Cost of Living Comparison Between Chicago, IL and Lacey, WA Cost of Living Comparison Between Chicago, IL and Lacey, WA

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,695 in Lacey, WA, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $4,009 in Lacey, WA, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $5,323 in Lacey, WA, rent included.

Chicago, IL costs about 14% more than Lacey, WA, driven mainly by Getting Around.

Both Chicago, IL and Lacey, WA sit above the global median – Chicago, IL by 130%, Lacey, WA by 101%.

Meal at Budget Restaurant

$20.91 $20.91

$27.79 $27.79

-24.76%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$112 $112

-12.32%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$12.54 $12.54

-5.42%

Cappuccino

$5.60 $5.60

$6.19 $6.19

-9.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$3.53 $3.53

-13.03%

Water (0.33 liter bottle)

$2.47 $2.47

$2.73 $2.73

-9.52%

Local Beer (0.5 liter draught)

$7.14 $7.14

$6.81 $6.81

4.85%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$10.85 $10.85

-25.53%

Milk (1 liter)

$1.05 $1.05

$1.08 $1.08

-2.78%

White Bread (500g)

$4.11 $4.11

$4.33 $4.33

-5.08%

Rice (white) (1kg)

$5.61 $5.61

$2.87 $2.87

95.47%

Eggs

$4.51 $4.51

$4.38 $4.38

2.97%

Local Cheese (1kg)

$14.27 $14.27

$14.76 $14.76

-3.32%

Chicken Fillets (1kg)

$14.89 $14.89

$10.42 $10.42

42.90%

Beef Round Steak (1kg)

$19.19 $19.19

$15.46 $15.46

24.13%

Apples (1kg)

$5.14 $5.14

$5.29 $5.29

-2.84%

Banana (1kg)

$1.77 $1.77

$1.68 $1.68

5.36%

Oranges (1kg)

$4.39 $4.39

$4.14 $4.14

6.04%

Tomato (1kg)

$4.56 $4.56

$3.74 $3.74

21.93%

Potato (1kg)

$2.54 $2.54

$2.45 $2.45

3.67%

Onion (1kg)

$2.75 $2.75

$2.64 $2.64

4.17%

Lettuce (1 head)

$2.42 $2.42

$2.47 $2.47

-2.02%

Water (1.5 liter bottle)

$2.62 $2.62

$3.09 $3.09

-15.21%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$9.16 $9.16

62.88%

Wine (Bottle)

$14.80 $14.80

$14.96 $14.96

-1.07%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.92 $1.92

28.13%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$3.59 $3.59

3.90%

One-way Ticket (Public Transport)

$2.48 $2.48

$2.01 $2.01

23.38%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

Taxi Start (Normal Tariff)

$3.18 $3.18

$4.93 $4.93

-35.50%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.02 $2.02

-29.70%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$52.3 $52.3

-52.30%

Gasoline (1 liter)

$1.06 $1.06

$1.13 $1.13

-6.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$29.9K $29.9K

6.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.7K $25.7K

1.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$155 $155

18.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$51.4 $51.4

20.16%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$94.4 $94.4

-29.10%

Gym Membership (Monthly)

$75.2 $75.2

$43.03 $43.03

74.69%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

Cinema Ticket

$14.71 $14.71

$12.66 $12.66

16.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$1,479 $1,479

36.61%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$29.6K $29.6K

33.20%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$50.6 $50.6

27.74%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$36.90 $36.90

42.14%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$90.5 $90.5

8.05%

Men's Leather Business Shoes

$148 $148

$98.2 $98.2

50.19%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$1,612 $1,612

43.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$1,357 $1,357

17.20%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$2,671 $2,671

72.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$2,258 $2,258

23.07%

Buy Apartment in City Center (m2)

$3,922 $3,922

$2,539 $2,539

54.46%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$2,495 $2,495

4.73%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

$4,479 $4,479

16.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.61

-0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Lacey, WA: May 31, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $1,612 in Lacey, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $112 in Lacey, WA. Groceries tell a different story – $447 in Chicago, IL vs $404 in Lacey, WA – so Lacey, WA wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Lacey, WA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,077 in Chicago, IL, $2,695 in Lacey, WA – roughly 14% apart. Chicago, IL costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,616 per month in Chicago, IL and $4,043 in Lacey, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lacey, WA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $98.0 in Chicago, IL and $112 in Lacey, WA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 11% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $2,695 in Lacey, WA. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,695 in Lacey, WA to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lacey, WA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.