Cost of Living Comparison Between Chicago, IL and Cambridge, MA Cost of Living Comparison Between Chicago, IL and Cambridge, MA

😐 Solo nomad: Chicago, IL is 13.1% more expensive than Cambridge, MA without rent, and 29.3% cheaper with rent.
πŸ™‚ Family of 3: Chicago, IL is 9% cheaper than Cambridge, MA without rent, and 11.2% cheaper with rent.
Currency
🍽 Eating Out
Chicago, IL
Cambridge, MA
Difference
Meal at Budget Restaurant
$20.82 $20.82
$16.93 $16.93
22.98%
Three-Course Dinner for Two, Mid-Range
$100 $100
$102 $102
-1.54%
Fast Food Meal (McDonalds, etc)
$11.97 $11.97
$11.83 $11.83
1.18%
Cappuccino
$5.56 $5.56
$5.57 $5.57
-0.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 $3.11
$3.03 $3.03
2.64%
Water (0.33 liter bottle)
$2.42 $2.42
$2.42 $2.42
-
Local Beer (0.5 liter draught)
$6.86 $6.86
$7.89 $7.89
-13.05%
Imported Beer (0.33 liter bottle)
$8.45 $8.45
$8.06 $8.06
4.84%
πŸ›’ Groceries & Markets
Chicago, IL
Cambridge, MA
Difference
Milk (1 liter)
$1.04 $1.04
$1.14 $1.14
-8.77%
White Bread (500g)
$4.15 $4.15
$4.02 $4.02
3.23%
Rice (white) (1kg)
$5.52 $5.52
$6.52 $6.52
-15.34%
Eggs
$4.65 $4.65
$4.79 $4.79
-2.92%
Local Cheese (1kg)
$14.33 $14.33
$15.17 $15.17
-5.54%
Chicken Fillets (1kg)
$14.88 $14.88
$13.38 $13.38
11.21%
Beef Round Steak (1kg)
$19.34 $19.34
$20.7 $20.7
-6.57%
Apples (1kg)
$5.17 $5.17
$6.79 $6.79
-23.86%
Banana (1kg)
$1.71 $1.71
$1.94 $1.94
-11.86%
Oranges (1kg)
$4.41 $4.41
$6.3 $6.3
-30.00%
Tomato (1kg)
$4.51 $4.51
$6.32 $6.32
-28.64%
Potato (1kg)
$2.53 $2.53
$3.25 $3.25
-22.15%
Onion (1kg)
$2.74 $2.74
$3.52 $3.52
-22.16%
Lettuce (1 head)
$2.43 $2.43
$2.36 $2.36
2.97%
Water (1.5 liter bottle)
$2.7 $2.7
$2.6 $2.6
3.85%
Cigarettes 20 Pack (Marlboro, Camel)
$15.19 $15.19
$13.74 $13.74
10.55%
Wine (Bottle)
$16.42 $16.42
$14.93 $14.93
9.98%
Local Beer (0.5 liter bottle)
$2.35 $2.35
$1.68 $1.68
39.88%
Imported Beer (0.33 liter bottle)
$3.7 $3.7
$5.72 $5.72
-35.31%
🚌 Getting Around
Chicago, IL
Cambridge, MA
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$2.4 $2.4
5.42%
Public Transport Monthly Pass (Regular Price)
$74.1 $74.1
$89.4 $89.4
-17.03%
Taxi Start (Normal Tariff)
$3.34 $3.34
$2.57 $2.57
29.96%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.73 $1.73
-17.92%
Taxi 1hour Waiting (Normal Tariff)
$25.42 $25.42
$28.31 $28.31
-10.21%
Gasoline (1 liter)
$1.08 $1.08
$0.9 $0.9
20.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K $32.4K
$29.6K $29.6K
9.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$24.9K $24.9K
5.41%
🧾 Monthly Utilities & Internet
Chicago, IL
Cambridge, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$160 $160
17.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$52.7 $52.7
20.85%
Internet (50+ Mbps, Unlimited Data)
$65.2 $65.2
$55.3 $55.3
17.92%
πŸŽ‰ Sport & Entertainment
Chicago, IL
Cambridge, MA
Difference
Gym Membership (Monthly)
$76.7 $76.7
$101 $101
-24.18%
Tennis Court (1 Hour on Weekend)
$13.03 $13.03
$30.36 $30.36
-57.08%
Cinema Ticket
$14.93 $14.93
$15.32 $15.32
-2.55%
🧸 Childcare & Education
Chicago, IL
Cambridge, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,063 $2,063
$2,793 $2,793
-26.16%
International Primary School, 1 Child (Yearly)
$39.2K $39.2K
$27.7K $27.7K
41.54%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Chicago, IL
Cambridge, MA
Difference
Jeans (Levis 501 Or Similar)
$64.3 $64.3
$67.2 $67.2
-4.24%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$44.67 $44.67
17.28%
Sport Shoes (Adidas, Nike)
$95.2 $95.2
$102 $102
-6.43%
Men's Leather Business Shoes
$145 $145
$148 $148
-2.49%
🏠 Accommodation & Living
Chicago, IL
Cambridge, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,378 $2,378
$2,818 $2,818
-15.63%
1-bedroom Apartment, Outside City Center (Monthly)
$1,584 $1,584
$2,865 $2,865
-44.70%
3-bedroom Apartment, City Center (Monthly)
$4,763 $4,763
$5,085 $5,085
-6.32%
3-bedroom Apartment, Outside City Center (Monthly)
$2,815 $2,815
$3,510 $3,510
-19.80%
Buy Apartment in City Center (m2)
$3,588 $3,588
$4,887 $4,887
-26.58%
Buy Apartment Outside City Center (m2)
$2,490 $2,490
$4,940 $4,940
-49.59%
πŸ’΅ Salaries & Financials
Chicago, IL
Cambridge, MA
Difference
Average Monthly Net Salary (After Tax)
$5,275 $5,275
$6,088 $6,088
-13.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.43
2.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 29, 2025

Last update for Cambridge, MA: October 28, 2025

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