Cost of Living Comparison Between Chicago, IL and Jackson, MS Cost of Living Comparison Between Chicago, IL and Jackson, MS

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,385 in Jackson, MS, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $3,638 in Jackson, MS, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $4,891 in Jackson, MS, rent included.

Chicago, IL costs about 29% more than Jackson, MS, driven mainly by Eating Out.

Both Chicago, IL and Jackson, MS sit above the global median – Chicago, IL by 130%, Jackson, MS by 78%.

Meal at Budget Restaurant

$20.91 $20.91

$15.14 $15.14

38.11%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$59.5 $59.5

64.92%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$9.23 $9.23

28.49%

Cappuccino

$5.60 $5.60

$4.01 $4.01

39.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$2.06 $2.06

49.03%

Water (0.33 liter bottle)

$2.47 $2.47

$1.68 $1.68

47.02%

Local Beer (0.5 liter draught)

$7.14 $7.14

$3.41 $3.41

109.38%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$3.67 $3.67

120.16%

Milk (1 liter)

$1.05 $1.05

$1.01 $1.01

3.96%

White Bread (500g)

$4.11 $4.11

$2.91 $2.91

41.24%

Rice (white) (1kg)

$5.61 $5.61

$4.60 $4.60

21.96%

Eggs

$4.51 $4.51

$4.05 $4.05

11.36%

Local Cheese (1kg)

$14.27 $14.27

$8.03 $8.03

77.71%

Chicken Fillets (1kg)

$14.89 $14.89

$8.79 $8.79

69.40%

Beef Round Steak (1kg)

$19.19 $19.19

$15.70 $15.70

22.23%

Apples (1kg)

$5.14 $5.14

$5.80 $5.80

-11.38%

Banana (1kg)

$1.77 $1.77

$1.49 $1.49

18.79%

Oranges (1kg)

$4.39 $4.39

$1.52 $1.52

188.82%

Tomato (1kg)

$4.56 $4.56

$4.74 $4.74

-3.80%

Potato (1kg)

$2.54 $2.54

$4.90 $4.90

-48.16%

Onion (1kg)

$2.75 $2.75

$1.93 $1.93

42.49%

Lettuce (1 head)

$2.42 $2.42

$1.53 $1.53

58.17%

Water (1.5 liter bottle)

$2.62 $2.62

$2.38 $2.38

10.08%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$7.53 $7.53

98.14%

Wine (Bottle)

$14.80 $14.80

$13.99 $13.99

5.79%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.68 $1.68

46.43%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$1.89 $1.89

97.35%

One-way Ticket (Public Transport)

$2.48 $2.48

$1.49 $1.49

66.44%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

$42.14 $42.14

79.00%

Taxi Start (Normal Tariff)

$3.18 $3.18

$1.97 $1.97

61.42%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.35 $1.35

5.19%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$19.28 $19.28

29.36%

Gasoline (1 liter)

$1.06 $1.06

$0.77 $0.77

37.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$33.1K $33.1K

-3.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.4K $26.4K

-1.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$218 $218

-15.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$59.7 $59.7

3.40%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$68.4 $68.4

-2.11%

Gym Membership (Monthly)

$75.2 $75.2

$66.2 $66.2

13.58%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

$15.92 $15.92

-17.84%

Cinema Ticket

$14.71 $14.71

$13.09 $13.09

12.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$594 $594

239.88%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$27.2K $27.2K

44.65%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$39.68 $39.68

62.83%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$22.24 $22.24

135.84%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$75.8 $75.8

29.10%

Men's Leather Business Shoes

$148 $148

$114 $114

29.14%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$876 $876

164.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$1,187 $1,187

34.00%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$2,199 $2,199

109.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$2,259 $2,259

23.01%

Buy Apartment in City Center (m2)

$3,922 $3,922

$1,586 $1,586

147.34%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$1,575 $1,575

65.83%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

$2,705 $2,705

92.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.4

3.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Jackson, MS: June 1, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $876 in Jackson, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 93% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $60.0 in Jackson, MS. Monthly groceries follow the same trend: $447 vs $350 – making Jackson, MS the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Jackson, MS: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,077 in Chicago, IL, $2,385 in Jackson, MS – roughly 29% apart. Chicago, IL costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,616 per month in Chicago, IL and $3,578 in Jackson, MS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jackson, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 28% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $98.0 in Chicago, IL and $60.0 in Jackson, MS. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Jackson, MS, where all-in costs run around $2,385, than in Chicago, IL at $3,077. In Jackson, MS it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,385 in Jackson, MS to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jackson, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.