Cost of Living Comparison Between Chicago, IL and Champaign, IL Cost of Living Comparison Between Chicago, IL and Champaign, IL

😐 Solo nomad: Chicago, IL is 25.3% more expensive than Champaign, IL without rent, and 52.9% more expensive with rent.
😐 Family of 3: Chicago, IL is 54.5% more expensive than Champaign, IL without rent, and 82.5% more expensive with rent.
Currency
🍽 Eating Out
Chicago, IL
Champaign, IL
Difference
Meal at Budget Restaurant
$20.82 $20.82
$15.17 $15.17
37.24%
Three-Course Dinner for Two, Mid-Range
$100 $100
$49.6 $49.6
102.30%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.02 $11.02
8.62%
Cappuccino
$5.56 $5.56
$4.21 $4.21
32.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$2.27 $2.27
37.00%
Water (0.33 liter bottle)
$2.42 $2.42
$1.46 $1.46
65.75%
Local Beer (0.5 liter draught)
$6.86 $6.86
$5.33 $5.33
28.71%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$6.14 $6.14
37.62%
πŸ›’ Groceries & Markets
Chicago, IL
Champaign, IL
Difference
Milk (1 liter)
$1.04 $1.04
$0.69 $0.69
50.72%
White Bread (500g)
$4.15 $4.15
$2.68 $2.68
54.85%
Rice (white) (1kg)
$5.52 $5.52
$2.77 $2.77
99.28%
Eggs
$4.65 $4.65
$2.76 $2.76
68.48%
Local Cheese (1kg)
$14.33 $14.33
$11.21 $11.21
27.83%
Chicken Fillets (1kg)
$14.88 $14.88
$6.17 $6.17
141.17%
Beef Round Steak (1kg)
$19.34 $19.34
$13.56 $13.56
42.63%
Apples (1kg)
$5.17 $5.17
$3.28 $3.28
57.62%
Banana (1kg)
$1.71 $1.71
$1.59 $1.59
7.55%
Oranges (1kg)
$4.41 $4.41
$3.39 $3.39
30.09%
Tomato (1kg)
$4.51 $4.51
$4.17 $4.17
8.15%
Potato (1kg)
$2.53 $2.53
$2.32 $2.32
9.05%
Onion (1kg)
$2.74 $2.74
$2.41 $2.41
13.69%
Lettuce (1 head)
$2.43 $2.43
$2.41 $2.41
0.83%
Water (1.5 liter bottle)
$2.7 $2.7
$1.46 $1.46
84.93%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$7.51 $7.51
102.26%
Wine (Bottle)
$16.42 $16.42
$13.18 $13.18
24.58%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$2.14 $2.14
9.81%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$3.78 $3.78
-2.12%
🚌 Getting Around
Chicago, IL
Champaign, IL
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$0.98 $0.98
158.16%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$20.05 $20.05
269.73%
Taxi Start (Normal Tariff)
$3.34 $3.34
$3.44 $3.44
-2.91%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.57 $1.57
-9.55%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$40.61 $40.61
-37.40%
Gasoline (1 liter)
$1.08 $1.08
$0.84 $0.84
28.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$32K $32K
1.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$23.2K $23.2K
13.18%
🧾 Monthly Utilities & Internet
Chicago, IL
Champaign, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$216 $216
-12.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$42.43 $42.43
50.13%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$61.9 $61.9
5.33%
πŸŽ‰ Sport & Entertainment
Chicago, IL
Champaign, IL
Difference
Gym Membership (Monthly)
$76.7 $76.7
$39.68 $39.68
93.35%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
$10.1 $10.1
29.01%
Cinema Ticket
$14.93 $14.93
$11.88 $11.88
25.67%
🧸 Childcare & Education
Chicago, IL
Champaign, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$1,184 $1,184
74.14%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$23.5K $23.5K
66.74%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
Champaign, IL
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$44.97 $44.97
43.01%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$40.26 $40.26
30.13%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$91.2 $91.2
4.39%
Men's Leather Business Shoes
$145 $145
$120 $120
20.95%
🏠 Accommodation & Living
Chicago, IL
Champaign, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$967 $967
145.95%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$891 $891
77.80%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$1,869 $1,869
154.88%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$1,078 $1,078
161.03%
Buy Apartment in City Center (m2)
$3,588 $3,588
$1,619 $1,619
121.68%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$1,646 $1,646
51.29%
πŸ’΅ Salaries & Financials
Chicago, IL
Champaign, IL
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$3,890 $3,890
35.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.49
1.69%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Champaign, IL: October 27, 2025

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