Cost of Living Comparison Between Chicago, IL and Fairborn, OH Cost of Living Comparison Between Chicago, IL and Fairborn, OH

Monthly Cost of Living

A single person spends $3,106 per month in Chicago, IL vs $2,441 in Fairborn, OH, rent included.

A couple spends around $4,599 per month in Chicago, IL vs $3,536 in Fairborn, OH, rent included.

A family of three spends $6,092 per month in Chicago, IL vs $4,631 in Fairborn, OH, rent included.

Chicago, IL costs about 27% more than Fairborn, OH, driven mainly by Eating Out.

Both Chicago, IL and Fairborn, OH sit above the global median – Chicago, IL by 126%, Fairborn, OH by 78%.

Meal at Budget Restaurant

$19.86 $19.86

$14.22 $14.22

39.66%

Three-Course Dinner for Two, Mid-Range

$88.3 $88.3

$70.3 $70.3

25.72%

Fast Food Meal (McDonalds, etc)

$13.23 $13.23

$10.09 $10.09

31.12%

Cappuccino

$5.86 $5.86

$4.20 $4.20

39.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$2.37 $2.37

10.13%

Water (0.33 liter bottle)

$2.32 $2.32

$1.93 $1.93

20.21%

Local Beer (0.5 liter draught)

$7.03 $7.03

$6.27 $6.27

12.12%

Imported Beer (0.33 liter bottle)

$9.25 $9.25

$7.95 $7.95

16.35%

Milk (1 liter)

$1.34 $1.34

$0.78 $0.78

71.79%

White Bread (500g)

$4.19 $4.19

$2.77 $2.77

51.26%

Rice (white) (1kg)

$5.50 $5.50

$3.75 $3.75

46.67%

Eggs

$4.71 $4.71

$3.74 $3.74

25.94%

Local Cheese (1kg)

$14.72 $14.72

$12.26 $12.26

20.07%

Chicken Fillets (1kg)

$14.53 $14.53

$12.68 $12.68

14.59%

Beef Round Steak (1kg)

$19.69 $19.69

$16.00 $16.00

23.06%

Apples (1kg)

$5.64 $5.64

$4.79 $4.79

17.75%

Banana (1kg)

$1.97 $1.97

$1.51 $1.51

30.46%

Oranges (1kg)

$4.04 $4.04

$4.88 $4.88

-17.21%

Tomato (1kg)

$5.07 $5.07

$4.31 $4.31

17.63%

Potato (1kg)

$2.94 $2.94

$2.42 $2.42

21.49%

Onion (1kg)

$2.92 $2.92

$2.93 $2.93

-0.34%

Lettuce (1 head)

$2.28 $2.28

$2.31 $2.31

-1.30%

Water (1.5 liter bottle)

$3.12 $3.12

$2.51 $2.51

24.30%

Cigarettes 20 Pack (Marlboro, Camel)

$16.19 $16.19

$10.05 $10.05

61.09%

Wine (Bottle)

$15.17 $15.17

$15.51 $15.51

-2.19%

Local Beer (0.5 liter bottle)

$2.67 $2.67

$1.70 $1.70

57.06%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.65 $3.65

-4.66%

One-way Ticket (Public Transport)

$2.54 $2.54

$1.94 $1.94

30.93%

Public Transport Monthly Pass (Regular Price)

$76.0 $76.0

Taxi Start (Normal Tariff)

$3.16 $3.16

$1.97 $1.97

60.41%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$1.73 $1.73

-20.81%

Taxi 1hour Waiting (Normal Tariff)

$22.66 $22.66

$33.36 $33.36

-32.07%

Gasoline (1 liter)

$1.20 $1.20

$1.03 $1.03

16.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K $37.0K

$36.0K $36.0K

2.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.3K $25.3K

2.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$207 $207

-8.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.5 $68.5

$50.9 $50.9

34.64%

Internet (50+ Mbps, Unlimited Data)

$61.1 $61.1

$58.0 $58.0

5.29%

Gym Membership (Monthly)

$63.8 $63.8

$41.79 $41.79

52.62%

Tennis Court (1 Hour on Weekend)

$27.80 $27.80

Cinema Ticket

$18.28 $18.28

$13.38 $13.38

36.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,525 $1,525

$531 $531

187.23%

International Primary School, 1 Child (Yearly)

$32.0K $32.0K

$6,532 $6,532

389.90%

Jeans (Levis 501 Or Similar)

$64.0 $64.0

$40.54 $40.54

57.92%

Summer Dress (H&M, Zara, etc)

$54.4 $54.4

$45.33 $45.33

20.01%

Sport Shoes (Adidas, Nike)

$101 $101

$69.1 $69.1

45.59%

Men's Leather Business Shoes

$153 $153

$122 $122

26.02%

1-bedroom Apartment, City Center (Monthly)

$2,421 $2,421

$1,604 $1,604

50.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,690 $1,690

$1,268 $1,268

33.29%

3-bedroom Apartment, City Center (Monthly)

$4,584 $4,584

$2,506 $2,506

82.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,782 $2,782

$2,149 $2,149

29.47%

Buy Apartment in City Center (m2)

$4,170 $4,170

$2,677 $2,677

55.75%

Buy Apartment Outside City Center (m2)

$2,739 $2,739

$2,666 $2,666

2.74%

Average Monthly Net Salary (After Tax)

$4,777 $4,777

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

6.14

3.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: August 29, 2026

Last update for Fairborn, OH: August 30, 2026

Cost Breakdown

A central one-bedroom costs $2,421 in Chicago, IL versus $1,604 in Fairborn, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $88.0 in Chicago, IL versus $70.0 in Fairborn, OH. Monthly groceries follow the same trend: $465 vs $387 – making Fairborn, OH the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Fairborn, OH: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,106 in Chicago, IL, $2,441 in Fairborn, OH – roughly 27% apart. Chicago, IL costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,659 per month in Chicago, IL and $3,662 in Fairborn, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fairborn, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $88.0 in Chicago, IL and $70.0 in Fairborn, OH. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $3,106 in Chicago, IL and $2,441 in Fairborn, OH. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,441 in Fairborn, OH to $3,106 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Fairborn, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.