Cost of Living Comparison Between Chicago, IL and Cathedral City, CA Cost of Living Comparison Between Chicago, IL and Cathedral City, CA

Monthly Cost of Living

Monthly costs for one person with rent: $3,111 in Chicago, IL versus $2,622 in Cathedral City, CA.

Estimated couple costs with rent: $4,680 in Chicago, IL versus $3,744 in Cathedral City, CA.

Monthly costs for a family of three with rent: $6,249 in Chicago, IL versus $4,866 in Cathedral City, CA.

Living in Chicago, IL is roughly 19% more expensive than Cathedral City, CA, driven mainly by Getting Around.

Both cities are pricier than the global median: Chicago, IL 131% above, Cathedral City, CA 95% above.

Meal at Budget Restaurant

$20.39 $20.39

$19.36 $19.36

5.32%

Three-Course Dinner for Two, Mid-Range

$98.2 $98.2

$75.6 $75.6

29.88%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$11.02 $11.02

9.53%

Cappuccino

$5.73 $5.73

$4.98 $4.98

15.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 $2.97

$2.55 $2.55

16.47%

Water (0.33 liter bottle)

$2.47 $2.47

$2.02 $2.02

22.28%

Local Beer (0.5 liter draught)

$6.99 $6.99

$6.01 $6.01

16.31%

Imported Beer (0.33 liter bottle)

$8.21 $8.21

$7.03 $7.03

16.79%

Milk (1 liter)

$1.05 $1.05

$1.04 $1.04

0.96%

White Bread (500g)

$4.08 $4.08

$3.42 $3.42

19.30%

Rice (white) (1kg)

$5.50 $5.50

$4.40 $4.40

25.00%

Eggs

$4.64 $4.64

$4.03 $4.03

15.14%

Local Cheese (1kg)

$14.40 $14.40

$12.45 $12.45

15.66%

Chicken Fillets (1kg)

$15.20 $15.20

$11.34 $11.34

34.04%

Beef Round Steak (1kg)

$19.28 $19.28

$15.19 $15.19

26.93%

Apples (1kg)

$5.14 $5.14

$4.79 $4.79

7.31%

Banana (1kg)

$1.76 $1.76

$1.61 $1.61

9.32%

Oranges (1kg)

$4.34 $4.34

$4.35 $4.35

-0.23%

Tomato (1kg)

$4.36 $4.36

$4.60 $4.60

-5.22%

Potato (1kg)

$2.44 $2.44

$2.83 $2.83

-13.78%

Onion (1kg)

$2.79 $2.79

$2.80 $2.80

-0.36%

Lettuce (1 head)

$2.52 $2.52

$2.10 $2.10

20.00%

Water (1.5 liter bottle)

$2.66 $2.66

$2.19 $2.19

21.46%

Cigarettes 20 Pack (Marlboro, Camel)

$14.90 $14.90

$9.79 $9.79

52.20%

Wine (Bottle)

$14.97 $14.97

$13.92 $13.92

7.54%

Local Beer (0.5 liter bottle)

$2.45 $2.45

$1.83 $1.83

33.88%

Imported Beer (0.33 liter bottle)

$3.54 $3.54

$3.35 $3.35

5.67%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.97 $1.97

23.35%

Public Transport Monthly Pass (Regular Price)

$74.5 $74.5

Taxi Start (Normal Tariff)

$3.32 $3.32

$3.60 $3.60

-7.78%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.60 $1.60

-13.75%

Taxi 1hour Waiting (Normal Tariff)

$25.11 $25.11

$28.68 $28.68

-12.45%

Gasoline (1 liter)

$1.09 $1.09

$0.84 $0.84

29.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K $31.9K

$30.2K $30.2K

5.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.9K $25.9K

3.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 $187

$186 $186

0.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.5 $63.5

$53.8 $53.8

17.94%

Internet (50+ Mbps, Unlimited Data)

$65.5 $65.5

$66.9 $66.9

-2.17%

Gym Membership (Monthly)

$75.7 $75.7

$42.84 $42.84

76.68%

Tennis Court (1 Hour on Weekend)

$13.05 $13.05

Cinema Ticket

$14.80 $14.80

$13.44 $13.44

10.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,025 $2,025

$1,290 $1,290

56.94%

International Primary School, 1 Child (Yearly)

$39.0K $39.0K

$23.9K $23.9K

63.01%

Jeans (Levis 501 Or Similar)

$64.2 $64.2

$51.6 $51.6

24.37%

Summer Dress (H&M, Zara, etc)

$51.7 $51.7

$40.45 $40.45

27.89%

Sport Shoes (Adidas, Nike)

$95.6 $95.6

$86.0 $86.0

11.17%

Men's Leather Business Shoes

$145 $145

$113 $113

28.36%

1-bedroom Apartment, City Center (Monthly)

$2,326 $2,326

$1,574 $1,574

47.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,611 $1,611

$1,368 $1,368

17.74%

3-bedroom Apartment, City Center (Monthly)

$4,703 $4,703

$2,642 $2,642

78.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,721 $2,721

$2,213 $2,213

22.98%

Buy Apartment in City Center (m2)

$3,829 $3,829

$2,716 $2,716

40.99%

Buy Apartment Outside City Center (m2)

$2,533 $2,533

$2,443 $2,443

3.69%

Average Monthly Net Salary (After Tax)

$5,100 $5,100

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.51

1.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: June 7, 2026

Last update for Cathedral City, CA: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,326 in Chicago, IL and $1,574 in Cathedral City, CA. Housing cost is often the main lever when comparing two cities.

Dining out: $98.0 in Chicago, IL vs $76.0 in Cathedral City, CA for a mid-range dinner for two. Groceries echo the gap at $448 vs $384 per month, with Cathedral City, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Cathedral City, CA: Cost of Living - Frequently Asked Questions

Chicago, IL and Cathedral City, CA differ by about 19% in total monthly costs ($3,111 vs $2,622 including rent). Cathedral City, CA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $4,666 in Chicago, IL and $3,933 in Cathedral City, CA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,326 in Chicago, IL versus $1,574 in Cathedral City, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,025 in Chicago, IL versus $1,290 in Cathedral City, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cathedral City, CA – a meal for two runs $76.0 versus $98.0 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Cathedral City, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chicago, IL and Cathedral City, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cathedral City, CA gentler on the wallet – expenses run 19% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.