Cost of Living Comparison Between Chicago, IL and Farmington Hills, MI Cost of Living Comparison Between Chicago, IL and Farmington Hills, MI

Monthly Cost of Living

A single person spends $3,184 per month in Chicago, IL vs $2,541 in Farmington Hills, MI, rent included.

A couple spends around $4,725 per month in Chicago, IL vs $3,817 in Farmington Hills, MI, rent included.

A family of three spends $6,266 per month in Chicago, IL vs $5,094 in Farmington Hills, MI, rent included.

Chicago, IL costs about 25% more than Farmington Hills, MI, driven mainly by Groceries & Markets.

Both Chicago, IL and Farmington Hills, MI sit above the global median – Chicago, IL by 131%, Farmington Hills, MI by 84%.

Currency
🍽 Eating Out
Chicago, IL
Farmington Hills, MI
Difference
Meal at Budget Restaurant
$20.26 $20.26
$20.32 $20.32
-0.30%
Three-Course Dinner for Two, Mid-Range
$88.8 $88.8
$60.3 $60.3
47.30%
Fast Food Meal (McDonalds, etc)
$13.16 $13.16
$10.40 $10.40
26.54%
Cappuccino
$5.77 $5.77
$5.10 $5.10
13.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.63 $2.63
$2.12 $2.12
24.06%
Water (0.33 liter bottle)
$2.34 $2.34
$1.95 $1.95
20.00%
Local Beer (0.5 liter draught)
$7.06 $7.06
$5.12 $5.12
37.89%
Imported Beer (0.33 liter bottle)
$9.18 $9.18
$6.01 $6.01
52.75%
🛒 Groceries & Markets
Chicago, IL
Farmington Hills, MI
Difference
Milk (1 liter)
$1.30 $1.30
$0.72 $0.72
80.56%
White Bread (500g)
$4.05 $4.05
$2.15 $2.15
88.37%
Rice (white) (1kg)
$5.69 $5.69
$4.61 $4.61
23.43%
Eggs
$4.85 $4.85
$2.83 $2.83
71.38%
Local Cheese (1kg)
$15.08 $15.08
$9.61 $9.61
56.92%
Chicken Fillets (1kg)
$14.87 $14.87
$11.61 $11.61
28.08%
Beef Round Steak (1kg)
$19.28 $19.28
$13.29 $13.29
45.07%
Apples (1kg)
$5.68 $5.68
$5.35 $5.35
6.17%
Banana (1kg)
$1.93 $1.93
$1.06 $1.06
82.08%
Oranges (1kg)
$4.10 $4.10
$6.81 $6.81
-39.79%
Tomato (1kg)
$5.11 $5.11
$5.87 $5.87
-12.95%
Potato (1kg)
$2.92 $2.92
$6.67 $6.67
-56.22%
Onion (1kg)
$2.77 $2.77
$4.67 $4.67
-40.69%
Lettuce (1 head)
$2.30 $2.30
$1.93 $1.93
19.17%
Water (1.5 liter bottle)
$3.04 $3.04
$1.52 $1.52
100.00%
Cigarettes 20 Pack (Marlboro, Camel)
$15.93 $15.93
$8.98 $8.98
77.39%
Wine (Bottle)
$15.06 $15.06
$12.82 $12.82
17.47%
Local Beer (0.5 liter bottle)
$2.53 $2.53
$2.02 $2.02
25.25%
Imported Beer (0.33 liter bottle)
$3.48 $3.48
$2.56 $2.56
35.94%
🚌 Getting Around
Chicago, IL
Farmington Hills, MI
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$3.07 $3.07
-17.59%
Public Transport Monthly Pass (Regular Price)
$74.8 $74.8
$66.2 $66.2
12.93%
Taxi Start (Normal Tariff)
$3.28 $3.28
$5.29 $5.29
-38.00%
Taxi (Normal Tariff) (1km)
$1.36 $1.36
$1.54 $1.54
-11.69%
Taxi 1hour Waiting (Normal Tariff)
$22.55 $22.55
$48.66 $48.66
-53.66%
Gasoline (1 liter)
$1.22 $1.22
$0.95 $0.95
28.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K $36.1K
$35.3K $35.3K
2.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$24.9K $24.9K
4.40%
🧾 Monthly Utilities & Internet
Chicago, IL
Farmington Hills, MI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$117 $117
60.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.0 $69.0
$36.75 $36.75
87.76%
Internet (50+ Mbps, Unlimited Data)
$63.6 $63.6
$61.7 $61.7
3.03%
🎉 Sport & Entertainment
Chicago, IL
Farmington Hills, MI
Difference
Gym Membership (Monthly)
$63.4 $63.4
$76.2 $76.2
-16.70%
Tennis Court (1 Hour on Weekend)
$27.11 $27.11
$35.64 $35.64
-23.93%
Cinema Ticket
$17.90 $17.90
$9.48 $9.48
88.82%
🧸 Childcare & Education
Chicago, IL
Farmington Hills, MI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,526 $1,526
$1,618 $1,618
-5.69%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$16.7K $16.7K
90.87%
👕👟 Clothing & Footwear
Chicago, IL
Farmington Hills, MI
Difference
Jeans (Levis 501 Or Similar)
$62.1 $62.1
$57.6 $57.6
7.85%
Summer Dress (H&M, Zara, etc)
$56.4 $56.4
$21.61 $21.61
160.90%
Sport Shoes (Adidas, Nike)
$101 $101
$45.55 $45.55
121.54%
Men's Leather Business Shoes
$156 $156
$148 $148
5.52%
🏠 Accommodation & Living
Chicago, IL
Farmington Hills, MI
Difference
1-bedroom Apartment, City Center (Monthly)
$2,342 $2,342
$1,543 $1,543
51.76%
1-bedroom Apartment, Outside City Center (Monthly)
$1,698 $1,698
$1,292 $1,292
31.46%
3-bedroom Apartment, City Center (Monthly)
$4,576 $4,576
$2,726 $2,726
67.86%
3-bedroom Apartment, Outside City Center (Monthly)
$2,806 $2,806
$2,341 $2,341
19.84%
Buy Apartment in City Center (m2)
$4,130 $4,130
$2,968 $2,968
39.17%
Buy Apartment Outside City Center (m2)
$2,740 $2,740
$1,708 $1,708
60.39%
💵 Salaries & Financials
Chicago, IL
Farmington Hills, MI
Difference
Average Monthly Net Salary (After Tax)
$4,891 $4,891
$5,195 $5,195
-5.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.38
6.04
5.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: September 6, 2026

Last update for Farmington Hills, MI: September 6, 2026

Cost Breakdown

A central one-bedroom costs $2,342 in Chicago, IL versus $1,543 in Farmington Hills, MI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Farmington Hills, MI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $89.0 in Chicago, IL versus $60.0 in Farmington Hills, MI. Monthly groceries follow the same trend: $465 vs $371 – making Farmington Hills, MI the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Farmington Hills, MI: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Farmington Hills, MI compare overall?
Monthly costs with rent: $3,184 in Chicago, IL, $2,541 in Farmington Hills, MI – roughly 25% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to Farmington Hills, MI?
For a comfortable life, plan on about $4,776 per month in Chicago, IL and $3,812 in Farmington Hills, MI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Farmington Hills, MI?
Rent is clearly cheaper in Farmington Hills, MI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 25% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89.0 in Chicago, IL and $60.0 in Farmington Hills, MI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,000 budget?
$2,000 is a stretch for both – monthly costs hit $3,184 in Chicago, IL and $2,541 in Farmington Hills, MI. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Farmington Hills, MI?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,541 in Farmington Hills, MI to $3,184 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Farmington Hills, MI?
If budget matters most, go with Farmington Hills, MI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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