Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Fort Myers, FL

For one person, living costs are similar in Chicago, IL and in Fort Myers, FL: $3,185 and $3,034 a month, rent and utilities included.

Chicago, IL
🇺🇸 United States
$3,185
/mo nomad
Fort Myers, FL
🇺🇸 United States
$3,034
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Fort Myers, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Fort Myers, FL actually costs, broken down by who's living it.

A single person spends $3,185 per month in Chicago, IL vs $3,034 in Fort Myers, FL, rent included.

  • Chicago, IL $3,185
  • Fort Myers, FL $3,034

A couple spends around $4,631 per month in Chicago, IL vs $4,394 in Fort Myers, FL, rent included.

  • Chicago, IL $4,631
  • Fort Myers, FL $4,394

A family of three spends $6,077 per month in Chicago, IL vs $5,753 in Fort Myers, FL, rent included.

  • Chicago, IL $6,077
  • Fort Myers, FL $5,753

Chicago, IL costs about 5% more than Fort Myers, FL, and outside of rent the biggest gap is in clothing.

Both Chicago, IL and Fort Myers, FL sit above the global median – Chicago, IL by 136%, Fort Myers, FL by 125%.

Currency
🍽 Eating Out
Chicago, IL
Fort Myers, FL
Difference
Meal at Budget Restaurant
$21.58 $21.58
$24.92 $24.92
-13.40%
Three-Course Dinner for Two, Mid-Range
$88.7 $88.7
$78.7 $78.7
12.63%
Fast Food Meal (McDonalds, etc)
$13.20 $13.20
$12.46 $12.46
5.94%
Cappuccino
$5.59 $5.59
$4.49 $4.49
24.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.63 $2.63
$2.71 $2.71
-2.95%
Water (0.33 liter bottle)
$2.26 $2.26
$1.95 $1.95
15.90%
Local Beer (0.5 liter draught)
$7.11 $7.11
$4.87 $4.87
46.00%
Imported Beer (0.33 liter bottle)
$9.23 $9.23
$6.07 $6.07
52.06%
🛒 Groceries & Markets
Chicago, IL
Fort Myers, FL
Difference
Milk (1 liter)
$1.28 $1.28
$1.03 $1.03
24.27%
White Bread (500g)
$3.84 $3.84
$4.60 $4.60
-16.52%
Rice (white) (1kg)
$5.07 $5.07
$4.97 $4.97
2.01%
Eggs
$4.84 $4.84
$4.05 $4.05
19.51%
Local Cheese (1kg)
$14.17 $14.17
$9.48 $9.48
49.47%
Chicken Fillets (1kg)
$14.61 $14.61
$10.57 $10.57
38.22%
Beef Round Steak (1kg)
$18.76 $18.76
$19.79 $19.79
-5.20%
Apples (1kg)
$5.19 $5.19
$6.15 $6.15
-15.61%
Banana (1kg)
$2.00 $2.00
$1.47 $1.47
36.05%
Oranges (1kg)
$4.00 $4.00
$4.26 $4.26
-6.10%
Tomato (1kg)
$4.98 $4.98
$5.44 $5.44
-8.46%
Potato (1kg)
$2.79 $2.79
$2.75 $2.75
1.45%
Onion (1kg)
$2.65 $2.65
$3.79 $3.79
-30.08%
Lettuce (1 head)
$2.13 $2.13
$2.75 $2.75
-22.55%
Water (1.5 liter bottle)
$3.09 $3.09
$1.79 $1.79
72.63%
Cigarettes 20 Pack (Marlboro, Camel)
$16.05 $16.05
$9.02 $9.02
77.94%
Wine (Bottle)
$15.20 $15.20
$16.77 $16.77
-9.36%
Local Beer (0.5 liter bottle)
$2.62 $2.62
$2.58 $2.58
1.55%
Imported Beer (0.33 liter bottle)
$3.46 $3.46
$2.20 $2.20
57.27%
🚌 Getting Around
Chicago, IL
Fort Myers, FL
Difference
One-way Ticket (Public Transport)
$2.47 $2.47
$2.01 $2.01
22.89%
Public Transport Monthly Pass (Regular Price)
$75.1 $75.1
$39.37 $39.37
90.75%
Taxi Start (Normal Tariff)
$3.21 $3.21
$3.98 $3.98
-19.35%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.88 $1.88
-26.06%
Taxi 1hour Waiting (Normal Tariff)
$25.02 $25.02
$23.65 $23.65
5.79%
Gasoline (1 liter)
$1.24 $1.24
$1.03 $1.03
20.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2K $37.2K
$33.6K $33.6K
10.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$25.9K $25.9K
-0.16%
🧾 Monthly Utilities & Internet
Chicago, IL
Fort Myers, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$192 $192
$192 $192
-0.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$67.8 $67.8
$64.0 $64.0
6.02%
Internet (50+ Mbps, Unlimited Data)
$60.9 $60.9
$80.9 $80.9
-24.77%
🎉 Sport & Entertainment
Chicago, IL
Fort Myers, FL
Difference
Gym Membership (Monthly)
$53.6 $53.6
$45.57 $45.57
17.56%
Tennis Court (1 Hour on Weekend)
$27.90 $27.90
$19.95 $19.95
39.85%
Cinema Ticket
$17.80 $17.80
$17.91 $17.91
-0.61%
🧸 Childcare & Education
Chicago, IL
Fort Myers, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,554 $1,554
$1,915 $1,915
-18.82%
International Primary School, 1 Child (Yearly)
$31.4K $31.4K
$41.2K $41.2K
-23.84%
👕👟 Clothing & Footwear
Chicago, IL
Fort Myers, FL
Difference
Jeans (Levis 501 Or Similar)
$67.9 $67.9
$46.85 $46.85
44.89%
Summer Dress (H&M, Zara, etc)
$50.8 $50.8
$41.22 $41.22
23.14%
Sport Shoes (Adidas, Nike)
$101 $101
$87.6 $87.6
15.80%
Men's Leather Business Shoes
$143 $143
$98.3 $98.3
45.74%
🏠 Accommodation & Living
Chicago, IL
Fort Myers, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,383 $2,383
$1,791 $1,791
33.10%
1-bedroom Apartment, Outside City Center (Monthly)
$1,712 $1,712
$1,670 $1,670
2.53%
3-bedroom Apartment, City Center (Monthly)
$4,674 $4,674
$2,952 $2,952
58.34%
3-bedroom Apartment, Outside City Center (Monthly)
$2,738 $2,738
$2,714 $2,714
0.90%
Buy Apartment in City Center (m2)
$4,158 $4,158
$2,673 $2,673
55.53%
Buy Apartment Outside City Center (m2)
$2,691 $2,691
$2,693 $2,693
-0.08%
💵 Salaries & Financials
Chicago, IL
Fort Myers, FL
Difference
Average Monthly Net Salary (After Tax)
$4,894 $4,894
$3,747 $3,747
30.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.77
6.63
2.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 12, 2026

Last update for Fort Myers, FL: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.7K
Fort Myers, FL
$1.7K 2.5% $42
Groceries & Markets
Chicago, IL
$451
Fort Myers, FL
$416 7.8% $35
Eating Out
Chicago, IL
$353
Fort Myers, FL
$346 2% $7.2
Monthly Utilities & Internet
Chicago, IL
$321
Fort Myers, FL
$337 5.1% $16
Clothing & Footwear
Chicago, IL
$164
Fort Myers, FL
$123 24.6% $40
Getting Around
Chicago, IL
$95
Fort Myers, FL
$61 36.1% $34
Sport & Entertainment
Chicago, IL
$89
Fort Myers, FL
$81 8.7% $7.8

Cost Breakdown

A central one-bedroom costs $2,383 in Chicago, IL versus $1,791 in Fort Myers, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89.0 in Chicago, IL versus $79.0 in Fort Myers, FL. Monthly groceries follow the same trend: $451 vs $416 – making Fort Myers, FL the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Fort Myers, FL
🕒 Local time
11:23 11:23 AM
12:23 12:23 PM
1 h ahead of Chicago, IL
🌤 Weather
👥 Population
2,746,388
68,190
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Chicago, IL Fort Myers, FL 1,770 km ≈ 2 h 45 min nonstop flight
From you
  • Chicago, IL
  • Fort Myers, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Fort Myers, FL: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Fort Myers, FL compare overall?
Monthly costs with rent: $3,185 in Chicago, IL, $3,034 in Fort Myers, FL – roughly 5% apart. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Chicago, IL compared to Fort Myers, FL?
For a comfortable life, plan on about $4,777 per month in Chicago, IL and $4,551 in Fort Myers, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Fort Myers, FL?
Rent is clearly cheaper in Fort Myers, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 8% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89.0 in Chicago, IL and $79.0 in Fort Myers, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $3,185 in Chicago, IL and $3,034 in Fort Myers, FL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Fort Myers, FL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,034 in Fort Myers, FL to $3,185 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Fort Myers, FL?
If budget matters most, go with Fort Myers, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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