Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Deerfield Beach, FL

For one person, living is cheaper in Deerfield Beach, FL: $2,881 a month against $3,037 in Chicago, IL, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
137

Cost of Living Index in Deerfield Beach, FL
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Deerfield Beach, FL Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Deerfield Beach, FL

🇺🇸 United States

$2,881

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Deerfield Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Deerfield Beach, FL actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,881 in Deerfield Beach, FL, rent included.

Chicago, IL $3,037
Deerfield Beach, FL $2,881

A couple spends around $4,518 per month in Chicago, IL vs $4,536 in Deerfield Beach, FL, rent included.

Chicago, IL $4,518
Deerfield Beach, FL $4,536

A family of three spends $5,999 per month in Chicago, IL vs $6,191 in Deerfield Beach, FL, rent included.

Chicago, IL $5,999
Deerfield Beach, FL $6,191

Chicago, IL costs about 5% more than Deerfield Beach, FL, and outside of rent the biggest gap is in clothing.

Both Chicago, IL and Deerfield Beach, FL sit above the global median – Chicago, IL by 123%, Deerfield Beach, FL by 112%.

Meal at Budget Restaurant

$20.71 $20.71

$25.38 $25.38

-18.40%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$81.5 $81.5

9.44%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$12.35 $12.35

6.80%

Cappuccino

$5.66 $5.66

$5.03 $5.03

12.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.78 $2.78

-5.04%

Water (0.33 liter bottle)

$2.28 $2.28

$2.04 $2.04

11.76%

Local Beer (0.5 liter draught)

$6.87 $6.87

$6.05 $6.05

13.55%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$6.12 $6.12

44.44%

Milk (1 liter)

$1.25 $1.25

$1.08 $1.08

15.74%

White Bread (500g)

$3.72 $3.72

$4.56 $4.56

-18.42%

Rice (white) (1kg)

$5.39 $5.39

$4.92 $4.92

9.55%

Eggs

$4.74 $4.74

$4.16 $4.16

13.94%

Local Cheese (1kg)

$13.84 $13.84

$9.52 $9.52

45.38%

Chicken Fillets (1kg)

$14.40 $14.40

$14.15 $14.15

1.77%

Beef Round Steak (1kg)

$18.38 $18.38

$19.64 $19.64

-6.42%

Apples (1kg)

$5.22 $5.22

$6.31 $6.31

-17.27%

Banana (1kg)

$1.98 $1.98

$1.64 $1.64

20.73%

Oranges (1kg)

$4.06 $4.06

$5.76 $5.76

-29.51%

Tomato (1kg)

$4.97 $4.97

$5.34 $5.34

-6.93%

Potato (1kg)

$2.67 $2.67

$3.65 $3.65

-26.85%

Onion (1kg)

$2.66 $2.66

$3.73 $3.73

-28.69%

Lettuce (1 head)

$2.24 $2.24

$2.64 $2.64

-15.15%

Water (1.5 liter bottle)

$3.13 $3.13

$2.98 $2.98

5.03%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$9.11 $9.11

51.70%

Wine (Bottle)

$14.88 $14.88

$11.94 $11.94

24.62%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$2.62 $2.62

-3.05%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$4.64 $4.64

-24.35%

One-way Ticket (Public Transport)

$2.43 $2.43

$2.06 $2.06

17.96%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$60.4 $60.4

21.66%

Taxi Start (Normal Tariff)

$3.18 $3.18

$3.55 $3.55

-10.42%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.91 $1.91

-27.23%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$23.86 $23.86

4.90%

Gasoline (1 liter)

$1.20 $1.20

$0.99 $0.99

21.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.5K $27.5K

27.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.9K $26.9K

-0.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$192 $192

1.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$65.0 $65.0

6.90%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$81.9 $81.9

-24.70%

Gym Membership (Monthly)

$47.90 $47.90

$49.32 $49.32

-2.88%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

$19.62 $19.62

39.35%

Cinema Ticket

$17.81 $17.81

$20.02 $20.02

-11.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,040 $1,040

72.45%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$41.2K $41.2K

-22.47%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$59.8 $59.8

12.07%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$41.17 $41.17

26.65%

Sport Shoes (Adidas, Nike)

$102 $102

$88.6 $88.6

14.54%

Men's Leather Business Shoes

$144 $144

$98.7 $98.7

45.71%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$1,968 $1,968

28.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,427 $1,427

10.62%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$4,019 $4,019

17.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$2,944 $2,944

-8.52%

Buy Apartment in City Center (m2)

$4,190 $4,190

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,742 $2,742

0.93%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$4,074 $4,074

21.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.63

2.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Deerfield Beach, FL: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Deerfield Beach, FL

$1.4K 49.5% 9.6% $151

Groceries & Markets

Chicago, IL

$447 14.7%

Deerfield Beach, FL

$453 15.7% 1.2% $5.6

Eating Out

Chicago, IL

$345 11.4%

Deerfield Beach, FL

$362 12.6% 5% $17

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Deerfield Beach, FL

$339 11.8% 4% $13

Clothing & Footwear

Chicago, IL

$164 5.4%

Deerfield Beach, FL

$130 4.5% 20.9% $34

Getting Around

Chicago, IL

$93 3.1%

Deerfield Beach, FL

$82 2.8% 12.4% $12

Sport & Entertainment

Chicago, IL

$84 2.8%

Deerfield Beach, FL

$89 3.1% 7% $5.8

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,968 in Deerfield Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Chicago, IL. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Chicago, IL versus $82 in Deerfield Beach, FL. Groceries tell a different story – $447 in Chicago, IL vs $453 in Deerfield Beach, FL – so Chicago, IL wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Deerfield Beach, FL

🕒 Local time

17:59 5:59 PM

18:59 6:59 PM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

75,018

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

Chicago, IL Deerfield Beach, FL 1,860 km ≈ 2 h 45 min nonstop flight

From you

Chicago, IL
Deerfield Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Deerfield Beach, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,037 in Chicago, IL, $2,881 in Deerfield Beach, FL – Deerfield Beach, FL comes out roughly 5% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $4,322 in Deerfield Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Deerfield Beach, FL, especially for central apartments: a one-bedroom in the center costs $1,968 there versus $2,526 in Chicago, IL.

A mid-range dinner for two costs $89 in Chicago, IL and $82 in Deerfield Beach, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 18% less in Deerfield Beach, FL. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,881 in Deerfield Beach, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Deerfield Beach, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Deerfield Beach, FL. If higher salaries or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.