Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Emporia, KS

For one person, living is cheaper in Emporia, KS: $1,558 a month against $3,139 in Chicago, IL, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Emporia, KS
🇺🇸 United States
$1,558
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Emporia, KS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Emporia, KS actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $1,558 in Emporia, KS, rent included.

  • Chicago, IL $3,139
  • Emporia, KS $1,558

A couple spends around $4,627 per month in Chicago, IL vs $2,497 in Emporia, KS, rent included.

  • Chicago, IL $4,627
  • Emporia, KS $2,497

A family of three spends $6,115 per month in Chicago, IL vs $3,435 in Emporia, KS, rent included.

  • Chicago, IL $6,115
  • Emporia, KS $3,435

Chicago, IL costs about 102% more than Emporia, KS, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Emporia, KS sit above the global median – Chicago, IL by 132%, Emporia, KS by 15%.

Currency
🍽 Eating Out
Chicago, IL
Emporia, KS
Difference
Meal at Budget Restaurant
$20.65 $20.65
$15.83 $15.83
30.45%
Three-Course Dinner for Two, Mid-Range
$90.2 $90.2
$75.6 $75.6
19.29%
Fast Food Meal (McDonalds, etc)
$12.94 $12.94
$11.90 $11.90
8.74%
Cappuccino
$5.60 $5.60
$4.45 $4.45
25.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.33 $2.33
13.30%
Water (0.33 liter bottle)
$2.27 $2.27
$1.69 $1.69
34.32%
Local Beer (0.5 liter draught)
$6.98 $6.98
$5.05 $5.05
38.22%
Imported Beer (0.33 liter bottle)
$8.83 $8.83
$6.06 $6.06
45.71%
🛒 Groceries & Markets
Chicago, IL
Emporia, KS
Difference
Milk (1 liter)
$1.27 $1.27
$0.88 $0.88
44.32%
White Bread (500g)
$3.80 $3.80
$3.30 $3.30
15.15%
Rice (white) (1kg)
$5.30 $5.30
$1.92 $1.92
176.04%
Eggs
$4.76 $4.76
$2.85 $2.85
67.02%
Local Cheese (1kg)
$13.96 $13.96
$8.30 $8.30
68.19%
Chicken Fillets (1kg)
$14.61 $14.61
$8.45 $8.45
72.90%
Beef Round Steak (1kg)
$18.77 $18.77
$14.40 $14.40
30.35%
Apples (1kg)
$5.19 $5.19
$4.99 $4.99
4.01%
Banana (1kg)
$1.98 $1.98
$1.20 $1.20
65.00%
Oranges (1kg)
$3.93 $3.93
$2.84 $2.84
38.38%
Tomato (1kg)
$4.96 $4.96
$2.79 $2.79
77.78%
Potato (1kg)
$2.76 $2.76
$1.64 $1.64
68.29%
Onion (1kg)
$2.76 $2.76
$2.76 $2.76
-
Lettuce (1 head)
$2.22 $2.22
$1.88 $1.88
18.09%
Water (1.5 liter bottle)
$2.98 $2.98
$2.32 $2.32
28.45%
Cigarettes 20 Pack (Marlboro, Camel)
$14.02 $14.02
$9.13 $9.13
53.56%
Wine (Bottle)
$15.28 $15.28
$9.49 $9.49
61.01%
Local Beer (0.5 liter bottle)
$2.58 $2.58
$1.84 $1.84
40.22%
Imported Beer (0.33 liter bottle)
$3.50 $3.50
$2.57 $2.57
36.19%
🚌 Getting Around
Chicago, IL
Emporia, KS
Difference
One-way Ticket (Public Transport)
$2.47 $2.47
-
-
Public Transport Monthly Pass (Regular Price)
$74.8 $74.8
-
-
Taxi Start (Normal Tariff)
$3.34 $3.34
$4.91 $4.91
-31.98%
Taxi (Normal Tariff) (1km)
$1.43 $1.43
$1.82 $1.82
-21.43%
Taxi 1hour Waiting (Normal Tariff)
$24.32 $24.32
$34.41 $34.41
-29.32%
Gasoline (1 liter)
$1.26 $1.26
$0.89 $0.89
41.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$27.5K $27.5K
27.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$25.8K $25.8K
1.01%
🧾 Monthly Utilities & Internet
Chicago, IL
Emporia, KS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$193 $193
$144 $144
33.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.3 $68.3
$46.93 $46.93
45.43%
Internet (50+ Mbps, Unlimited Data)
$61.3 $61.3
$49.14 $49.14
24.75%
🎉 Sport & Entertainment
Chicago, IL
Emporia, KS
Difference
Gym Membership (Monthly)
$54.1 $54.1
$44.39 $44.39
21.92%
Tennis Court (1 Hour on Weekend)
$27.92 $27.92
-
-
Cinema Ticket
$17.74 $17.74
$12.43 $12.43
42.72%
🧸 Childcare & Education
Chicago, IL
Emporia, KS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,652 $1,652
$824 $824
100.44%
International Primary School, 1 Child (Yearly)
$31.1K $31.1K
-
-
👕👟 Clothing & Footwear
Chicago, IL
Emporia, KS
Difference
Jeans (Levis 501 Or Similar)
$66.1 $66.1
$48.75 $48.75
35.53%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$25.34 $25.34
102.21%
Sport Shoes (Adidas, Nike)
$100 $100
$89.5 $89.5
11.90%
Men's Leather Business Shoes
$141 $141
$83.4 $83.4
69.06%
🏠 Accommodation & Living
Chicago, IL
Emporia, KS
Difference
1-bedroom Apartment, City Center (Monthly)
$2,446 $2,446
$685 $685
257.19%
1-bedroom Apartment, Outside City Center (Monthly)
$1,678 $1,678
$546 $546
207.42%
3-bedroom Apartment, City Center (Monthly)
$4,717 $4,717
$1,752 $1,752
169.23%
3-bedroom Apartment, Outside City Center (Monthly)
$2,795 $2,795
$1,108 $1,108
152.21%
Buy Apartment in City Center (m2)
$4,105 $4,105
$1,251 $1,251
228.10%
Buy Apartment Outside City Center (m2)
$2,650 $2,650
$1,246 $1,246
112.65%
💵 Salaries & Financials
Chicago, IL
Emporia, KS
Difference
Average Monthly Net Salary (After Tax)
$4,866 $4,866
$5,551 $5,551
-12.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.37
6.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Emporia, KS: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.7K
Emporia, KS
$546 67.5% $1.1K
Groceries & Markets
Chicago, IL
$449
Emporia, KS
$308 31.5% $142
Eating Out
Chicago, IL
$343
Emporia, KS
$269 21.6% $74
Monthly Utilities & Internet
Chicago, IL
$322
Emporia, KS
$240 25.4% $82
Clothing & Footwear
Chicago, IL
$161
Emporia, KS
$111 31.1% $50
Getting Around
Chicago, IL
$95
Emporia, KS
$14 * 85.3% $81
Sport & Entertainment
Chicago, IL
$90
Emporia, KS
$69 22.7% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $685 in Emporia, KS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Emporia, KS, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $76.0 in Emporia, KS. Monthly groceries follow the same trend: $449 vs $308 – making Emporia, KS the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Emporia, KS
🕒 Local time
03:13 3:13 AM
03:13 3:13 AM
Same time as Chicago, IL
🌤 Weather
👥 Population
2,746,388
26,188
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Chicago, IL Emporia, KS 820 km ≈ 1 h 30 min nonstop flight
From you
  • Chicago, IL
  • Emporia, KS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Emporia, KS: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Emporia, KS compare overall?
Monthly costs with rent: $3,139 in Chicago, IL, $1,558 in Emporia, KS – roughly 102% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Chicago, IL compared to Emporia, KS?
For a comfortable life, plan on about $4,708 per month in Chicago, IL and $2,337 in Emporia, KS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Emporia, KS?
Rent is clearly cheaper in Emporia, KS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $90.0 in Chicago, IL and $76.0 in Emporia, KS. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 46% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Emporia, KS, where all-in costs run around $1,558, than in Chicago, IL at $3,139. In Emporia, KS it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Chicago, IL and Emporia, KS?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,558 in Emporia, KS to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and Emporia, KS?
If budget matters most, go with Emporia, KS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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