Cost of Living Comparison Between Chicago, IL and Bloomington, IL Cost of Living Comparison Between Chicago, IL and Bloomington, IL

Monthly Cost of Living

A single person spends $3,084 per month in Chicago, IL vs $2,525 in Bloomington, IL, rent included.

A couple spends around $4,637 per month in Chicago, IL vs $3,505 in Bloomington, IL, rent included.

A family of three spends $6,191 per month in Chicago, IL vs $4,486 in Bloomington, IL, rent included.

Chicago, IL costs about 22% more than Bloomington, IL, driven mainly by Groceries & Markets.

Both Chicago, IL and Bloomington, IL sit above the global median – Chicago, IL by 131%, Bloomington, IL by 89%.

Meal at Budget Restaurant

$20.81 $20.81

$15.20 $15.20

36.91%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$52.7 $52.7

87.24%

Fast Food Meal (McDonalds, etc)

$11.90 $11.90

$11.18 $11.18

6.44%

Cappuccino

$5.84 $5.84

$2.55 $2.55

129.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 $3.07

$1.94 $1.94

58.25%

Water (0.33 liter bottle)

$2.35 $2.35

$1.98 $1.98

18.69%

Local Beer (0.5 liter draught)

$6.87 $6.87

$6.06 $6.06

13.37%

Imported Beer (0.33 liter bottle)

$8.07 $8.07

$4.92 $4.92

64.02%

Milk (1 liter)

$1.05 $1.05

$0.79 $0.79

32.91%

White Bread (500g)

$3.98 $3.98

$3.01 $3.01

32.23%

Rice (white) (1kg)

$5.60 $5.60

$4.37 $4.37

28.15%

Eggs

$4.55 $4.55

$3.59 $3.59

26.74%

Local Cheese (1kg)

$14.20 $14.20

$8.96 $8.96

58.48%

Chicken Fillets (1kg)

$14.90 $14.90

$6.48 $6.48

129.94%

Beef Round Steak (1kg)

$19.08 $19.08

$13.00 $13.00

46.77%

Apples (1kg)

$5.31 $5.31

$4.28 $4.28

24.07%

Banana (1kg)

$1.71 $1.71

$1.30 $1.30

31.54%

Oranges (1kg)

$4.24 $4.24

$5.40 $5.40

-21.48%

Tomato (1kg)

$4.37 $4.37

$3.10 $3.10

40.97%

Potato (1kg)

$2.56 $2.56

$2.12 $2.12

20.75%

Onion (1kg)

$2.80 $2.80

$2.19 $2.19

27.85%

Lettuce (1 head)

$2.47 $2.47

$1.85 $1.85

33.51%

Water (1.5 liter bottle)

$2.70 $2.70

$2.04 $2.04

32.35%

Cigarettes 20 Pack (Marlboro, Camel)

$14.95 $14.95

$9.63 $9.63

55.24%

Wine (Bottle)

$14.73 $14.73

$14.88 $14.88

-1.01%

Local Beer (0.5 liter bottle)

$2.37 $2.37

$1.76 $1.76

34.66%

Imported Beer (0.33 liter bottle)

$3.57 $3.57

$2.19 $2.19

63.01%

One-way Ticket (Public Transport)

$2.44 $2.44

$1.22 $1.22

100.00%

Public Transport Monthly Pass (Regular Price)

$75.2 $75.2

$39.56 $39.56

90.12%

Taxi Start (Normal Tariff)

$3.35 $3.35

$1.96 $1.96

70.92%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$2.20 $2.20

-37.73%

Taxi 1hour Waiting (Normal Tariff)

$25.29 $25.29

$34.31 $34.31

-26.29%

Gasoline (1 liter)

$1.09 $1.09

$0.89 $0.89

22.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K $32.3K

$33.5K $33.5K

-3.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.0K $25.0K

5.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$171 $171

10.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.3 $63.3

$63.9 $63.9

-1.06%

Internet (50+ Mbps, Unlimited Data)

$66.2 $66.2

$75.3 $75.3

-12.07%

Gym Membership (Monthly)

$75.6 $75.6

$61.0 $61.0

23.89%

Tennis Court (1 Hour on Weekend)

$13.20 $13.20

Cinema Ticket

$14.80 $14.80

$8.30 $8.30

78.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,097 $2,097

$1,770 $1,770

18.44%

International Primary School, 1 Child (Yearly)

$38.5K $38.5K

$27.6K $27.6K

39.35%

Jeans (Levis 501 Or Similar)

$64.9 $64.9

$46.81 $46.81

38.58%

Summer Dress (H&M, Zara, etc)

$51.6 $51.6

$40.39 $40.39

27.73%

Sport Shoes (Adidas, Nike)

$96.3 $96.3

$86.1 $86.1

11.83%

Men's Leather Business Shoes

$146 $146

$127 $127

14.99%

1-bedroom Apartment, City Center (Monthly)

$2,332 $2,332

$1,114 $1,114

109.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,579 $1,579

$1,330 $1,330

18.69%

3-bedroom Apartment, City Center (Monthly)

$4,775 $4,775

$2,172 $2,172

119.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,725 $2,725

$2,019 $2,019

35.00%

Buy Apartment in City Center (m2)

$4,023 $4,023

$1,341 $1,341

200.01%

Buy Apartment Outside City Center (m2)

$2,684 $2,684

$1,343 $1,343

99.90%

Average Monthly Net Salary (After Tax)

$4,981 $4,981

$4,600 $4,600

8.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

6.53

1.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: July 20, 2026

Last update for Bloomington, IL: July 20, 2026

Cost Breakdown

A central one-bedroom costs $2,332 in Chicago, IL versus $1,114 in Bloomington, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99.0 in Chicago, IL versus $53.0 in Bloomington, IL. Monthly groceries follow the same trend: $445 vs $320 – making Bloomington, IL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Bloomington, IL: Cost of Living - Frequently Asked Questions

Chicago, IL costs about 22% more than Bloomington, IL, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,626 per month in Chicago, IL and $3,787 in Bloomington, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bloomington, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,097 per month in Chicago, IL and $1,770 in Bloomington, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 39% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Bloomington, IL, where all-in costs run around $2,525, than in Chicago, IL at $3,084. In Bloomington, IL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bloomington, IL costs $2,525 versus $3,084 in Chicago, IL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bloomington, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.