Cost of Living Comparison Between Chicago, IL and Frisco, TX Cost of Living Comparison Between Chicago, IL and Frisco, TX

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,731 in Frisco, TX, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $4,024 in Frisco, TX, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $5,316 in Frisco, TX, rent included.

Chicago, IL costs about 13% more than Frisco, TX, driven mainly by Groceries & Markets.

Both Chicago, IL and Frisco, TX sit above the global median – Chicago, IL by 130%, Frisco, TX by 104%.

Meal at Budget Restaurant

$20.91 $20.91

$14.79 $14.79

41.38%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$59.9 $59.9

63.85%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$10.19 $10.19

16.39%

Cappuccino

$5.60 $5.60

$5.71 $5.71

-1.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$2.54 $2.54

20.87%

Water (0.33 liter bottle)

$2.47 $2.47

$1.99 $1.99

24.12%

Local Beer (0.5 liter draught)

$7.14 $7.14

$5.95 $5.95

20.00%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$6.18 $6.18

30.74%

Milk (1 liter)

$1.05 $1.05

$1.07 $1.07

-1.87%

White Bread (500g)

$4.11 $4.11

$2.81 $2.81

46.26%

Rice (white) (1kg)

$5.61 $5.61

$4.11 $4.11

36.50%

Eggs

$4.51 $4.51

$4.61 $4.61

-2.17%

Local Cheese (1kg)

$14.27 $14.27

$11.64 $11.64

22.59%

Chicken Fillets (1kg)

$14.89 $14.89

$11.03 $11.03

35.00%

Beef Round Steak (1kg)

$19.19 $19.19

$11.49 $11.49

67.01%

Apples (1kg)

$5.14 $5.14

$4.42 $4.42

16.29%

Banana (1kg)

$1.77 $1.77

$1.45 $1.45

22.07%

Oranges (1kg)

$4.39 $4.39

$3.04 $3.04

44.41%

Tomato (1kg)

$4.56 $4.56

$4.55 $4.55

0.22%

Potato (1kg)

$2.54 $2.54

$3.35 $3.35

-24.18%

Onion (1kg)

$2.75 $2.75

$2.23 $2.23

23.32%

Lettuce (1 head)

$2.42 $2.42

$2.10 $2.10

15.24%

Water (1.5 liter bottle)

$2.62 $2.62

$2.72 $2.72

-3.68%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$10.51 $10.51

41.96%

Wine (Bottle)

$14.80 $14.80

$13.93 $13.93

6.25%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.71 $1.71

43.86%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.32 $2.32

60.78%

One-way Ticket (Public Transport)

$2.48 $2.48

$5.12 $5.12

-51.56%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

$81.1 $81.1

-6.96%

Taxi Start (Normal Tariff)

$3.18 $3.18

$2.80 $2.80

13.57%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.28 $1.28

10.94%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$29.87 $29.87

-16.50%

Gasoline (1 liter)

$1.06 $1.06

$0.80 $0.80

32.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$30.2K $30.2K

5.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.7K $26.7K

-2.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$221 $221

-16.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$72.2 $72.2

-14.50%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$67.3 $67.3

-0.56%

Gym Membership (Monthly)

$75.2 $75.2

$71.8 $71.8

4.75%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

$12.07 $12.07

8.37%

Cinema Ticket

$14.71 $14.71

$15.03 $15.03

-2.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$1,610 $1,610

25.52%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$23.1K $23.1K

70.53%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$53.9 $53.9

19.98%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$39.39 $39.39

33.16%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$96.4 $96.4

1.52%

Men's Leather Business Shoes

$148 $148

$153 $153

-3.70%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$1,827 $1,827

26.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$1,431 $1,431

11.13%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$3,863 $3,863

19.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$2,494 $2,494

11.41%

Buy Apartment in City Center (m2)

$3,922 $3,922

$3,206 $3,206

22.33%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$2,326 $2,326

12.31%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

$7,020 $7,020

-25.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.52

1.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Frisco, TX: May 30, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $1,827 in Frisco, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Frisco, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $60.0 in Frisco, TX. Monthly groceries follow the same trend: $447 vs $361 – making Frisco, TX the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Frisco, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,077 in Chicago, IL, $2,731 in Frisco, TX – roughly 13% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,616 per month in Chicago, IL and $4,096 in Frisco, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Frisco, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 24% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $98.0 in Chicago, IL and $60.0 in Frisco, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $2,731 in Frisco, TX. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,731 in Frisco, TX to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Frisco, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.