Cost of Living Comparison Between Chicago, IL and Dearborn, MI Cost of Living Comparison Between Chicago, IL and Dearborn, MI

Monthly Cost of Living

A single person spends $3,009 per month in Chicago, IL vs $2,240 in Dearborn, MI, rent included.

A couple spends around $4,576 per month in Chicago, IL vs $3,406 in Dearborn, MI, rent included.

A family of three spends $6,143 per month in Chicago, IL vs $4,572 in Dearborn, MI, rent included.

Chicago, IL costs about 34% more than Dearborn, MI, driven mainly by Eating Out.

Both Chicago, IL and Dearborn, MI sit above the global median – Chicago, IL by 126%, Dearborn, MI by 68%.

Meal at Budget Restaurant

$20.27 $20.27

$17.35 $17.35

16.83%

Three-Course Dinner for Two, Mid-Range

$101 $101

$54.4 $54.4

85.31%

Fast Food Meal (McDonalds, etc)

$12.04 $12.04

$9.10 $9.10

32.31%

Cappuccino

$5.76 $5.76

$4.84 $4.84

19.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 $2.97

$2.20 $2.20

35.00%

Water (0.33 liter bottle)

$2.38 $2.38

$1.87 $1.87

27.27%

Local Beer (0.5 liter draught)

$7.20 $7.20

$4.01 $4.01

79.55%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$6.35 $6.35

26.77%

Milk (1 liter)

$1.09 $1.09

$0.85 $0.85

28.24%

White Bread (500g)

$4.12 $4.12

$3.03 $3.03

35.97%

Rice (white) (1kg)

$5.29 $5.29

$4.30 $4.30

23.02%

Eggs

$4.56 $4.56

$3.26 $3.26

39.88%

Local Cheese (1kg)

$14.45 $14.45

$12.13 $12.13

19.13%

Chicken Fillets (1kg)

$14.79 $14.79

$11.82 $11.82

25.13%

Beef Round Steak (1kg)

$19.56 $19.56

$20.26 $20.26

-3.46%

Apples (1kg)

$5.42 $5.42

$4.51 $4.51

20.18%

Banana (1kg)

$1.71 $1.71

$1.30 $1.30

31.54%

Oranges (1kg)

$4.18 $4.18

$3.71 $3.71

12.67%

Tomato (1kg)

$4.59 $4.59

$3.92 $3.92

17.09%

Potato (1kg)

$2.48 $2.48

$2.13 $2.13

16.43%

Onion (1kg)

$2.72 $2.72

$2.43 $2.43

11.93%

Lettuce (1 head)

$2.47 $2.47

$2.61 $2.61

-5.36%

Water (1.5 liter bottle)

$2.72 $2.72

$2.13 $2.13

27.70%

Cigarettes 20 Pack (Marlboro, Camel)

$14.78 $14.78

$9.82 $9.82

50.51%

Wine (Bottle)

$15.30 $15.30

$15.13 $15.13

1.12%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$2.01 $2.01

16.92%

Imported Beer (0.33 liter bottle)

$3.74 $3.74

$2.49 $2.49

50.20%

One-way Ticket (Public Transport)

$2.47 $2.47

$2.03 $2.03

21.67%

Public Transport Monthly Pass (Regular Price)

$74.0 $74.0

$63.5 $63.5

16.54%

Taxi Start (Normal Tariff)

$3.32 $3.32

$2.51 $2.51

32.27%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$1.42 $1.42

-3.52%

Taxi 1hour Waiting (Normal Tariff)

$24.65 $24.65

$25.51 $25.51

-3.37%

Gasoline (1 liter)

$1.05 $1.05

$0.82 $0.82

28.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$33.6K $33.6K

-3.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$24.6K $24.6K

5.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 $186

$252 $252

-26.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.6 $62.6

$49.67 $49.67

26.03%

Internet (50+ Mbps, Unlimited Data)

$67.5 $67.5

$53.3 $53.3

26.67%

Gym Membership (Monthly)

$75.2 $75.2

$24.56 $24.56

206.23%

Tennis Court (1 Hour on Weekend)

$13.38 $13.38

Cinema Ticket

$15.10 $15.10

$13.53 $13.53

11.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,023 $2,023

$1,263 $1,263

60.22%

International Primary School, 1 Child (Yearly)

$39.9K $39.9K

$18.4K $18.4K

116.38%

Jeans (Levis 501 Or Similar)

$64.2 $64.2

$55.3 $55.3

16.19%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$45.77 $45.77

11.82%

Sport Shoes (Adidas, Nike)

$96.2 $96.2

$97.5 $97.5

-1.34%

Men's Leather Business Shoes

$147 $147

$108 $108

36.27%

1-bedroom Apartment, City Center (Monthly)

$2,329 $2,329

$904 $904

157.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,570 $1,570

$993 $993

58.04%

3-bedroom Apartment, City Center (Monthly)

$4,677 $4,677

$1,516 $1,516

208.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,810 $2,810

$1,798 $1,798

56.28%

Buy Apartment in City Center (m2)

$4,082 $4,082

$1,941 $1,941

110.33%

Buy Apartment Outside City Center (m2)

$2,645 $2,645

$1,935 $1,935

36.69%

Average Monthly Net Salary (After Tax)

$4,883 $4,883

$3,660 $3,660

33.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.42

2.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: July 27, 2026

Last update for Dearborn, MI: July 27, 2026

Cost Breakdown

A central one-bedroom costs $2,329 in Chicago, IL versus $904 in Dearborn, MI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Chicago, IL versus $54.0 in Dearborn, MI. Monthly groceries follow the same trend: $450 vs $383 – making Dearborn, MI the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Dearborn, MI: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,009 in Chicago, IL, $2,240 in Dearborn, MI – roughly 34% apart. Chicago, IL costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,513 per month in Chicago, IL and $3,360 in Dearborn, MI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dearborn, MI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 18% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $101 in Chicago, IL and $54.0 in Dearborn, MI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Dearborn, MI, where all-in costs run around $2,240, than in Chicago, IL at $3,009. In Dearborn, MI it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,240 in Dearborn, MI to $3,009 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dearborn, MI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.