Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Cedarhurst, NY

For one person, living is cheaper in Cedarhurst, NY: $2,623 a month against $3,037 in Chicago, IL, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
126

Cost of Living Index in Cedarhurst, NY
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Cedarhurst, NY Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Cedarhurst, NY

🇺🇸 United States

$2,623

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Cedarhurst, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Cedarhurst, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,037 in Chicago, IL versus $2,623 in Cedarhurst, NY.

Chicago, IL $3,037
Cedarhurst, NY $2,623

Estimated couple costs with rent: $4,518 in Chicago, IL versus $3,838 in Cedarhurst, NY.

Chicago, IL $4,518
Cedarhurst, NY $3,838

Monthly costs for a family of three with rent: $5,999 in Chicago, IL versus $5,053 in Cedarhurst, NY.

Chicago, IL $5,999
Cedarhurst, NY $5,053

Living in Chicago, IL is roughly 16% more expensive than in Cedarhurst, NY, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Chicago, IL 123% above, Cedarhurst, NY 93% above.

Meal at Budget Restaurant

$20.71 $20.71

$18.66 $18.66

10.99%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$79.4 $79.4

12.34%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$11.07 $11.07

19.15%

Cappuccino

$5.66 $5.66

$5.37 $5.37

5.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.21 $2.21

19.46%

Water (0.33 liter bottle)

$2.28 $2.28

$1.52 $1.52

50.00%

Local Beer (0.5 liter draught)

$6.87 $6.87

$8.20 $8.20

-16.22%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$7.08 $7.08

24.86%

Milk (1 liter)

$1.25 $1.25

$1.26 $1.26

-0.79%

White Bread (500g)

$3.72 $3.72

$4.46 $4.46

-16.59%

Rice (white) (1kg)

$5.39 $5.39

$6.22 $6.22

-13.34%

Eggs

$4.74 $4.74

$5.75 $5.75

-17.57%

Local Cheese (1kg)

$13.84 $13.84

$12.61 $12.61

9.75%

Chicken Fillets (1kg)

$14.40 $14.40

$10.35 $10.35

39.13%

Beef Round Steak (1kg)

$18.38 $18.38

$16.99 $16.99

8.18%

Apples (1kg)

$5.22 $5.22

$5.54 $5.54

-5.78%

Banana (1kg)

$1.98 $1.98

$1.73 $1.73

14.45%

Oranges (1kg)

$4.06 $4.06

$4.30 $4.30

-5.58%

Tomato (1kg)

$4.97 $4.97

$5.32 $5.32

-6.58%

Potato (1kg)

$2.67 $2.67

$3.07 $3.07

-13.03%

Onion (1kg)

$2.66 $2.66

$3.02 $3.02

-11.92%

Lettuce (1 head)

$2.24 $2.24

$2.87 $2.87

-21.95%

Water (1.5 liter bottle)

$3.13 $3.13

$2.84 $2.84

10.21%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$14.08 $14.08

-1.85%

Wine (Bottle)

$14.88 $14.88

$14.99 $14.99

-0.73%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.74 $1.74

45.98%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$3.50 $3.50

0.29%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.98 $1.98

22.73%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$60.6 $60.6

21.28%

Taxi Start (Normal Tariff)

$3.18 $3.18

$2.94 $2.94

8.16%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$2.09 $2.09

-33.49%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$23.77 $23.77

5.30%

Gasoline (1 liter)

$1.20 $1.20

$1.10 $1.10

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$28.1K $28.1K

24.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.3K $26.3K

1.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$203 $203

-4.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$51.7 $51.7

34.36%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$50.7 $50.7

21.65%

Gym Membership (Monthly)

$47.90 $47.90

$35.25 $35.25

35.89%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.81 $17.81

$14.68 $14.68

21.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$2,001 $2,001

-10.37%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$16.1K $16.1K

98.00%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$43.14 $43.14

55.35%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$57.6 $57.6

-9.45%

Sport Shoes (Adidas, Nike)

$102 $102

$86.2 $86.2

17.80%

Men's Leather Business Shoes

$144 $144

$102 $102

40.60%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$1,561 $1,561

61.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,289 $1,289

22.39%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$2,513 $2,513

88.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$2,085 $2,085

29.18%

Buy Apartment in City Center (m2)

$4,190 $4,190

$2,754 $2,754

52.13%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,169 $2,169

27.60%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$3,928 $3,928

25.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.75

0.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Cedarhurst, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Cedarhurst, NY

$1.3K 49.2% 18.3% $289

Groceries & Markets

Chicago, IL

$447 14.7%

Cedarhurst, NY

$434 16.6% 3% $13

Eating Out

Chicago, IL

$345 11.4%

Cedarhurst, NY

$317 12.1% 8.1% $28

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Cedarhurst, NY

$306 11.7% 6.1% $20

Clothing & Footwear

Chicago, IL

$164 5.4%

Cedarhurst, NY

$130 5% 20.7% $34

Getting Around

Chicago, IL

$93 3.1%

Cedarhurst, NY

$82 3.1% 12.2% $11

Sport & Entertainment

Chicago, IL

$84 2.8%

Cedarhurst, NY

$65 2.5% 22.6% $19

Cost Breakdown

A one-bedroom apartment in the center runs $2,526 in Chicago, IL and $1,561 in Cedarhurst, NY. Housing cost is often the main lever when comparing two cities.

Chicago, IL pays 26% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $89 in Chicago, IL vs $79 in Cedarhurst, NY for a mid-range dinner for two. Groceries echo the gap at $447 vs $434 per month, with Cedarhurst, NY cheaper across the board.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Cedarhurst, NY

🕒 Local time

19:13 7:13 PM

20:13 8:13 PM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

7,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

Chicago, IL Cedarhurst, NY 1,170 km ≈ 2 h nonstop flight

From you

Chicago, IL
Cedarhurst, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Cedarhurst, NY: Cost of Living - Frequently Asked Questions

Cedarhurst, NY wins on cost – living expenses run 14% lower than in Chicago, IL. Housing and daily spending are where you’ll feel the difference most, making Cedarhurst, NY the obvious pick if budget is a priority.

Average pay runs 26% higher in Chicago, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,526 in Chicago, IL versus $1,561 in Cedarhurst, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cedarhurst, NY – a meal for two runs $79 versus $89 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,037 per month in Chicago, IL versus $2,623 in Cedarhurst, NY – Cedarhurst, NY is about 14% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Cedarhurst, NY is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cedarhurst, NY gentler on the wallet – expenses run 14% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.