Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Jeffersonville, IN

For one person, living is cheaper in Jeffersonville, IN: $2,082 a month against $3,037 in Chicago, IL, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
100

Cost of Living Index in Jeffersonville, IN
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Jeffersonville, IN Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Jeffersonville, IN

🇺🇸 United States

$2,082

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Jeffersonville, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Jeffersonville, IN actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,082 in Jeffersonville, IN, rent included.

Chicago, IL $3,037
Jeffersonville, IN $2,082

A couple spends around $4,518 per month in Chicago, IL vs $3,108 in Jeffersonville, IN, rent included.

Chicago, IL $4,518
Jeffersonville, IN $3,108

A family of three spends $5,999 per month in Chicago, IL vs $4,134 in Jeffersonville, IN, rent included.

Chicago, IL $5,999
Jeffersonville, IN $4,134

Chicago, IL costs about 46% more than Jeffersonville, IN, and outside of rent the biggest gap is in transport.

Both Chicago, IL and Jeffersonville, IN sit above the global median – Chicago, IL by 123%, Jeffersonville, IN by 53%.

Meal at Budget Restaurant

$20.71 $20.71

$11.80 $11.80

75.51%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$83.3 $83.3

7.08%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$13.10 $13.10

0.69%

Cappuccino

$5.66 $5.66

$6.08 $6.08

-6.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.61 $2.61

1.15%

Water (0.33 liter bottle)

$2.28 $2.28

$1.80 $1.80

26.67%

Local Beer (0.5 liter draught)

$6.87 $6.87

$5.10 $5.10

34.71%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$7.64 $7.64

15.71%

Milk (1 liter)

$1.25 $1.25

$0.78 $0.78

60.26%

White Bread (500g)

$3.72 $3.72

$2.39 $2.39

55.65%

Rice (white) (1kg)

$5.39 $5.39

$3.46 $3.46

55.78%

Eggs

$4.74 $4.74

$3.16 $3.16

50.00%

Local Cheese (1kg)

$13.84 $13.84

$20.03 $20.03

-30.90%

Chicken Fillets (1kg)

$14.40 $14.40

$8.12 $8.12

77.34%

Beef Round Steak (1kg)

$18.38 $18.38

$19.49 $19.49

-5.70%

Apples (1kg)

$5.22 $5.22

$7.68 $7.68

-32.03%

Banana (1kg)

$1.98 $1.98

$0.89 $0.89

122.47%

Oranges (1kg)

$4.06 $4.06

$4.32 $4.32

-6.02%

Tomato (1kg)

$4.97 $4.97

$3.11 $3.11

59.81%

Potato (1kg)

$2.67 $2.67

$3.66 $3.66

-27.05%

Onion (1kg)

$2.66 $2.66

$2.58 $2.58

3.10%

Lettuce (1 head)

$2.24 $2.24

$1.71 $1.71

30.99%

Water (1.5 liter bottle)

$3.13 $3.13

$1.81 $1.81

72.93%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$9.01 $9.01

53.39%

Wine (Bottle)

$14.88 $14.88

$12.22 $12.22

21.77%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.72 $1.72

47.67%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$4.11 $4.11

-14.60%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.76 $1.76

38.07%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

Taxi Start (Normal Tariff)

$3.18 $3.18

Taxi (Normal Tariff) (1km)

$1.39 $1.39

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

Gasoline (1 liter)

$1.20 $1.20

$0.81 $0.81

48.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.9K $27.9K

25.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$27.6K $27.6K

-3.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$229 $229

-15.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$49.87 $49.87

39.26%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$53.4 $53.4

15.41%

Gym Membership (Monthly)

$47.90 $47.90

$28.04 $28.04

70.83%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.81 $17.81

$11.83 $11.83

50.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$812 $812

120.84%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$24.79 $24.79

170.35%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$19.86 $19.86

162.54%

Sport Shoes (Adidas, Nike)

$102 $102

$79.1 $79.1

28.32%

Men's Leather Business Shoes

$144 $144

$160 $160

-10.36%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$890 $890

183.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$918 $918

71.85%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$1,677 $1,677

182.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$1,527 $1,527

76.38%

Buy Apartment in City Center (m2)

$4,190 $4,190

Buy Apartment Outside City Center (m2)

$2,768 $2,768

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$2,453 $2,453

101.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.62

2.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Jeffersonville, IN: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Jeffersonville, IN

$918 44.1% 41.8% $660

Groceries & Markets

Chicago, IL

$447 14.7%

Jeffersonville, IN

$380 18.2% 15.1% $68

Eating Out

Chicago, IL

$345 11.4%

Jeffersonville, IN

$265 12.7% 23.1% $80

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Jeffersonville, IN

$333 16% 2.2% $7.1

Clothing & Footwear

Chicago, IL

$164 5.4%

Jeffersonville, IN

$128 6.1% 22% $36

Getting Around

Chicago, IL

$93 3.1%

Jeffersonville, IN

$7.1 * 0.3% 92.4% $86

Sport & Entertainment

Chicago, IL

$84 2.8%

Jeffersonville, IN

$52 2.5% 38.1% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $890 in Jeffersonville, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chicago, IL are about 2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Chicago, IL versus $83 in Jeffersonville, IN. Monthly groceries follow the same trend: $447 vs $380 – making Jeffersonville, IN the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Jeffersonville, IN

🕒 Local time

11:24 11:24 AM

12:24 12:24 PM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

49,450

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Chicago, IL Jeffersonville, IN 430 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Jeffersonville, IN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $2,082 in Jeffersonville, IN – Jeffersonville, IN comes out roughly 31% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,124 in Jeffersonville, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jeffersonville, IN, especially for central apartments: a one-bedroom in the center costs $890 there versus $2,526 in Chicago, IL.

A mid-range dinner for two costs $89 in Chicago, IL and $83 in Jeffersonville, IN. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 18% more in Chicago, IL, though the gap depends on what you buy.

A $2,500 monthly budget goes further in Jeffersonville, IN, where all-in costs run around $2,082, than in Chicago, IL at $3,037. In Jeffersonville, IN it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Jeffersonville, IN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Jeffersonville, IN. If higher salaries or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.