Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and La Quinta, CA

For one person, living is cheaper in La Quinta, CA: $2,756 a month against $3,037 in Chicago, IL, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
La Quinta, CA, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
La Quinta, CA
🇺🇸 United States
$2,756
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in La Quinta, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in La Quinta, CA actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,756 in La Quinta, CA, rent included.

  • Chicago, IL $3,037
  • La Quinta, CA $2,756

A couple spends around $4,518 per month in Chicago, IL vs $4,046 in La Quinta, CA, rent included.

  • Chicago, IL $4,518
  • La Quinta, CA $4,046

A family of three spends $5,999 per month in Chicago, IL vs $5,336 in La Quinta, CA, rent included.

  • Chicago, IL $5,999
  • La Quinta, CA $5,336

Chicago, IL costs about 10% more than La Quinta, CA, and outside of rent the biggest gap is in clothing.

Both Chicago, IL and La Quinta, CA sit above the global median – Chicago, IL by 123%, La Quinta, CA by 102%.

Currency
🍽 Eating Out
Chicago, IL
La Quinta, CA
Difference
Meal at Budget Restaurant
$20.71 $20.71
$20.06 $20.06
3.24%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$81.4 $81.4
9.65%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$9.91 $9.91
33.10%
Cappuccino
$5.66 $5.66
$5.88 $5.88
-3.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.03 $2.03
30.05%
Water (0.33 liter bottle)
$2.28 $2.28
$2.06 $2.06
10.68%
Local Beer (0.5 liter draught)
$6.87 $6.87
$6.96 $6.96
-1.29%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$9.87 $9.87
-10.44%
🛒 Groceries & Markets
Chicago, IL
La Quinta, CA
Difference
Milk (1 liter)
$1.25 $1.25
$1.25 $1.25
-
White Bread (500g)
$3.72 $3.72
$4.53 $4.53
-17.88%
Rice (white) (1kg)
$5.39 $5.39
$4.71 $4.71
14.44%
Eggs
$4.74 $4.74
$4.36 $4.36
8.72%
Local Cheese (1kg)
$13.84 $13.84
$11.37 $11.37
21.72%
Chicken Fillets (1kg)
$14.40 $14.40
$15.73 $15.73
-8.46%
Beef Round Steak (1kg)
$18.38 $18.38
$19.39 $19.39
-5.21%
Apples (1kg)
$5.22 $5.22
$5.05 $5.05
3.37%
Banana (1kg)
$1.98 $1.98
$2.20 $2.20
-10.00%
Oranges (1kg)
$4.06 $4.06
$4.84 $4.84
-16.12%
Tomato (1kg)
$4.97 $4.97
$5.44 $5.44
-8.64%
Potato (1kg)
$2.67 $2.67
$3.28 $3.28
-18.60%
Onion (1kg)
$2.66 $2.66
$2.80 $2.80
-5.00%
Lettuce (1 head)
$2.24 $2.24
$1.98 $1.98
13.13%
Water (1.5 liter bottle)
$3.13 $3.13
$1.81 $1.81
72.93%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$11.96 $11.96
15.55%
Wine (Bottle)
$14.88 $14.88
$14.75 $14.75
0.88%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$3.05 $3.05
-16.72%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$2.80 $2.80
25.36%
🚌 Getting Around
Chicago, IL
La Quinta, CA
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$2.05 $2.05
18.54%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$61.9 $61.9
18.79%
Taxi Start (Normal Tariff)
$3.18 $3.18
$3.08 $3.08
3.25%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.87 $1.87
-25.67%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$31.85 $31.85
-21.41%
Gasoline (1 liter)
$1.20 $1.20
$1.52 $1.52
-21.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$35.2K $35.2K
-0.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$26.4K $26.4K
1.11%
🧾 Monthly Utilities & Internet
Chicago, IL
La Quinta, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$282 $282
-31.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$76.4 $76.4
-9.11%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$80.1 $80.1
-23.04%
🎉 Sport & Entertainment
Chicago, IL
La Quinta, CA
Difference
Gym Membership (Monthly)
$47.90 $47.90
$41.39 $41.39
15.73%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
-
-
Cinema Ticket
$17.81 $17.81
$15.13 $15.13
17.71%
🧸 Childcare & Education
Chicago, IL
La Quinta, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$807 $807
122.40%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$32.4K $32.4K
-1.41%
👕👟 Clothing & Footwear
Chicago, IL
La Quinta, CA
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$50.5 $50.5
32.84%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$29.05 $29.05
79.48%
Sport Shoes (Adidas, Nike)
$102 $102
$56.1 $56.1
80.88%
Men's Leather Business Shoes
$144 $144
$105 $105
37.43%
🏠 Accommodation & Living
Chicago, IL
La Quinta, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$1,611 $1,611
56.84%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$1,277 $1,277
23.54%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$2,477 $2,477
91.30%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$2,166 $2,166
24.34%
Buy Apartment in City Center (m2)
$4,190 $4,190
$2,685 $2,685
56.02%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$2,334 $2,334
18.61%
💵 Salaries & Financials
Chicago, IL
La Quinta, CA
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.86
-0.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for La Quinta, CA: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
La Quinta, CA
$1.3K 19.1% $301
Groceries & Markets
Chicago, IL
$447
La Quinta, CA
$445 0.4% $1.9
Eating Out
Chicago, IL
$345
La Quinta, CA
$332 3.8% $13
Monthly Utilities & Internet
Chicago, IL
$326
La Quinta, CA
$439 34.8% $113
Clothing & Footwear
Chicago, IL
$164
La Quinta, CA
$108 34.1% $56
Getting Around
Chicago, IL
$93
La Quinta, CA
$82 11.7% $11
Sport & Entertainment
Chicago, IL
$84
La Quinta, CA
$72 14.2% $12

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,611 in La Quinta, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $81 in La Quinta, CA. Monthly groceries follow the same trend: $447 vs $445 – making La Quinta, CA the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 La Quinta, CA
🕒 Local time
13:45 1:45 PM
11:45 11:45 AM
2 h behind Chicago, IL
🌤 Weather
👥 Population
2,746,388
37,558
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Chicago, IL La Quinta, CA 2,660 km ≈ 3 h 45 min nonstop flight
From you
  • Chicago, IL
  • La Quinta, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs La Quinta, CA: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in La Quinta, CA compare overall?
Monthly costs with rent: $3,037 in Chicago, IL, $2,756 in La Quinta, CA – roughly 10% apart. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Chicago, IL compared to La Quinta, CA?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $4,133 in La Quinta, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and La Quinta, CA?
Rent is clearly cheaper in La Quinta, CA, especially for central apartments: a one-bedroom in the center costs $1,611 there versus $2,526 in Chicago, IL.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $81 in La Quinta, CA. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do commuting costs compare in Chicago, IL and in La Quinta, CA?
Public transport costs about 16% less in La Quinta, CA. For daily commuters, that gap adds up to noticeable savings over a year.
Where should families live: Chicago, IL or La Quinta, CA?
Families tend to lean toward La Quinta, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Chicago, IL vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?