Last update: Nov 2026

Cost of Living Comparison Between Chicago, IL and Cherry Hill, NJ

For one person, living is cheaper in Chicago, IL: $3,072 a month against $3,208 in Cherry Hill, NJ, rent and utilities included – about $1,600 less a year. The total is higher in Cherry Hill, NJ despite lower rent and utilities.

Chicago, IL, United States
Cherry Hill, NJ, United States
Chicago, IL
🇺🇸 United States
$3,072
/mo nomad
Cherry Hill, NJ
🇺🇸 United States
$3,208
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Cherry Hill, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Cherry Hill, NJ actually costs, broken down by who's living it.

A single person spends $3,072 per month in Chicago, IL vs $3,208 in Cherry Hill, NJ, rent included.

  • Chicago, IL $3,072
  • Cherry Hill, NJ $3,208

A couple spends around $4,545 per month in Chicago, IL vs $4,874 in Cherry Hill, NJ, rent included.

  • Chicago, IL $4,545
  • Cherry Hill, NJ $4,874

A family of three spends $6,019 per month in Chicago, IL vs $6,539 in Cherry Hill, NJ, rent included.

  • Chicago, IL $6,019
  • Cherry Hill, NJ $6,539

Chicago, IL is about 4% cheaper than Cherry Hill, NJ, and outside of rent the biggest gap is in transport.

Both Chicago, IL and Cherry Hill, NJ sit above the global median – Chicago, IL by 127%, Cherry Hill, NJ by 137%.

Currency
🍽 Eating Out
Chicago, IL
Cherry Hill, NJ
Difference
Meal at Budget Restaurant
$20.39 $20.39
$22.95 $22.95
-11.15%
Three-Course Dinner for Two, Mid-Range
$88.6 $88.6
$88.6 $88.6
0.02%
Fast Food Meal (McDonalds, etc)
$12.85 $12.85
$12.21 $12.21
5.24%
Cappuccino
$5.78 $5.78
$5.15 $5.15
12.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.74 $2.74
$2.88 $2.88
-4.86%
Water (0.33 liter bottle)
$2.26 $2.26
$2.30 $2.30
-1.74%
Local Beer (0.5 liter draught)
$6.88 $6.88
$5.93 $5.93
16.02%
Imported Beer (0.33 liter bottle)
$9.24 $9.24
$8.06 $8.06
14.64%
🛒 Groceries & Markets
Chicago, IL
Cherry Hill, NJ
Difference
Milk (1 liter)
$1.26 $1.26
$1.44 $1.44
-12.50%
White Bread (500g)
$3.55 $3.55
$4.28 $4.28
-17.06%
Rice (white) (1kg)
$5.38 $5.38
$7.14 $7.14
-24.65%
Eggs
$4.55 $4.55
$6.29 $6.29
-27.66%
Local Cheese (1kg)
$13.65 $13.65
$12.27 $12.27
11.25%
Chicken Fillets (1kg)
$14.07 $14.07
$15.51 $15.51
-9.28%
Beef Round Steak (1kg)
$18.06 $18.06
$18.39 $18.39
-1.79%
Apples (1kg)
$5.16 $5.16
$5.70 $5.70
-9.47%
Banana (1kg)
$1.98 $1.98
$1.57 $1.57
26.11%
Oranges (1kg)
$3.88 $3.88
$5.33 $5.33
-27.20%
Tomato (1kg)
$4.83 $4.83
$5.61 $5.61
-13.90%
Potato (1kg)
$2.81 $2.81
$4.11 $4.11
-31.63%
Onion (1kg)
$2.67 $2.67
$4.89 $4.89
-45.40%
Lettuce (1 head)
$2.07 $2.07
$2.52 $2.52
-17.86%
Water (1.5 liter bottle)
$3.03 $3.03
$2.46 $2.46
23.17%
Cigarettes 20 Pack (Marlboro, Camel)
$13.90 $13.90
$11.65 $11.65
19.31%
Wine (Bottle)
$15.05 $15.05
$17.05 $17.05
-11.73%
Local Beer (0.5 liter bottle)
$2.63 $2.63
$2.42 $2.42
8.68%
Imported Beer (0.33 liter bottle)
$3.45 $3.45
$4.52 $4.52
-23.67%
🚌 Getting Around
Chicago, IL
Cherry Hill, NJ
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$6.15 $6.15
-60.49%
Public Transport Monthly Pass (Regular Price)
$75.3 $75.3
$182 $182
-58.62%
Taxi Start (Normal Tariff)
$3.17 $3.17
$2.63 $2.63
20.53%
Taxi (Normal Tariff) (1km)
$1.70 $1.70
$1.81 $1.81
-6.08%
Taxi 1hour Waiting (Normal Tariff)
$24.90 $24.90
$26.22 $26.22
-5.03%
Gasoline (1 liter)
$1.28 $1.28
$1.11 $1.11
15.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K $35.8K
$31.1K $31.1K
14.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$25.5K $25.5K
5.28%
🧾 Monthly Utilities & Internet
Chicago, IL
Cherry Hill, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$192 $192
$227 $227
-15.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.6 $69.6
$59.9 $59.9
16.16%
Internet (50+ Mbps, Unlimited Data)
$62.2 $62.2
$61.0 $61.0
1.88%
🎉 Sport & Entertainment
Chicago, IL
Cherry Hill, NJ
Difference
Gym Membership (Monthly)
$47.79 $47.79
$51.7 $51.7
-7.63%
Tennis Court (1 Hour on Weekend)
$27.10 $27.10
-
-
Cinema Ticket
$17.83 $17.83
$15.09 $15.09
18.16%
🧸 Childcare & Education
Chicago, IL
Cherry Hill, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,815 $1,815
$2,076 $2,076
-12.61%
International Primary School, 1 Child (Yearly)
$40.6K $40.6K
$44.6K $44.6K
-8.99%
👕👟 Clothing & Footwear
Chicago, IL
Cherry Hill, NJ
Difference
Jeans (Levis 501 Or Similar)
$66.2 $66.2
$50.8 $50.8
30.28%
Summer Dress (H&M, Zara, etc)
$51.4 $51.4
$43.72 $43.72
17.54%
Sport Shoes (Adidas, Nike)
$103 $103
$106 $106
-2.52%
Men's Leather Business Shoes
$143 $143
$118 $118
21.01%
🏠 Accommodation & Living
Chicago, IL
Cherry Hill, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$2,531 $2,531
$2,063 $2,063
22.66%
1-bedroom Apartment, Outside City Center (Monthly)
$1,621 $1,621
$1,583 $1,583
2.40%
3-bedroom Apartment, City Center (Monthly)
$4,828 $4,828
$3,248 $3,248
48.64%
3-bedroom Apartment, Outside City Center (Monthly)
$2,734 $2,734
$2,936 $2,936
-6.87%
Buy Apartment in City Center (m2)
$4,163 $4,163
-
-
Buy Apartment Outside City Center (m2)
$2,723 $2,723
-
-
💵 Salaries & Financials
Chicago, IL
Cherry Hill, NJ
Difference
Average Monthly Net Salary (After Tax)
$4,924 $4,924
$5,018 $5,018
-1.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.78
6.78
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: November 3, 2026

Last update for Cherry Hill, NJ: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Cherry Hill, NJ
$1.6K 2.3% $38
Groceries & Markets
Chicago, IL
$439
Cherry Hill, NJ
$485 10.4% $45
Eating Out
Chicago, IL
$344
Cherry Hill, NJ
$348 1.3% $4.4
Monthly Utilities & Internet
Chicago, IL
$324
Cherry Hill, NJ
$348 7.6% $25
Clothing & Footwear
Chicago, IL
$164
Cherry Hill, NJ
$143 12.4% $20
Getting Around
Chicago, IL
$97
Cherry Hill, NJ
$218 126% $122
Sport & Entertainment
Chicago, IL
$83
Cherry Hill, NJ
$82 1.8% $1.5

Cost Breakdown

A central one-bedroom costs $2,531 in Chicago, IL versus $2,063 in Cherry Hill, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $89 in Cherry Hill, NJ. Monthly groceries follow the same trend: $439 vs $485 – making Chicago, IL the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Cherry Hill, NJ
🕒 Local time
12:57 12:57 PM
13:57 1:57 PM
1 h ahead of Chicago, IL
🌤 Weather
👥 Population
2,746,388
71,586
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Chicago, IL Cherry Hill, NJ 1,080 km ≈ 1 h 45 min nonstop flight
From you
  • Chicago, IL
  • Cherry Hill, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Cherry Hill, NJ: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and in Cherry Hill, NJ compare overall?
Monthly costs with rent: $3,072 in Chicago, IL, $3,208 in Cherry Hill, NJ – Chicago, IL comes out roughly 4% cheaper. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Chicago, IL compared to Cherry Hill, NJ?
For a comfortable life, plan on about $4,608 per month in Chicago, IL and $4,812 in Cherry Hill, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and Cherry Hill, NJ?
Rent is clearly cheaper in Cherry Hill, NJ, especially for central apartments: a one-bedroom in the center costs $2,063 there versus $2,531 in Chicago, IL.
Which city is more expensive overall: Chicago, IL or Cherry Hill, NJ?
Monthly expenses with rent come to $3,072 in Chicago, IL and $3,208 in Cherry Hill, NJ. That makes Chicago, IL about 4% cheaper.
What is the difference in childcare costs between Chicago, IL and Cherry Hill, NJ?
Kindergarten costs $1,815 per month in Chicago, IL and $2,076 in Cherry Hill, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,072 in Chicago, IL and $3,208 in Cherry Hill, NJ. You’ll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Chicago, IL and Cherry Hill, NJ?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,072 in Chicago, IL to $3,208 in Cherry Hill, NJ. Climate, culture, job market, and personal taste all factor in.

Chicago, IL vs other spots: cost of living compared

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