Cost of Living Comparison Between Chicago, IL and Charlotte, NC Cost of Living Comparison Between Chicago, IL and Charlotte, NC

😐 Solo nomad: Chicago, IL is 4.8% more expensive than Charlotte, NC without rent, and 2.9% more expensive with rent.
😐 Family of 3: Chicago, IL is 5.6% more expensive than Charlotte, NC without rent, and 11.1% more expensive with rent.
Currency
🍽 Eating Out
Chicago, IL
Charlotte, NC
Difference
Meal at Budget Restaurant
$20.82 $20.82
$18.34 $18.34
13.52%
Three-Course Dinner for Two, Mid-Range
$100 $100
$81.6 $81.6
23.01%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$10.18 $10.18
17.58%
Cappuccino
$5.56 $5.56
$4.84 $4.84
14.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.53 $2.53
22.92%
Water (0.33 liter bottle)
$2.42 $2.42
$1.95 $1.95
24.10%
Local Beer (0.5 liter draught)
$6.86 $6.86
$5.94 $5.94
15.49%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$7.63 $7.63
10.75%
πŸ›’ Groceries & Markets
Chicago, IL
Charlotte, NC
Difference
Milk (1 liter)
$1.04 $1.04
$1.05 $1.05
-0.95%
White Bread (500g)
$4.15 $4.15
$3.89 $3.89
6.68%
Rice (white) (1kg)
$5.52 $5.52
$4.18 $4.18
32.06%
Eggs
$4.65 $4.65
$4.65 $4.65
-
Local Cheese (1kg)
$14.33 $14.33
$16.79 $16.79
-14.65%
Chicken Fillets (1kg)
$14.88 $14.88
$16.89 $16.89
-11.90%
Beef Round Steak (1kg)
$19.34 $19.34
$17.22 $17.22
12.31%
Apples (1kg)
$5.17 $5.17
$5.84 $5.84
-11.47%
Banana (1kg)
$1.71 $1.71
$1.59 $1.59
7.55%
Oranges (1kg)
$4.41 $4.41
$6.58 $6.58
-32.98%
Tomato (1kg)
$4.51 $4.51
$4.07 $4.07
10.81%
Potato (1kg)
$2.53 $2.53
$3.68 $3.68
-31.25%
Onion (1kg)
$2.74 $2.74
$2.73 $2.73
0.37%
Lettuce (1 head)
$2.43 $2.43
$1.73 $1.73
40.46%
Water (1.5 liter bottle)
$2.7 $2.7
$1.95 $1.95
38.46%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$7.83 $7.83
94.00%
Wine (Bottle)
$16.42 $16.42
$15.23 $15.23
7.81%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.09 $2.09
12.44%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.22 $3.22
14.91%
🚌 Getting Around
Chicago, IL
Charlotte, NC
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$2.53 $2.53
-
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$87.4 $87.4
-15.18%
Taxi Start (Normal Tariff)
$3.34 $3.34
$2.93 $2.93
13.99%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.84 $1.84
-22.83%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$29.61 $29.61
-14.15%
Gasoline (1 liter)
$1.08 $1.08
$0.81 $0.81
33.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$34K $34K
-4.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$24.5K $24.5K
6.80%
🧾 Monthly Utilities & Internet
Chicago, IL
Charlotte, NC
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$139 $139
35.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$55.6 $55.6
14.65%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$73.4 $73.4
-11.15%
πŸŽ‰ Sport & Entertainment
Chicago, IL
Charlotte, NC
Difference
Gym Membership (Monthly)
$76.7 $76.7
$52 $52
47.51%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
$18.23 $18.23
-28.52%
Cinema Ticket
$14.93 $14.93
$13.94 $13.94
7.10%
🧸 Childcare & Education
Chicago, IL
Charlotte, NC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,306 $1,306
57.92%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$25.1K $25.1K
55.82%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
Charlotte, NC
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$48.27 $48.27
33.23%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$36.65 $36.65
42.95%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$102 $102
-6.24%
Men's Leather Business Shoes
$145 $145
$158 $158
-8.46%
🏠 Accommodation & Living
Chicago, IL
Charlotte, NC
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$1,873 $1,873
26.97%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$1,530 $1,530
3.54%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$3,666 $3,666
29.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$2,482 $2,482
13.42%
Buy Apartment in City Center (m2)
$3,588 $3,588
$3,681 $3,681
-2.53%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$2,627 $2,627
-5.22%
πŸ’΅ Salaries & Financials
Chicago, IL
Charlotte, NC
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$4,315 $4,315
22.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.51
1.38%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Charlotte, NC: October 29, 2025

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