Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Hickory, NC

For one person, living is cheaper in Hickory, NC: $2,078 a month against $3,037 in Chicago, IL, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
100

Cost of Living Index in Hickory, NC
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Hickory, NC Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Hickory, NC

🇺🇸 United States

$2,078

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Hickory, NC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Hickory, NC actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,078 in Hickory, NC, rent included.

Chicago, IL $3,037
Hickory, NC $2,078

A couple spends around $4,518 per month in Chicago, IL vs $2,962 in Hickory, NC, rent included.

Chicago, IL $4,518
Hickory, NC $2,962

A family of three spends $5,999 per month in Chicago, IL vs $3,847 in Hickory, NC, rent included.

Chicago, IL $5,999
Hickory, NC $3,847

Chicago, IL costs about 46% more than Hickory, NC, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Hickory, NC sit above the global median – Chicago, IL by 123%, Hickory, NC by 53%.

Meal at Budget Restaurant

$20.71 $20.71

$15.01 $15.01

37.97%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$61.7 $61.7

44.60%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$11.03 $11.03

19.58%

Cappuccino

$5.66 $5.66

$5.00 $5.00

13.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.23 $2.23

18.39%

Water (0.33 liter bottle)

$2.28 $2.28

$1.57 $1.57

45.22%

Local Beer (0.5 liter draught)

$6.87 $6.87

$5.46 $5.46

25.82%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$6.79 $6.79

30.19%

Milk (1 liter)

$1.25 $1.25

$0.85 $0.85

47.06%

White Bread (500g)

$3.72 $3.72

$3.65 $3.65

1.92%

Rice (white) (1kg)

$5.39 $5.39

$3.12 $3.12

72.76%

Eggs

$4.74 $4.74

$3.43 $3.43

38.19%

Local Cheese (1kg)

$13.84 $13.84

$10.74 $10.74

28.86%

Chicken Fillets (1kg)

$14.40 $14.40

$8.98 $8.98

60.36%

Beef Round Steak (1kg)

$18.38 $18.38

$17.00 $17.00

8.12%

Apples (1kg)

$5.22 $5.22

$3.99 $3.99

30.83%

Banana (1kg)

$1.98 $1.98

$1.75 $1.75

13.14%

Oranges (1kg)

$4.06 $4.06

$2.35 $2.35

72.77%

Tomato (1kg)

$4.97 $4.97

$1.75 $1.75

184.00%

Potato (1kg)

$2.67 $2.67

$2.38 $2.38

12.18%

Onion (1kg)

$2.66 $2.66

$3.25 $3.25

-18.15%

Lettuce (1 head)

$2.24 $2.24

$1.79 $1.79

25.14%

Water (1.5 liter bottle)

$3.13 $3.13

$2.11 $2.11

48.34%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$9.00 $9.00

53.56%

Wine (Bottle)

$14.88 $14.88

$14.93 $14.93

-0.33%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.66 $1.66

53.01%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$2.93 $2.93

19.80%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.22 $1.22

99.18%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$44.59 $44.59

64.90%

Taxi Start (Normal Tariff)

$3.18 $3.18

$1.98 $1.98

60.61%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$2.27 $2.27

-38.77%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$17.72 $17.72

41.25%

Gasoline (1 liter)

$1.20 $1.20

$0.82 $0.82

46.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.0K $27.0K

29.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.3K $26.3K

1.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$141 $141

38.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$59.9 $59.9

16.00%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$54.1 $54.1

13.96%

Gym Membership (Monthly)

$47.90 $47.90

$27.46 $27.46

74.44%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.81 $17.81

$14.27 $14.27

24.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$354 $354

406.71%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$25.3K $25.3K

26.23%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$40.75 $40.75

64.47%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$20.24 $20.24

157.61%

Sport Shoes (Adidas, Nike)

$102 $102

$39.51 $39.51

156.97%

Men's Leather Business Shoes

$144 $144

$49.94 $49.94

187.83%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$1,299 $1,299

94.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,030 $1,030

53.23%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$1,688 $1,688

180.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$1,522 $1,522

76.96%

Buy Apartment in City Center (m2)

$4,190 $4,190

$2,141 $2,141

95.69%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,163 $2,163

27.95%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$4,526 $4,526

8.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

5.53

23.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Hickory, NC: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Hickory, NC

$1K 49.6% 34.7% $548

Groceries & Markets

Chicago, IL

$447 14.7%

Hickory, NC

$338 16.3% 24.4% $109

Eating Out

Chicago, IL

$345 11.4%

Hickory, NC

$269 13% 22% $76

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Hickory, NC

$255 12.3% 21.8% $71

Clothing & Footwear

Chicago, IL

$164 5.4%

Hickory, NC

$68 3.3% 58.7% $96

Getting Around

Chicago, IL

$93 3.1%

Hickory, NC

$63 3% 32.8% $31

Sport & Entertainment

Chicago, IL

$84 2.8%

Hickory, NC

$56 2.7% 32.9% $28

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,299 in Hickory, NC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Chicago, IL versus $62 in Hickory, NC. Monthly groceries follow the same trend: $447 vs $338 – making Hickory, NC the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Hickory, NC

🕒 Local time

21:21 9:21 PM

22:21 10:21 PM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

40,374

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Between locations

Chicago, IL Hickory, NC 870 km ≈ 1 h 30 min nonstop flight

From you

Chicago, IL
Hickory, NC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Hickory, NC: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $2,078 in Hickory, NC – Hickory, NC comes out roughly 32% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,117 in Hickory, NC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hickory, NC, especially for central apartments: a one-bedroom in the center costs $1,299 there versus $2,526 in Chicago, IL.

Groceries cost about 32% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $89 in Chicago, IL and $62 in Hickory, NC. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Hickory, NC, where all-in costs run around $2,078, than in Chicago, IL at $3,037. In Hickory, NC it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Hickory, NC – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hickory, NC. If higher salaries or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.