Cost of Living Comparison Between Chicago, IL and Galesburg, IL Cost of Living Comparison Between Chicago, IL and Galesburg, IL

Monthly Cost of Living

A single person spends $3,051 per month in Chicago, IL vs $2,523 in Galesburg, IL, rent included.

A couple spends around $4,638 per month in Chicago, IL vs $3,521 in Galesburg, IL, rent included.

A family of three spends $6,224 per month in Chicago, IL vs $4,520 in Galesburg, IL, rent included.

Chicago, IL costs about 21% more than Galesburg, IL, driven mainly by Eating Out.

Both Chicago, IL and Galesburg, IL sit above the global median – Chicago, IL by 128%, Galesburg, IL by 88%.

Meal at Budget Restaurant

$20.67 $20.67

$10.17 $10.17

103.24%

Three-Course Dinner for Two, Mid-Range

$100 $100

$39.46 $39.46

154.59%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$11.15 $11.15

6.37%

Cappuccino

$5.54 $5.54

$5.09 $5.09

8.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 $3.06

$2.31 $2.31

32.47%

Water (0.33 liter bottle)

$2.48 $2.48

$1.52 $1.52

63.16%

Local Beer (0.5 liter draught)

$6.92 $6.92

$3.90 $3.90

77.44%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$5.92 $5.92

37.33%

Milk (1 liter)

$1.04 $1.04

$0.94 $0.94

10.64%

White Bread (500g)

$3.91 $3.91

$2.91 $2.91

34.36%

Rice (white) (1kg)

$5.42 $5.42

$3.04 $3.04

78.29%

Eggs

$4.48 $4.48

$2.91 $2.91

53.95%

Local Cheese (1kg)

$14.52 $14.52

$8.39 $8.39

73.06%

Chicken Fillets (1kg)

$15.21 $15.21

$11.73 $11.73

29.67%

Beef Round Steak (1kg)

$19.25 $19.25

$10.70 $10.70

79.91%

Apples (1kg)

$5.39 $5.39

$7.10 $7.10

-24.08%

Banana (1kg)

$1.69 $1.69

$1.06 $1.06

59.43%

Oranges (1kg)

$4.32 $4.32

$5.66 $5.66

-23.67%

Tomato (1kg)

$4.51 $4.51

$4.20 $4.20

7.38%

Potato (1kg)

$2.56 $2.56

$3.86 $3.86

-33.68%

Onion (1kg)

$2.70 $2.70

$3.93 $3.93

-31.30%

Lettuce (1 head)

$2.41 $2.41

$1.53 $1.53

57.52%

Water (1.5 liter bottle)

$2.62 $2.62

$1.51 $1.51

73.51%

Cigarettes 20 Pack (Marlboro, Camel)

$15.02 $15.02

$7.44 $7.44

101.88%

Wine (Bottle)

$14.71 $14.71

$15.28 $15.28

-3.73%

Local Beer (0.5 liter bottle)

$2.48 $2.48

$2.17 $2.17

14.29%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$4.07 $4.07

-9.34%

One-way Ticket (Public Transport)

$2.55 $2.55

$2.06 $2.06

23.79%

Public Transport Monthly Pass (Regular Price)

$75.5 $75.5

$39.53 $39.53

90.97%

Taxi Start (Normal Tariff)

$3.29 $3.29

$3.45 $3.45

-4.64%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.52 $1.52

-5.92%

Taxi 1hour Waiting (Normal Tariff)

$24.72 $24.72

$39.42 $39.42

-37.29%

Gasoline (1 liter)

$1.09 $1.09

$0.83 $0.83

31.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K $31.8K

$32.0K $32.0K

-0.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$26.1K $26.1K

1.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$243 $243

-24.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.8 $61.8

$51.8 $51.8

19.48%

Internet (50+ Mbps, Unlimited Data)

$65.0 $65.0

$64.1 $64.1

1.43%

Gym Membership (Monthly)

$76.1 $76.1

$43.06 $43.06

76.68%

Tennis Court (1 Hour on Weekend)

$13.04 $13.04

Cinema Ticket

$14.75 $14.75

$6.15 $6.15

139.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,056 $2,056

$1,282 $1,282

60.36%

International Primary School, 1 Child (Yearly)

$38.5K $38.5K

$24.1K $24.1K

59.86%

Jeans (Levis 501 Or Similar)

$63.9 $63.9

$50.4 $50.4

26.90%

Summer Dress (H&M, Zara, etc)

$51.6 $51.6

$35.69 $35.69

44.55%

Sport Shoes (Adidas, Nike)

$97.3 $97.3

$83.5 $83.5

16.48%

Men's Leather Business Shoes

$147 $147

$118 $118

24.43%

1-bedroom Apartment, City Center (Monthly)

$2,349 $2,349

$1,580 $1,580

48.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,581 $1,581

$1,353 $1,353

16.82%

3-bedroom Apartment, City Center (Monthly)

$4,708 $4,708

$2,651 $2,651

77.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,716 $2,716

$2,195 $2,195

23.69%

Buy Apartment in City Center (m2)

$3,976 $3,976

$3,034 $3,034

31.07%

Buy Apartment Outside City Center (m2)

$2,632 $2,632

$2,354 $2,354

11.80%

Average Monthly Net Salary (After Tax)

$4,723 $4,723

$1,760 $1,760

168.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.49

1.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: April 20, 2026

Last update for Galesburg, IL: April 20, 2026

Cost Breakdown

A central one-bedroom costs $2,349 in Chicago, IL versus $1,580 in Galesburg, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 168% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Chicago, IL versus $39 in Galesburg, IL. Monthly groceries follow the same trend: $447 vs $357 – making Galesburg, IL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Galesburg, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,051 in Chicago, IL, $2,523 in Galesburg, IL – roughly 21% apart. Chicago, IL costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,577 per month in Chicago, IL and $3,784 in Galesburg, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Galesburg, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 25% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $100 in Chicago, IL and $39.00 in Galesburg, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Galesburg, IL, where all-in costs run around $2,523, than in Chicago, IL at $3,051. In Galesburg, IL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,523 in Galesburg, IL to $3,051 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Galesburg, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.