Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and East Hampton, NY

For one person, living is cheaper in East Hampton, NY: $2,526 a month against $3,037 in Chicago, IL, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
East Hampton, NY, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
East Hampton, NY
🇺🇸 United States
$2,526
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in East Hampton, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in East Hampton, NY actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,526 in East Hampton, NY, rent included.

  • Chicago, IL $3,037
  • East Hampton, NY $2,526

A couple spends around $4,518 per month in Chicago, IL vs $3,756 in East Hampton, NY, rent included.

  • Chicago, IL $4,518
  • East Hampton, NY $3,756

A family of three spends $5,999 per month in Chicago, IL vs $4,986 in East Hampton, NY, rent included.

  • Chicago, IL $5,999
  • East Hampton, NY $4,986

Chicago, IL costs about 20% more than East Hampton, NY, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and East Hampton, NY sit above the global median – Chicago, IL by 123%, East Hampton, NY by 86%.

Currency
🍽 Eating Out
Chicago, IL
East Hampton, NY
Difference
Meal at Budget Restaurant
$20.71 $20.71
$19.87 $19.87
4.23%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$75.0 $75.0
18.91%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$11.56 $11.56
14.10%
Cappuccino
$5.66 $5.66
$5.21 $5.21
8.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.60 $2.60
1.54%
Water (0.33 liter bottle)
$2.28 $2.28
$2.05 $2.05
11.22%
Local Beer (0.5 liter draught)
$6.87 $6.87
$5.96 $5.96
15.27%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$7.42 $7.42
19.14%
🛒 Groceries & Markets
Chicago, IL
East Hampton, NY
Difference
Milk (1 liter)
$1.25 $1.25
$1.06 $1.06
17.92%
White Bread (500g)
$3.72 $3.72
$3.65 $3.65
1.92%
Rice (white) (1kg)
$5.39 $5.39
$4.47 $4.47
20.58%
Eggs
$4.74 $4.74
$4.25 $4.25
11.53%
Local Cheese (1kg)
$13.84 $13.84
$12.67 $12.67
9.23%
Chicken Fillets (1kg)
$14.40 $14.40
$11.35 $11.35
26.87%
Beef Round Steak (1kg)
$18.38 $18.38
$17.08 $17.08
7.61%
Apples (1kg)
$5.22 $5.22
$5.04 $5.04
3.57%
Banana (1kg)
$1.98 $1.98
$1.65 $1.65
20.00%
Oranges (1kg)
$4.06 $4.06
$4.68 $4.68
-13.25%
Tomato (1kg)
$4.97 $4.97
$4.77 $4.77
4.19%
Potato (1kg)
$2.67 $2.67
$2.48 $2.48
7.66%
Onion (1kg)
$2.66 $2.66
$3.29 $3.29
-19.15%
Lettuce (1 head)
$2.24 $2.24
$1.95 $1.95
14.87%
Water (1.5 liter bottle)
$3.13 $3.13
$2.12 $2.12
47.64%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$10.22 $10.22
35.23%
Wine (Bottle)
$14.88 $14.88
$14.85 $14.85
0.20%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$2.12 $2.12
19.81%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$3.15 $3.15
11.43%
🚌 Getting Around
Chicago, IL
East Hampton, NY
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$2.08 $2.08
16.83%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$60.6 $60.6
21.34%
Taxi Start (Normal Tariff)
$3.18 $3.18
$2.77 $2.77
14.80%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.55 $1.55
-10.32%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$28.16 $28.16
-11.12%
Gasoline (1 liter)
$1.20 $1.20
$1.20 $1.20
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$30.8K $30.8K
13.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$24.7K $24.7K
7.93%
🧾 Monthly Utilities & Internet
Chicago, IL
East Hampton, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$213 $213
-8.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$51.4 $51.4
35.17%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$67.5 $67.5
-8.63%
🎉 Sport & Entertainment
Chicago, IL
East Hampton, NY
Difference
Gym Membership (Monthly)
$47.90 $47.90
$41.21 $41.21
16.23%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
-
-
Cinema Ticket
$17.81 $17.81
$12.99 $12.99
37.11%
🧸 Childcare & Education
Chicago, IL
East Hampton, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$1,502 $1,502
19.43%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$21.7K $21.7K
47.20%
👕👟 Clothing & Footwear
Chicago, IL
East Hampton, NY
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$59.1 $59.1
13.42%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$46.64 $46.64
11.79%
Sport Shoes (Adidas, Nike)
$102 $102
$80.8 $80.8
25.61%
Men's Leather Business Shoes
$144 $144
$97.5 $97.5
47.47%
🏠 Accommodation & Living
Chicago, IL
East Hampton, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$1,754 $1,754
44.03%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$1,201 $1,201
31.37%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$2,807 $2,807
68.83%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$2,083 $2,083
29.27%
Buy Apartment in City Center (m2)
$4,190 $4,190
$2,982 $2,982
40.51%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$2,527 $2,527
9.54%
💵 Salaries & Financials
Chicago, IL
East Hampton, NY
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.57
3.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for East Hampton, NY: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
East Hampton, NY
$1.2K 23.9% $377
Groceries & Markets
Chicago, IL
$447
East Hampton, NY
$399 10.7% $48
Eating Out
Chicago, IL
$345
East Hampton, NY
$319 7.4% $25
Monthly Utilities & Internet
Chicago, IL
$326
East Hampton, NY
$332 1.9% $6.3
Clothing & Footwear
Chicago, IL
$164
East Hampton, NY
$128 22.1% $36
Getting Around
Chicago, IL
$93
East Hampton, NY
$79 14.9% $14
Sport & Entertainment
Chicago, IL
$84
East Hampton, NY
$67 19.6% $16

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,754 in East Hampton, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $75 in East Hampton, NY. Monthly groceries follow the same trend: $447 vs $399 – making East Hampton, NY the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 East Hampton, NY
🕒 Local time
16:35 4:35 PM
17:35 5:35 PM
1 h ahead of Chicago, IL
🌤 Weather
👥 Population
2,746,388
28,385
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Chicago, IL East Hampton, NY 1,290 km ≈ 2 h nonstop flight
From you
  • Chicago, IL
  • East Hampton, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs East Hampton, NY: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in East Hampton, NY compare overall?
Monthly costs with rent: $3,037 in Chicago, IL, $2,526 in East Hampton, NY – East Hampton, NY comes out roughly 17% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Chicago, IL compared to East Hampton, NY?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,789 in East Hampton, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and East Hampton, NY?
Rent is clearly cheaper in East Hampton, NY, especially for central apartments: a one-bedroom in the center costs $1,754 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 12% more in Chicago, IL, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $75 in East Hampton, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,526 in East Hampton, NY. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Chicago, IL or East Hampton, NY?
Families tend to lean toward East Hampton, NY – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Where should expats move: Chicago, IL or East Hampton, NY?
For expats, East Hampton, NY is the easier option financially – housing and daily costs are lower, and overall it costs about 17% less, which matters a lot on a fixed budget or early-career salary.

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