Cost of Living Comparison Between Chicago, IL and Delray Beach, FL Cost of Living Comparison Between Chicago, IL and Delray Beach, FL

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $3,667 in Delray Beach, FL, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $5,380 in Delray Beach, FL, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $7,092 in Delray Beach, FL, rent included.

Chicago, IL is about 16% cheaper than Delray Beach, FL, driven mainly by Eating Out.

Both Chicago, IL and Delray Beach, FL sit above the global median – Chicago, IL by 130%, Delray Beach, FL by 174%.

Meal at Budget Restaurant

$20.91 $20.91

$30.10 $30.10

-30.53%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$90.4 $90.4

8.61%

Fast Food Meal (McDonalds, etc)

$11.86 $11.86

$12.86 $12.86

-7.78%

Cappuccino

$5.60 $5.60

$6.24 $6.24

-10.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$3.37 $3.37

-8.90%

Water (0.33 liter bottle)

$2.47 $2.47

$2.05 $2.05

20.49%

Local Beer (0.5 liter draught)

$7.14 $7.14

$7.93 $7.93

-9.96%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$9.30 $9.30

-13.12%

Milk (1 liter)

$1.05 $1.05

$1.19 $1.19

-11.76%

White Bread (500g)

$4.11 $4.11

$3.85 $3.85

6.75%

Rice (white) (1kg)

$5.61 $5.61

$5.23 $5.23

7.27%

Eggs

$4.51 $4.51

$4.58 $4.58

-1.53%

Local Cheese (1kg)

$14.27 $14.27

$13.70 $13.70

4.16%

Chicken Fillets (1kg)

$14.89 $14.89

$13.90 $13.90

7.12%

Beef Round Steak (1kg)

$19.19 $19.19

$20.78 $20.78

-7.65%

Apples (1kg)

$5.14 $5.14

$4.63 $4.63

11.02%

Banana (1kg)

$1.77 $1.77

$1.71 $1.71

3.51%

Oranges (1kg)

$4.39 $4.39

$5.63 $5.63

-22.02%

Tomato (1kg)

$4.56 $4.56

$5.50 $5.50

-17.09%

Potato (1kg)

$2.54 $2.54

$2.66 $2.66

-4.51%

Onion (1kg)

$2.75 $2.75

$3.22 $3.22

-14.60%

Lettuce (1 head)

$2.42 $2.42

$2.87 $2.87

-15.68%

Water (1.5 liter bottle)

$2.62 $2.62

$1.97 $1.97

32.99%

Cigarettes 20 Pack (Marlboro, Camel)

$14.92 $14.92

$8.46 $8.46

76.36%

Wine (Bottle)

$14.80 $14.80

$14.79 $14.79

0.07%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$2.05 $2.05

20.00%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.81 $2.81

32.74%

One-way Ticket (Public Transport)

$2.48 $2.48

$3.97 $3.97

-37.53%

Public Transport Monthly Pass (Regular Price)

$75.4 $75.4

$24.98 $24.98

201.96%

Taxi Start (Normal Tariff)

$3.18 $3.18

$3.91 $3.91

-18.67%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.92 $1.92

-26.04%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$44.68 $44.68

-44.18%

Gasoline (1 liter)

$1.06 $1.06

$0.93 $0.93

13.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$36.1K $36.1K

-11.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$27.5K $27.5K

-5.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$145 $145

27.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.7 $61.7

$61.8 $61.8

-0.15%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$64.2 $64.2

4.30%

Gym Membership (Monthly)

$75.2 $75.2

$49.19 $49.19

52.82%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

$19.68 $19.68

-33.54%

Cinema Ticket

$14.71 $14.71

$16.19 $16.19

-9.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 $2,020

$304 $304

564.63%

International Primary School, 1 Child (Yearly)

$39.4K $39.4K

$25.3K $25.3K

55.96%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$50.6 $50.6

27.79%

Summer Dress (H&M, Zara, etc)

$52.5 $52.5

$38.05 $38.05

37.84%

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$93.7 $93.7

4.43%

Men's Leather Business Shoes

$148 $148

$113 $113

30.49%

1-bedroom Apartment, City Center (Monthly)

$2,313 $2,313

$2,999 $2,999

-22.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,590 $1,590

$2,315 $2,315

-31.32%

3-bedroom Apartment, City Center (Monthly)

$4,608 $4,608

$4,786 $4,786

-3.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,779 $2,779

$3,927 $3,927

-29.24%

Buy Apartment in City Center (m2)

$3,922 $3,922

$4,056 $4,056

-3.32%

Buy Apartment Outside City Center (m2)

$2,613 $2,613

$3,389 $3,389

-22.92%

Average Monthly Net Salary (After Tax)

$5,217 $5,217

$3,974 $3,974

31.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.55

0.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Delray Beach, FL: June 1, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $2,999 in Delray Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $90.0 in Delray Beach, FL. Monthly groceries follow the same trend: $447 vs $441 – making Delray Beach, FL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Delray Beach, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,077 in Chicago, IL, $3,667 in Delray Beach, FL – roughly 19% apart. Delray Beach, FL costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,616 per month in Chicago, IL and $5,501 in Delray Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 1% cheaper in Delray Beach, FL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $98.0 in Chicago, IL and $90.0 in Delray Beach, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $3,667 in Delray Beach, FL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,077 in Chicago, IL to $3,667 in Delray Beach, FL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Delray Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.