Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Chandler, AZ

For one person, living is cheaper in Chandler, AZ: $2,773 a month against $3,139 in Chicago, IL, rent and utilities included – about $4,400 less a year. Other living expenses account for most of the difference.

Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Chandler, AZ
🇺🇸 United States
$2,773
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Chandler, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Chandler, AZ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,139 in Chicago, IL versus $2,773 in Chandler, AZ.

  • Chicago, IL $3,139
  • Chandler, AZ $2,773

Estimated couple costs with rent: $4,627 in Chicago, IL versus $3,994 in Chandler, AZ.

  • Chicago, IL $4,627
  • Chandler, AZ $3,994

Monthly costs for a family of three with rent: $6,115 in Chicago, IL versus $5,214 in Chandler, AZ.

  • Chicago, IL $6,115
  • Chandler, AZ $5,214

Living in Chicago, IL is roughly 13% more expensive than in Chandler, AZ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Chicago, IL 132% above, Chandler, AZ 105% above.

Currency
🍽 Eating Out
Chicago, IL
Chandler, AZ
Difference
Meal at Budget Restaurant
$20.65 $20.65
$15.17 $15.17
36.12%
Three-Course Dinner for Two, Mid-Range
$90.2 $90.2
$61.4 $61.4
47.00%
Fast Food Meal (McDonalds, etc)
$12.94 $12.94
$10.94 $10.94
18.28%
Cappuccino
$5.60 $5.60
$4.60 $4.60
21.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.71 $2.71
-2.58%
Water (0.33 liter bottle)
$2.27 $2.27
$1.81 $1.81
25.41%
Local Beer (0.5 liter draught)
$6.98 $6.98
$5.87 $5.87
18.91%
Imported Beer (0.33 liter bottle)
$8.83 $8.83
$7.21 $7.21
22.47%
🛒 Groceries & Markets
Chicago, IL
Chandler, AZ
Difference
Milk (1 liter)
$1.27 $1.27
$0.85 $0.85
49.41%
White Bread (500g)
$3.80 $3.80
$3.38 $3.38
12.43%
Rice (white) (1kg)
$5.30 $5.30
$3.27 $3.27
62.08%
Eggs
$4.76 $4.76
$4.59 $4.59
3.70%
Local Cheese (1kg)
$13.96 $13.96
$13.49 $13.49
3.48%
Chicken Fillets (1kg)
$14.61 $14.61
$11.19 $11.19
30.56%
Beef Round Steak (1kg)
$18.77 $18.77
$16.82 $16.82
11.59%
Apples (1kg)
$5.19 $5.19
$3.70 $3.70
40.27%
Banana (1kg)
$1.98 $1.98
$1.68 $1.68
17.86%
Oranges (1kg)
$3.93 $3.93
$3.32 $3.32
18.37%
Tomato (1kg)
$4.96 $4.96
$3.62 $3.62
37.02%
Potato (1kg)
$2.76 $2.76
$2.43 $2.43
13.58%
Onion (1kg)
$2.76 $2.76
$2.17 $2.17
27.19%
Lettuce (1 head)
$2.22 $2.22
$1.28 $1.28
73.44%
Water (1.5 liter bottle)
$2.98 $2.98
$1.42 $1.42
109.86%
Cigarettes 20 Pack (Marlboro, Camel)
$14.02 $14.02
$10.68 $10.68
31.27%
Wine (Bottle)
$15.28 $15.28
$13.27 $13.27
15.15%
Local Beer (0.5 liter bottle)
$2.58 $2.58
$1.92 $1.92
34.38%
Imported Beer (0.33 liter bottle)
$3.50 $3.50
$1.94 $1.94
80.41%
🚌 Getting Around
Chicago, IL
Chandler, AZ
Difference
One-way Ticket (Public Transport)
$2.47 $2.47
$4.02 $4.02
-38.56%
Public Transport Monthly Pass (Regular Price)
$74.8 $74.8
$106 $106
-29.47%
Taxi Start (Normal Tariff)
$3.34 $3.34
$2.71 $2.71
23.25%
Taxi (Normal Tariff) (1km)
$1.43 $1.43
$1.40 $1.40
2.14%
Taxi 1hour Waiting (Normal Tariff)
$24.32 $24.32
$29.12 $29.12
-16.48%
Gasoline (1 liter)
$1.26 $1.26
$1.14 $1.14
10.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$28.3K $28.3K
23.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$26.7K $26.7K
-2.45%
🧾 Monthly Utilities & Internet
Chicago, IL
Chandler, AZ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$193 $193
$196 $196
-1.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.3 $68.3
$44.31 $44.31
54.03%
Internet (50+ Mbps, Unlimited Data)
$61.3 $61.3
$70.1 $70.1
-12.59%
🎉 Sport & Entertainment
Chicago, IL
Chandler, AZ
Difference
Gym Membership (Monthly)
$54.1 $54.1
$31.44 $31.44
72.14%
Tennis Court (1 Hour on Weekend)
$27.92 $27.92
$14.78 $14.78
88.90%
Cinema Ticket
$17.74 $17.74
$10.86 $10.86
63.35%
🧸 Childcare & Education
Chicago, IL
Chandler, AZ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,652 $1,652
$1,108 $1,108
49.13%
International Primary School, 1 Child (Yearly)
$31.1K $31.1K
$15.9K $15.9K
95.94%
👕👟 Clothing & Footwear
Chicago, IL
Chandler, AZ
Difference
Jeans (Levis 501 Or Similar)
$66.1 $66.1
$49.73 $49.73
32.86%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$44.08 $44.08
16.24%
Sport Shoes (Adidas, Nike)
$100 $100
$88.1 $88.1
13.71%
Men's Leather Business Shoes
$141 $141
$116 $116
21.63%
🏠 Accommodation & Living
Chicago, IL
Chandler, AZ
Difference
1-bedroom Apartment, City Center (Monthly)
$2,446 $2,446
$1,568 $1,568
56.05%
1-bedroom Apartment, Outside City Center (Monthly)
$1,678 $1,678
$1,518 $1,518
10.52%
3-bedroom Apartment, City Center (Monthly)
$4,717 $4,717
$2,383 $2,383
97.95%
3-bedroom Apartment, Outside City Center (Monthly)
$2,795 $2,795
$2,500 $2,500
11.82%
Buy Apartment in City Center (m2)
$4,105 $4,105
$3,623 $3,623
13.31%
Buy Apartment Outside City Center (m2)
$2,650 $2,650
$3,386 $3,386
-21.73%
💵 Salaries & Financials
Chicago, IL
Chandler, AZ
Difference
Average Monthly Net Salary (After Tax)
$4,866 $4,866
$5,012 $5,012
-2.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.3
8.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Chandler, AZ: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.7K
Chandler, AZ
$1.5K 9.5% $160
Groceries & Markets
Chicago, IL
$449
Chandler, AZ
$354 21.1% $95
Eating Out
Chicago, IL
$343
Chandler, AZ
$271 21% $72
Monthly Utilities & Internet
Chicago, IL
$322
Chandler, AZ
$311 3.5% $11
Clothing & Footwear
Chicago, IL
$161
Chandler, AZ
$134 16.9% $27
Getting Around
Chicago, IL
$95
Chandler, AZ
$132 38.5% $37
Sport & Entertainment
Chicago, IL
$90
Chandler, AZ
$53 40.7% $36

Cost Breakdown

A one-bedroom apartment in the center runs $2,446 in Chicago, IL and $1,568 in Chandler, AZ. Housing cost is often the main lever when comparing two cities.

Chandler, AZ pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $90.0 in Chicago, IL vs $61.0 in Chandler, AZ for a mid-range dinner for two. Groceries echo the gap at $449 vs $354 per month, with Chandler, AZ cheaper across the board.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Chandler, AZ
🕒 Local time
15:31 3:31 PM
13:31 1:31 PM
2 h behind Chicago, IL
🌤 Weather
👥 Population
2,746,388
248,631
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Chicago, IL Chandler, AZ 2,330 km ≈ 3 h 30 min nonstop flight
From you
  • Chicago, IL
  • Chandler, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Chandler, AZ: Cost of Living - Frequently Asked Questions
Is Chandler, AZ cheaper than Chicago, IL?
Chandler, AZ is cheaper overall, especially in groceries, eating out, and clothing. The 13% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Chicago, IL or Chandler, AZ?
On paper, salaries run 3% lower in Chandler, AZ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Chicago, IL and Chandler, AZ?
Rent for a central apartment: $2,446 in Chicago, IL versus $1,568 in Chandler, AZ. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Chicago, IL and in Chandler, AZ?
Supermarket bills run roughly 27% higher in Chicago, IL. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Chicago, IL or in Chandler, AZ?
Dining out is cheaper in Chandler, AZ – a meal for two runs $61.0 versus $90.0 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,500 enough to cover costs in Chicago, IL or in Chandler, AZ?
Both cities are expensive relative to $2,500. Chandler, AZ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Is Chicago, IL or Chandler, AZ more family-friendly?
For families, Chandler, AZ is more practical. Housing and childcare are both notably cheaper than in Chicago, IL, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Chandler, AZ gentler on the wallet – expenses run 13% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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