Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Davis, CA

For one person, living is cheaper in Chicago, IL: $3,037 a month against $3,316 in Davis, CA, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Davis, CA outweigh lower spending on other living expenses.

Chicago, IL, United States
Davis, CA, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Davis, CA
🇺🇸 United States
$3,316
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Davis, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Davis, CA actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $3,316 in Davis, CA, rent included.

  • Chicago, IL $3,037
  • Davis, CA $3,316

A couple spends around $4,518 per month in Chicago, IL vs $4,712 in Davis, CA, rent included.

  • Chicago, IL $4,518
  • Davis, CA $4,712

A family of three spends $5,999 per month in Chicago, IL vs $6,107 in Davis, CA, rent included.

  • Chicago, IL $5,999
  • Davis, CA $6,107

Chicago, IL is about 8% cheaper than Davis, CA, and outside of rent the biggest gap is in eating out.

Both Chicago, IL and Davis, CA sit above the global median – Chicago, IL by 123%, Davis, CA by 144%.

Currency
🍽 Eating Out
Chicago, IL
Davis, CA
Difference
Meal at Budget Restaurant
$20.71 $20.71
$22.69 $22.69
-8.73%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$99.5 $99.5
-10.34%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$12.87 $12.87
2.49%
Cappuccino
$5.66 $5.66
$5.02 $5.02
12.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$3.57 $3.57
-26.05%
Water (0.33 liter bottle)
$2.28 $2.28
$2.36 $2.36
-3.39%
Local Beer (0.5 liter draught)
$6.87 $6.87
$8.06 $8.06
-14.76%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$8.15 $8.15
8.47%
🛒 Groceries & Markets
Chicago, IL
Davis, CA
Difference
Milk (1 liter)
$1.25 $1.25
$1.33 $1.33
-6.02%
White Bread (500g)
$3.72 $3.72
$3.81 $3.81
-2.36%
Rice (white) (1kg)
$5.39 $5.39
$4.20 $4.20
28.33%
Eggs
$4.74 $4.74
$5.11 $5.11
-7.24%
Local Cheese (1kg)
$13.84 $13.84
$11.06 $11.06
25.14%
Chicken Fillets (1kg)
$14.40 $14.40
$15.66 $15.66
-8.05%
Beef Round Steak (1kg)
$18.38 $18.38
$17.26 $17.26
6.49%
Apples (1kg)
$5.22 $5.22
$5.14 $5.14
1.56%
Banana (1kg)
$1.98 $1.98
$1.65 $1.65
20.00%
Oranges (1kg)
$4.06 $4.06
$4.34 $4.34
-6.45%
Tomato (1kg)
$4.97 $4.97
$4.78 $4.78
3.97%
Potato (1kg)
$2.67 $2.67
$2.77 $2.77
-3.61%
Onion (1kg)
$2.66 $2.66
$3.08 $3.08
-13.64%
Lettuce (1 head)
$2.24 $2.24
$2.28 $2.28
-1.75%
Water (1.5 liter bottle)
$3.13 $3.13
$2.22 $2.22
40.99%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$10.67 $10.67
29.52%
Wine (Bottle)
$14.88 $14.88
$16.12 $16.12
-7.69%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$2.20 $2.20
15.45%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$3.43 $3.43
2.33%
🚌 Getting Around
Chicago, IL
Davis, CA
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$1.48 $1.48
64.19%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$37.27 $37.27
97.29%
Taxi Start (Normal Tariff)
$3.18 $3.18
$3.40 $3.40
-6.47%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$1.52 $1.52
-8.55%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$29.75 $29.75
-15.87%
Gasoline (1 liter)
$1.20 $1.20
$1.39 $1.39
-13.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$27.7K $27.7K
26.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$25.1K $25.1K
6.48%
🧾 Monthly Utilities & Internet
Chicago, IL
Davis, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$289 $289
-32.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$58.5 $58.5
18.64%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$77.6 $77.6
-20.53%
🎉 Sport & Entertainment
Chicago, IL
Davis, CA
Difference
Gym Membership (Monthly)
$47.90 $47.90
$43.16 $43.16
10.98%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
-
-
Cinema Ticket
$17.81 $17.81
$15.40 $15.40
15.65%
🧸 Childcare & Education
Chicago, IL
Davis, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$1,391 $1,391
28.93%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$24.7K $24.7K
29.36%
👕👟 Clothing & Footwear
Chicago, IL
Davis, CA
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$54.3 $54.3
23.47%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$41.13 $41.13
26.77%
Sport Shoes (Adidas, Nike)
$102 $102
$94.9 $94.9
7.04%
Men's Leather Business Shoes
$144 $144
$115 $115
24.94%
🏠 Accommodation & Living
Chicago, IL
Davis, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$1,743 $1,743
44.94%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$1,836 $1,836
-14.04%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$3,453 $3,453
37.22%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$2,849 $2,849
-5.47%
Buy Apartment in City Center (m2)
$4,190 $4,190
$2,834 $2,834
47.81%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$4,209 $4,209
-34.23%
💵 Salaries & Financials
Chicago, IL
Davis, CA
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
$5,088 $5,088
-3.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.1
11.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Davis, CA: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Davis, CA
$1.8K 16.3% $258
Groceries & Markets
Chicago, IL
$447
Davis, CA
$429 4.1% $18
Eating Out
Chicago, IL
$345
Davis, CA
$361 4.6% $16
Monthly Utilities & Internet
Chicago, IL
$326
Davis, CA
$425 30.7% $100
Clothing & Footwear
Chicago, IL
$164
Davis, CA
$137 16.2% $27
Getting Around
Chicago, IL
$93
Davis, CA
$54 41.9% $39
Sport & Entertainment
Chicago, IL
$84
Davis, CA
$74 11.4% $9.6

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,743 in Davis, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Davis, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Chicago, IL versus $100 in Davis, CA. Groceries tell a different story – $447 in Chicago, IL vs $429 in Davis, CA – so Davis, CA wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Davis, CA
🕒 Local time
07:05 7:05 AM
05:05 5:05 AM
2 h behind Chicago, IL
🌤 Weather
👥 Population
2,746,388
66,850
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Chicago, IL Davis, CA 2,900 km ≈ 4 h 15 min nonstop flight
From you
  • Chicago, IL
  • Davis, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Davis, CA: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Davis, CA compare overall?
Monthly costs with rent: $3,037 in Chicago, IL, $3,316 in Davis, CA – Chicago, IL comes out roughly 8% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Chicago, IL compared to Davis, CA?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $4,975 in Davis, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Davis, CA?
Rent is clearly cheaper in Davis, CA, especially for central apartments: a one-bedroom in the center costs $1,743 there versus $2,526 in Chicago, IL.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 4% cheaper in Davis, CA – one category where the pricier city actually offers better value.
Which city has cheaper restaurants?
A mid-range dinner for two costs $89 in Chicago, IL and $100 in Davis, CA. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $3,316 in Davis, CA. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should digital nomads live: Chicago, IL or Davis, CA?
For digital nomads, it depends on budget. Chicago, IL costs $3,037 versus $3,316 in Davis, CA. Both appeal to remote workers, and the cost gap matters when income varies month to month.
How do I decide between Chicago, IL and Davis, CA?
If budget matters most, go with Chicago, IL. If higher salaries or specific career opportunities are the priority, Davis, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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