Cost of Living Comparison Between Chicago, IL and Frederick, MD Cost of Living Comparison Between Chicago, IL and Frederick, MD

😐 Solo nomad: Chicago, IL is 31.3% more expensive than Frederick, MD without rent, and 15.2% more expensive with rent.

😐 Family of 3: Chicago, IL is 22.9% more expensive than Frederick, MD without rent, and 15.4% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$19.64 $19.64

6.01%

Three-Course Dinner for Two, Mid-Range

$100 $100

$79.1 $79.1

26.88%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$9.66 $9.66

23.91%

Cappuccino

$5.56 $5.56

$4.72 $4.72

17.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$2.69 $2.69

15.61%

Water (0.33 liter bottle)

$2.42 $2.42

$2.22 $2.22

9.01%

Local Beer (0.5 liter draught)

$6.86 $6.86

$6.03 $6.03

13.76%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$7.08 $7.08

19.35%

Milk (1 liter)

$1.04 $1.04

$0.98 $0.98

6.12%

White Bread (500g)

$4.15 $4.15

$3.09 $3.09

34.30%

Rice (white) (1kg)

$5.52 $5.52

$5.43 $5.43

1.66%

Eggs

$4.65 $4.65

$3.54 $3.54

31.36%

Local Cheese (1kg)

$14.33 $14.33

$12.68 $12.68

13.01%

Chicken Fillets (1kg)

$14.88 $14.88

$11.11 $11.11

33.93%

Beef Round Steak (1kg)

$19.34 $19.34

$16.39 $16.39

18.00%

Apples (1kg)

$5.17 $5.17

$7.59 $7.59

-31.88%

Banana (1kg)

$1.71 $1.71

$1.74 $1.74

-1.72%

Oranges (1kg)

$4.41 $4.41

$6.76 $6.76

-34.76%

Tomato (1kg)

$4.51 $4.51

$6.59 $6.59

-31.56%

Potato (1kg)

$2.53 $2.53

$3.5 $3.5

-27.71%

Onion (1kg)

$2.74 $2.74

$2.73 $2.73

0.37%

Lettuce (1 head)

$2.43 $2.43

$2.3 $2.3

5.65%

Water (1.5 liter bottle)

$2.7 $2.7

$2.51 $2.51

7.57%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$10.68 $10.68

42.23%

Wine (Bottle)

$16.42 $16.42

$18.18 $18.18

-9.68%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$1.75 $1.75

34.29%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$5.1 $5.1

-27.45%

One-way Ticket (Public Transport)

$2.53 $2.53

$1.97 $1.97

28.43%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$3.96 $3.96

-15.66%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.21 $1.21

17.36%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$29.36 $29.36

-13.42%

Gasoline (1 liter)

$1.08 $1.08

$0.82 $0.82

31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$29.4K $29.4K

10.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$24.4K $24.4K

7.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$114 $114

65.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$48.46 $48.46

31.45%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$71 $71

-8.18%

Gym Membership (Monthly)

$76.7 $76.7

$43.32 $43.32

77.10%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$1,769 $1,769

16.62%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$24.1K $24.1K

62.61%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$36.96 $36.96

74.00%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$38.96 $38.96

34.47%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$96 $96

-0.79%

Men's Leather Business Shoes

$145 $145

$96.9 $96.9

49.35%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,675 $1,675

41.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,484 $1,484

6.76%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,859 $2,859

66.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,663 $2,663

5.71%

Buy Apartment in City Center (m2)

$3,588 $3,588

$2,530 $2,530

41.79%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$2,133 $2,133

16.77%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

$4,894 $4,894

7.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.32

4.43%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Frederick, MD: October 27, 2025

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