Cost of Living Comparison Between Chicago, IL and Kauai, Hawaii Cost of Living Comparison Between Chicago, IL and Kauai, Hawaii

Monthly Cost of Living

A single person spends $3,184 per month in Chicago, IL vs $2,528 in Kauai, Hawaii, rent included.

A couple spends around $4,725 per month in Chicago, IL vs $3,699 in Kauai, Hawaii, rent included.

A family of three spends $6,266 per month in Chicago, IL vs $4,870 in Kauai, Hawaii, rent included.

Chicago, IL costs about 26% more than Kauai, Hawaii, driven mainly by Groceries & Markets.

Both Chicago, IL and Kauai, Hawaii sit above the global median – Chicago, IL by 131%, Kauai, Hawaii by 83%.

Meal at Budget Restaurant

$20.26 $20.26

$18.80 $18.80

7.77%

Three-Course Dinner for Two, Mid-Range

$88.8 $88.8

$76.5 $76.5

16.13%

Fast Food Meal (McDonalds, etc)

$13.16 $13.16

$10.83 $10.83

21.51%

Cappuccino

$5.77 $5.77

$5.13 $5.13

12.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$2.57 $2.57

2.33%

Water (0.33 liter bottle)

$2.34 $2.34

$1.95 $1.95

20.00%

Local Beer (0.5 liter draught)

$7.06 $7.06

$6.06 $6.06

16.50%

Imported Beer (0.33 liter bottle)

$9.18 $9.18

$7.12 $7.12

28.93%

Milk (1 liter)

$1.30 $1.30

$1.05 $1.05

23.81%

White Bread (500g)

$4.05 $4.05

$3.58 $3.58

13.13%

Rice (white) (1kg)

$5.69 $5.69

$4.43 $4.43

28.44%

Eggs

$4.85 $4.85

$4.26 $4.26

13.85%

Local Cheese (1kg)

$15.08 $15.08

$12.46 $12.46

21.03%

Chicken Fillets (1kg)

$14.87 $14.87

$11.33 $11.33

31.24%

Beef Round Steak (1kg)

$19.28 $19.28

$15.64 $15.64

23.27%

Apples (1kg)

$5.68 $5.68

$4.92 $4.92

15.45%

Banana (1kg)

$1.93 $1.93

$1.65 $1.65

16.97%

Oranges (1kg)

$4.10 $4.10

$4.21 $4.21

-2.61%

Tomato (1kg)

$5.11 $5.11

$4.73 $4.73

8.03%

Potato (1kg)

$2.92 $2.92

$2.81 $2.81

3.91%

Onion (1kg)

$2.77 $2.77

$2.76 $2.76

0.36%

Lettuce (1 head)

$2.30 $2.30

$2.03 $2.03

13.30%

Water (1.5 liter bottle)

$3.04 $3.04

$2.15 $2.15

41.40%

Cigarettes 20 Pack (Marlboro, Camel)

$15.93 $15.93

$9.45 $9.45

68.57%

Wine (Bottle)

$15.06 $15.06

$13.73 $13.73

9.69%

Local Beer (0.5 liter bottle)

$2.53 $2.53

$1.76 $1.76

43.75%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.29 $3.29

5.78%

One-way Ticket (Public Transport)

$2.53 $2.53

$2.05 $2.05

23.41%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.28 $3.28

$3.46 $3.46

-5.20%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.66 $1.66

-18.07%

Taxi 1hour Waiting (Normal Tariff)

$22.55 $22.55

$29.46 $29.46

-23.46%

Gasoline (1 liter)

$1.22 $1.22

$0.91 $0.91

34.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$29.8K $29.8K

21.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.4K $25.4K

2.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$190 $190

-0.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.0 $69.0

$53.4 $53.4

29.31%

Internet (50+ Mbps, Unlimited Data)

$63.6 $63.6

$68.1 $68.1

-6.64%

Gym Membership (Monthly)

$63.4 $63.4

$43.58 $43.58

45.57%

Tennis Court (1 Hour on Weekend)

$27.11 $27.11

Cinema Ticket

$17.90 $17.90

$13.43 $13.43

33.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,526 $1,526

$1,289 $1,289

18.43%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$23.2K $23.2K

37.64%

Jeans (Levis 501 Or Similar)

$62.1 $62.1

$50.7 $50.7

22.50%

Summer Dress (H&M, Zara, etc)

$56.4 $56.4

$39.43 $39.43

42.99%

Sport Shoes (Adidas, Nike)

$101 $101

$88.3 $88.3

14.32%

Men's Leather Business Shoes

$156 $156

$113 $113

37.77%

1-bedroom Apartment, City Center (Monthly)

$2,342 $2,342

$1,576 $1,576

48.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,698 $1,698

$1,346 $1,346

26.16%

3-bedroom Apartment, City Center (Monthly)

$4,576 $4,576

$2,605 $2,605

75.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,806 $2,806

$2,224 $2,224

26.14%

Buy Apartment in City Center (m2)

$4,130 $4,130

$2,772 $2,772

49.02%

Buy Apartment Outside City Center (m2)

$2,740 $2,740

$2,489 $2,489

10.07%

Average Monthly Net Salary (After Tax)

$4,891 $4,891

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

6.51

-2.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: September 6, 2026

Last update for Kauai, Hawaii: September 8, 2026

Cost Breakdown

A central one-bedroom costs $2,342 in Chicago, IL versus $1,576 in Kauai, Hawaii. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89.0 in Chicago, IL versus $76.0 in Kauai, Hawaii. Monthly groceries follow the same trend: $465 vs $388 – making Kauai, Hawaii the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Kauai, Hawaii: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,184 in Chicago, IL, $2,528 in Kauai, Hawaii – roughly 26% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,776 per month in Chicago, IL and $3,792 in Kauai, Hawaii. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kauai, Hawaii, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $89.0 in Chicago, IL and $76.0 in Kauai, Hawaii. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 is a stretch for both – monthly costs hit $3,184 in Chicago, IL and $2,528 in Kauai, Hawaii. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,528 in Kauai, Hawaii to $3,184 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kauai, Hawaii. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.