Cost of Living Comparison Between Chicago, IL and Cumberland, MD Cost of Living Comparison Between Chicago, IL and Cumberland, MD

😐 Solo nomad: Chicago, IL is 55.4% more expensive than Cumberland, MD without rent, and 31.7% more expensive with rent.

😐 Family of 3: Chicago, IL is 85.1% more expensive than Cumberland, MD without rent, and 49.2% more expensive with rent.

Meal at Budget Restaurant

$20.82 $20.82

$7.02 $7.02

196.58%

Three-Course Dinner for Two, Mid-Range

$100 $100

$45.06 $45.06

122.68%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$10.03 $10.03

19.34%

Cappuccino

$5.56 $5.56

$2.57 $2.57

116.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$1.26 $1.26

146.83%

Water (0.33 liter bottle)

$2.42 $2.42

$1.22 $1.22

98.36%

Local Beer (0.5 liter draught)

$6.86 $6.86

$2.97 $2.97

130.98%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$7.6 $7.6

11.18%

Milk (1 liter)

$1.04 $1.04

$1.01 $1.01

2.97%

White Bread (500g)

$4.15 $4.15

$2.23 $2.23

86.10%

Rice (white) (1kg)

$5.52 $5.52

$3.89 $3.89

41.90%

Eggs

$4.65 $4.65

$4.32 $4.32

7.64%

Local Cheese (1kg)

$14.33 $14.33

$8.71 $8.71

64.52%

Chicken Fillets (1kg)

$14.88 $14.88

$9.98 $9.98

49.10%

Beef Round Steak (1kg)

$19.34 $19.34

$16.08 $16.08

20.27%

Apples (1kg)

$5.17 $5.17

$4.48 $4.48

15.40%

Banana (1kg)

$1.71 $1.71

$1.56 $1.56

9.62%

Oranges (1kg)

$4.41 $4.41

$6.59 $6.59

-33.08%

Tomato (1kg)

$4.51 $4.51

$5.38 $5.38

-16.17%

Potato (1kg)

$2.53 $2.53

$2.69 $2.69

-5.95%

Onion (1kg)

$2.74 $2.74

$2.92 $2.92

-6.16%

Lettuce (1 head)

$2.43 $2.43

$2.54 $2.54

-4.33%

Water (1.5 liter bottle)

$2.7 $2.7

$0.98 $0.98

175.51%

Cigarettes 20 Pack (Marlboro, Camel)

$15.19 $15.19

$6.97 $6.97

117.93%

Wine (Bottle)

$16.42 $16.42

$11.79 $11.79

39.27%

Local Beer (0.5 liter bottle)

$2.35 $2.35

$2.26 $2.26

3.98%

Imported Beer (0.33 liter bottle)

$3.7 $3.7

$2.01 $2.01

84.08%

One-way Ticket (Public Transport)

$2.53 $2.53

$2.03 $2.03

24.63%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$3.34 $3.34

$1.77 $1.77

88.70%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.4 $1.4

1.43%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$23.53 $23.53

8.03%

Gasoline (1 liter)

$1.08 $1.08

$0.92 $0.92

17.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$25.6K $25.6K

26.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.2K $25.2K

3.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$174 $174

8.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.7 $63.7

$56.4 $56.4

13.00%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$55.6 $55.6

17.27%

Gym Membership (Monthly)

$76.7 $76.7

$43.67 $43.67

75.68%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$14.93 $14.93

$15.24 $15.24

-2.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,063 $2,063

$606 $606

240.29%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$33.3K $33.3K

17.80%

Jeans (Levis 501 Or Similar)

$64.3 $64.3

$15.13 $15.13

325.05%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$34.71 $34.71

50.94%

Sport Shoes (Adidas, Nike)

$95.2 $95.2

$35.05 $35.05

171.64%

Men's Leather Business Shoes

$145 $145

$34.98 $34.98

313.55%

1-bedroom Apartment, City Center (Monthly)

$2,378 $2,378

$1,575 $1,575

51.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,584 $1,584

$1,354 $1,354

17.02%

3-bedroom Apartment, City Center (Monthly)

$4,763 $4,763

$2,625 $2,625

81.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,815 $2,815

$2,217 $2,217

26.99%

Buy Apartment in City Center (m2)

$3,588 $3,588

$1,104 $1,104

224.95%

Buy Apartment Outside City Center (m2)

$2,490 $2,490

$1,078 $1,078

131.04%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

5.5

20.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Cumberland, MD: October 28, 2025

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