Cost of Living Comparison Between Chicago, IL and Germantown, TN Cost of Living Comparison Between Chicago, IL and Germantown, TN

😐 Solo nomad: Chicago, IL is 32.2% more expensive than Germantown, TN without rent, and 14.9% more expensive with rent.

😐 Family of 3: Chicago, IL is 23.2% more expensive than Germantown, TN without rent, and 25.2% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$19.03 $19.03

9.41%

Three-Course Dinner for Two, Mid-Range

$100 $100

$74.4 $74.4

34.94%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$10.97 $10.97

9.12%

Cappuccino

$5.56 $5.56

$5.05 $5.05

10.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.56 $2.56

21.48%

Water (0.33 liter bottle)

$2.42 $2.42

$1.96 $1.96

23.47%

Local Beer (0.5 liter draught)

$6.86 $6.86

$5.87 $5.87

16.87%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$7.17 $7.17

17.85%

Milk (1 liter)

$1.04 $1.04

$1.05 $1.05

-0.95%

White Bread (500g)

$4.15 $4.15

$3.52 $3.52

17.90%

Rice (white) (1kg)

$5.52 $5.52

$4.47 $4.47

23.49%

Eggs

$4.65 $4.65

$4.27 $4.27

8.90%

Local Cheese (1kg)

$14.33 $14.33

$12.15 $12.15

17.94%

Chicken Fillets (1kg)

$14.88 $14.88

$11.3 $11.3

31.68%

Beef Round Steak (1kg)

$19.34 $19.34

$15.4 $15.4

25.58%

Apples (1kg)

$5.17 $5.17

$4.78 $4.78

8.16%

Banana (1kg)

$1.71 $1.71

$1.58 $1.58

8.23%

Oranges (1kg)

$4.41 $4.41

$4.21 $4.21

4.75%

Tomato (1kg)

$4.51 $4.51

$4.71 $4.71

-4.25%

Potato (1kg)

$2.53 $2.53

$2.87 $2.87

-11.85%

Onion (1kg)

$2.74 $2.74

$2.91 $2.91

-5.84%

Lettuce (1 head)

$2.43 $2.43

$2.01 $2.01

20.90%

Water (1.5 liter bottle)

$2.7 $2.7

$2.21 $2.21

22.17%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$9.74 $9.74

55.95%

Wine (Bottle)

$16.42 $16.42

$13 $13

26.31%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.78 $1.78

32.02%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$3.42 $3.42

8.19%

One-way Ticket (Public Transport)

$2.53 $2.53

$2.02 $2.02

25.25%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$3.42 $3.42

-2.34%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.59 $1.59

-10.69%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$29.22 $29.22

-13.00%

Gasoline (1 liter)

$1.08 $1.08

$0.84 $0.84

28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$29.9K $29.9K

8.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.9K $25.9K

1.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$184 $184

2.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$52.9 $52.9

20.32%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$67.2 $67.2

-2.90%

Gym Membership (Monthly)

$76.7 $76.7

$42.39 $42.39

80.99%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$13.29 $13.29

12.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,316 $1,316

56.74%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$23.4K $23.4K

67.62%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$50.3 $50.3

27.90%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$39.64 $39.64

32.16%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$85.3 $85.3

11.64%

Men's Leather Business Shoes

$145 $145

$113 $113

28.23%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,626 $1,626

46.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,332 $1,332

18.93%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,641 $2,641

80.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,264 $2,264

24.34%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,522 $2,522

42.24%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,732 $2,732

-8.85%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$7,785 $7,785

-32.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.51

1.38%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Germantown, TN: October 29, 2025

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