Cost of Living Comparison Between Chicago, IL and Gaithersburg, MD Cost of Living Comparison Between Chicago, IL and Gaithersburg, MD

๐Ÿ˜ Solo nomad: Chicago, IL is 5.5% more expensive than Gaithersburg, MD without rent, and 7.9% more expensive with rent.
๐Ÿ˜ Family of 3: Chicago, IL is 4.2% more expensive than Gaithersburg, MD without rent, and 17.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Chicago, IL
Gaithersburg, MD
Difference
Meal at Budget Restaurant
$20.82 $20.82
$19.81 $19.81
5.10%
Three-Course Dinner for Two, Mid-Range
$100 $100
$99.1 $99.1
1.30%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$6.84 $6.84
75.00%
Cappuccino
$5.56 $5.56
$3.88 $3.88
43.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.34 $2.34
32.91%
Water (0.33 liter bottle)
$2.42 $2.42
$1.11 $1.11
118.02%
Local Beer (0.5 liter draught)
$6.86 $6.86
$6.66 $6.66
3.00%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$7.69 $7.69
9.88%
๐Ÿ›’ Groceries & Markets
Chicago, IL
Gaithersburg, MD
Difference
Milk (1 liter)
$1.04 $1.04
$0.93 $0.93
11.83%
White Bread (500g)
$4.15 $4.15
$3.63 $3.63
14.33%
Rice (white) (1kg)
$5.52 $5.52
$6.73 $6.73
-17.98%
Eggs
$4.65 $4.65
$6.62 $6.62
-29.76%
Local Cheese (1kg)
$14.33 $14.33
$11.01 $11.01
30.15%
Chicken Fillets (1kg)
$14.88 $14.88
$17.57 $17.57
-15.31%
Beef Round Steak (1kg)
$19.34 $19.34
$21.63 $21.63
-10.59%
Apples (1kg)
$5.17 $5.17
$7.57 $7.57
-31.70%
Banana (1kg)
$1.71 $1.71
$2.82 $2.82
-39.36%
Oranges (1kg)
$4.41 $4.41
$7.93 $7.93
-44.39%
Tomato (1kg)
$4.51 $4.51
$8.29 $8.29
-45.60%
Potato (1kg)
$2.53 $2.53
$4.67 $4.67
-45.82%
Onion (1kg)
$2.74 $2.74
$3.77 $3.77
-27.32%
Lettuce (1 head)
$2.43 $2.43
$2.74 $2.74
-11.31%
Water (1.5 liter bottle)
$2.7 $2.7
$2.02 $2.02
33.66%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$8.11 $8.11
87.30%
Wine (Bottle)
$16.42 $16.42
$13.69 $13.69
19.94%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$1.76 $1.76
33.52%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.73 $3.73
-0.80%
๐ŸšŒ Getting Around
Chicago, IL
Gaithersburg, MD
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$2.02 $2.02
25.25%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
-
-
Taxi Start (Normal Tariff)
$3.34 $3.34
$4.39 $4.39
-23.92%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.39 $1.39
2.16%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$28.66 $28.66
-11.30%
Gasoline (1 liter)
$1.08 $1.08
$0.82 $0.82
31.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$26.5K $26.5K
22.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$24.5K $24.5K
7.17%
๐Ÿงพ Monthly Utilities & Internet
Chicago, IL
Gaithersburg, MD
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$130 $130
45.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$52.3 $52.3
21.73%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$55.3 $55.3
17.86%
๐ŸŽ‰ Sport & Entertainment
Chicago, IL
Gaithersburg, MD
Difference
Gym Membership (Monthly)
$76.7 $76.7
$29.61 $29.61
159.10%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
-
-
Cinema Ticket
$14.93 $14.93
$15.49 $15.49
-3.62%
๐Ÿงธ Childcare & Education
Chicago, IL
Gaithersburg, MD
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,178 $1,178
75.03%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$23.7K $23.7K
65.18%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chicago, IL
Gaithersburg, MD
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$46.9 $46.9
37.12%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$19.93 $19.93
162.87%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$81.5 $81.5
16.76%
Men's Leather Business Shoes
$145 $145
$122 $122
19.00%
๐Ÿ  Accommodation & Living
Chicago, IL
Gaithersburg, MD
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,768 $1,768
34.48%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,604 $1,604
-1.20%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$2,224 $2,224
114.18%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$2,405 $2,405
17.06%
Buy Apartment in City Center (m2)
$3,588 $3,588
$2,511 $2,511
42.87%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,602 $2,602
-4.29%
๐Ÿ’ต Salaries & Financials
Chicago, IL
Gaithersburg, MD
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$5,892 $5,892
-10.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.57
0.46%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Gaithersburg, MD: October 28, 2025

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