๐A single person spends $3,051 per month in Chicago, IL vs $2,482 in Highland, CA, rent included.
๐A couple spends around $4,638 per month in Chicago, IL vs $3,707 in Highland, CA, rent included.
๐A family of three spends $6,224 per month in Chicago, IL vs $4,932 in Highland, CA, rent included.
๐Chicago, IL costs about 23% more than Highland, CA, driven mainly by Groceries & Markets.
๐Both Chicago, IL and Highland, CA sit above the global median โ Chicago, IL by 128%, Highland, CA by 85%.
Currency
๐ฝ Eating Out
Chicago, IL
Highland, CA
Difference
Meal at Budget Restaurant
$20.67$20.67
$18.23$18.23
13.38%
Three-Course Dinner for Two, Mid-Range
$100$100
$79.4$79.4
26.46%
Fast Food Meal(McDonalds, etc)
$11.86$11.86
$11.77$11.77
0.76%
Cappuccino
$5.54$5.54
$5.06$5.06
9.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.06$3.06
$2.79$2.79
9.68%
Water(0.33 liter bottle)
$2.48$2.48
$1.99$1.99
24.62%
Local Beer(0.5 liter draught)
$6.92$6.92
$7.08$7.08
-2.26%
Imported Beer(0.33 liter bottle)
$8.13$8.13
$6.82$6.82
19.21%
๐ Groceries & Markets
Chicago, IL
Highland, CA
Difference
Milk(1 liter)
$1.04$1.04
$1.11$1.11
-6.31%
White Bread(500g)
$3.91$3.91
$3.99$3.99
-2.01%
Rice(white)(1kg)
$5.42$5.42
$4.13$4.13
31.23%
Eggs
$4.48$4.48
$3.88$3.88
15.46%
Local Cheese(1kg)
$14.52$14.52
$10.68$10.68
35.96%
Chicken Fillets(1kg)
$15.21$15.21
$8.69$8.69
75.03%
Beef Round Steak(1kg)
$19.25$19.25
$14.73$14.73
30.69%
Apples(1kg)
$5.39$5.39
$3.48$3.48
54.89%
Banana(1kg)
$1.69$1.69
$1.67$1.67
1.20%
Oranges(1kg)
$4.32$4.32
$4.01$4.01
7.73%
Tomato(1kg)
$4.51$4.51
$5.60$5.60
-19.46%
Potato(1kg)
$2.56$2.56
$3.27$3.27
-21.71%
Onion(1kg)
$2.70$2.70
$2.84$2.84
-4.93%
Lettuce(1 head)
$2.41$2.41
$1.40$1.40
72.14%
Water(1.5 liter bottle)
$2.62$2.62
$2.16$2.16
21.30%
Cigarettes 20 Pack(Marlboro, Camel)
$15.02$15.02
$11.08$11.08
35.56%
Wine(Bottle)
$14.71$14.71
$15.77$15.77
-6.72%
Local Beer(0.5 liter bottle)
$2.48$2.48
$1.98$1.98
25.25%
Imported Beer(0.33 liter bottle)
$3.69$3.69
$3.53$3.53
4.53%
๐ Getting Around
Chicago, IL
Highland, CA
Difference
One-way Ticket(Public Transport)
$2.55$2.55
$2.02$2.02
26.24%
Public Transport Monthly Pass(Regular Price)
$75.5$75.5
$29.88$29.88
152.64%
Taxi Start(Normal Tariff)
$3.29$3.29
$6.69$6.69
-50.82%
Taxi(Normal Tariff)(1km)
$1.43$1.43
$1.66$1.66
-13.86%
Taxi 1hour Waiting(Normal Tariff)
$24.72$24.72
$29.34$29.34
-15.75%
Gasoline(1 liter)
$1.09$1.09
$1.25$1.25
-12.80%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K$31.8K
$24.1K$24.1K
31.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K$26.4K
$24.5K$24.5K
7.89%
๐งพ Monthly Utilities & Internet
Chicago, IL
Highland, CA
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$183$183
$155$155
18.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$61.8$61.8
$46.97$46.97
31.64%
Internet(50+ Mbps, Unlimited Data)
$65.0$65.0
$60.8$60.8
7.01%
๐ Sport & Entertainment
Chicago, IL
Highland, CA
Difference
Gym Membership(Monthly)
$76.1$76.1
$42.89$42.89
77.38%
Tennis Court(1 Hour on Weekend)
$13.04$13.04
-
-
Cinema Ticket
$14.75$14.75
$14.16$14.16
4.17%
๐งธ Childcare & Education
Chicago, IL
Highland, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,056$2,056
$1,220$1,220
68.48%
International Primary School, 1 Child(Yearly)
$38.5K$38.5K
$23.4K$23.4K
64.26%
๐๐ Clothing & Footwear
Chicago, IL
Highland, CA
Difference
Jeans(Levis 501 Or Similar)
$63.9$63.9
$47.16$47.16
35.56%
Summer Dress(H&M, Zara, etc)
$51.6$51.6
$33.55$33.55
53.77%
Sport Shoes(Adidas, Nike)
$97.3$97.3
$84.7$84.7
14.82%
Men's Leather Business Shoes
$147$147
$85.5$85.5
72.11%
๐ Accommodation & Living
Chicago, IL
Highland, CA
Difference
1-bedroom Apartment, City Center(Monthly)
$2,349$2,349
$1,580$1,580
48.70%
1-bedroom Apartment, Outside City Center(Monthly)
$1,581$1,581
$1,353$1,353
16.83%
3-bedroom Apartment, City Center(Monthly)
$4,708$4,708
$2,648$2,648
77.81%
3-bedroom Apartment, Outside City Center(Monthly)
$2,716$2,716
$2,266$2,266
19.83%
Buy Apartment in City Center(m2)
$3,976$3,976
$2,890$2,890
37.60%
Buy Apartment Outside City Center(m2)
$2,632$2,632
$2,478$2,478
6.21%
๐ต Salaries & Financials
Chicago, IL
Highland, CA
Difference
Average Monthly Net Salary(After Tax)
$4,723$4,723
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.6
6.58
0.30%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Chicago, IL: April 20, 2026
Last update for Highland, CA: April 20, 2026
Cost Breakdown
๐ A central one-bedroom costs $2,349 in Chicago, IL versus $1,580 in Highland, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐A mid-range dinner for two costs $100 in Chicago, IL versus $79 in Highland, CA. Monthly groceries follow the same trend: $447 vs $370 โ making Highland, CA the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Highland, CA: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and Highland, CA compare overall?
Monthly costs with rent: $3,051 in Chicago, IL, $2,482 in Highland, CA โ roughly 23% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to Highland, CA?
For a comfortable life, plan on about $4,577 per month in Chicago, IL and $3,722 in Highland, CA. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
How do rents compare between Chicago, IL and Highland, CA?
Rent is clearly cheaper in Highland, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 21% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $100 in Chicago, IL and $79.0 in Highland, CA. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both โ monthly costs hit $3,051 in Chicago, IL and $2,482 in Highland, CA. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Highland, CA?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,482 in Highland, CA to $3,051 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Highland, CA?
If budget matters most, go with Highland, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.
Chicago, IL vs other spots: cost of living compared