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $2,488 in Largo, FL – roughly 26% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $3,732 in Largo, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Largo, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Chicago, IL and $71.0 in Largo, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 7% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Largo, FL, where all-in costs run around $2,488, than in Chicago, IL at $3,139. In Largo, FL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,488 in Largo, FL to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Largo, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.