Cost of Living Comparison Between Chicago, IL and Bonney Lake, WA Cost of Living Comparison Between Chicago, IL and Bonney Lake, WA

Monthly Cost of Living

A single person spends $3,077 per month in Chicago, IL vs $2,657 in Bonney Lake, WA, rent included.

A couple spends around $4,628 per month in Chicago, IL vs $3,905 in Bonney Lake, WA, rent included.

A family of three spends $6,179 per month in Chicago, IL vs $5,154 in Bonney Lake, WA, rent included.

Chicago, IL costs about 16% more than Bonney Lake, WA, driven mainly by Getting Around.

Both Chicago, IL and Bonney Lake, WA sit above the global median – Chicago, IL by 130%, Bonney Lake, WA by 98%.

Currency
🍽 Eating Out
Chicago, IL
Bonney Lake, WA
Difference
Meal at Budget Restaurant
$20.91 $20.91
$16.65 $16.65
25.59%
Three-Course Dinner for Two, Mid-Range
$98.1 $98.1
$70.7 $70.7
38.72%
Fast Food Meal (McDonalds, etc)
$11.86 $11.86
$11.83 $11.83
0.25%
Cappuccino
$5.60 $5.60
$6.18 $6.18
-9.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.07 $3.07
$2.95 $2.95
4.07%
Water (0.33 liter bottle)
$2.47 $2.47
$2.22 $2.22
11.26%
Local Beer (0.5 liter draught)
$7.14 $7.14
$7.21 $7.21
-0.97%
Imported Beer (0.33 liter bottle)
$8.08 $8.08
$6.07 $6.07
33.11%
🛒 Groceries & Markets
Chicago, IL
Bonney Lake, WA
Difference
Milk (1 liter)
$1.05 $1.05
$1.16 $1.16
-9.48%
White Bread (500g)
$4.11 $4.11
$3.66 $3.66
12.30%
Rice (white) (1kg)
$5.61 $5.61
$5.37 $5.37
4.47%
Eggs
$4.51 $4.51
$4.37 $4.37
3.20%
Local Cheese (1kg)
$14.27 $14.27
$11.66 $11.66
22.38%
Chicken Fillets (1kg)
$14.89 $14.89
$10.34 $10.34
44.00%
Beef Round Steak (1kg)
$19.19 $19.19
$17.35 $17.35
10.61%
Apples (1kg)
$5.14 $5.14
$5.29 $5.29
-2.84%
Banana (1kg)
$1.77 $1.77
$1.71 $1.71
3.51%
Oranges (1kg)
$4.39 $4.39
$4.23 $4.23
3.78%
Tomato (1kg)
$4.56 $4.56
$4.96 $4.96
-8.06%
Potato (1kg)
$2.54 $2.54
$2.90 $2.90
-12.41%
Onion (1kg)
$2.75 $2.75
$2.64 $2.64
4.17%
Lettuce (1 head)
$2.42 $2.42
$1.97 $1.97
22.84%
Water (1.5 liter bottle)
$2.62 $2.62
$3.00 $3.00
-12.67%
Cigarettes 20 Pack (Marlboro, Camel)
$14.92 $14.92
$10.79 $10.79
38.28%
Wine (Bottle)
$14.80 $14.80
$18.60 $18.60
-20.43%
Local Beer (0.5 liter bottle)
$2.46 $2.46
$1.75 $1.75
40.57%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$4.54 $4.54
-17.84%
🚌 Getting Around
Chicago, IL
Bonney Lake, WA
Difference
One-way Ticket (Public Transport)
$2.48 $2.48
$1.95 $1.95
27.18%
Public Transport Monthly Pass (Regular Price)
$75.4 $75.4
-
-
Taxi Start (Normal Tariff)
$3.18 $3.18
$2.64 $2.64
20.45%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.97 $1.97
-27.92%
Taxi 1hour Waiting (Normal Tariff)
$24.94 $24.94
$29.91 $29.91
-16.62%
Gasoline (1 liter)
$1.06 $1.06
$1.12 $1.12
-5.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K $31.9K
$35.8K $35.8K
-10.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$25.7K $25.7K
1.45%
🧾 Monthly Utilities & Internet
Chicago, IL
Bonney Lake, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 $185
$229 $229
-19.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.7 $61.7
$71.8 $71.8
-14.01%
Internet (50+ Mbps, Unlimited Data)
$66.9 $66.9
$86.9 $86.9
-23.03%
🎉 Sport & Entertainment
Chicago, IL
Bonney Lake, WA
Difference
Gym Membership (Monthly)
$75.2 $75.2
$42.27 $42.27
77.83%
Tennis Court (1 Hour on Weekend)
$13.08 $13.08
-
-
Cinema Ticket
$14.71 $14.71
$15.27 $15.27
-3.67%
🧸 Childcare & Education
Chicago, IL
Bonney Lake, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,020 $2,020
$1,478 $1,478
36.65%
International Primary School, 1 Child (Yearly)
$39.4K $39.4K
$32.2K $32.2K
22.45%
👕👟 Clothing & Footwear
Chicago, IL
Bonney Lake, WA
Difference
Jeans (Levis 501 Or Similar)
$64.6 $64.6
$50.4 $50.4
28.22%
Summer Dress (H&M, Zara, etc)
$52.5 $52.5
$44.31 $44.31
18.37%
Sport Shoes (Adidas, Nike)
$97.8 $97.8
$87.7 $87.7
11.50%
Men's Leather Business Shoes
$148 $148
$97.8 $97.8
50.85%
🏠 Accommodation & Living
Chicago, IL
Bonney Lake, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,313 $2,313
$1,617 $1,617
42.99%
1-bedroom Apartment, Outside City Center (Monthly)
$1,590 $1,590
$1,376 $1,376
15.53%
3-bedroom Apartment, City Center (Monthly)
$4,608 $4,608
$2,589 $2,589
77.99%
3-bedroom Apartment, Outside City Center (Monthly)
$2,779 $2,779
$2,208 $2,208
25.87%
Buy Apartment in City Center (m2)
$3,922 $3,922
-
-
Buy Apartment Outside City Center (m2)
$2,613 $2,613
-
-
💵 Salaries & Financials
Chicago, IL
Bonney Lake, WA
Difference
Average Monthly Net Salary (After Tax)
$5,217 $5,217
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6.51
1.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: May 30, 2026

Last update for Bonney Lake, WA: May 31, 2026

Cost Breakdown

A central one-bedroom costs $2,313 in Chicago, IL versus $1,617 in Bonney Lake, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $98.0 in Chicago, IL versus $71.0 in Bonney Lake, WA. Monthly groceries follow the same trend: $447 vs $417 – making Bonney Lake, WA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Bonney Lake, WA: Cost of Living - Frequently Asked Questions
Is Bonney Lake, WA cheaper than Chicago, IL?
Yes – Chicago, IL is pricier by about 16%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,616 per month in Chicago, IL and $3,985 in Bonney Lake, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Bonney Lake, WA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Chicago, IL vs Bonney Lake, WA?
Monthly expenses with rent come to $3,077 in Chicago, IL and $2,657 in Bonney Lake, WA. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $2,020 per month in Chicago, IL and $1,478 in Bonney Lake, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 enough to cover costs in Chicago, IL or Bonney Lake, WA?
$2,500 is a stretch for both – monthly costs hit $3,077 in Chicago, IL and $2,657 in Bonney Lake, WA. You'll need shared housing and careful budgeting no matter which city you pick.
Is Chicago, IL or Bonney Lake, WA more family-friendly?
Families tend to lean toward Bonney Lake, WA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Bonney Lake, WA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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