Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Bloomfield Hills, MI

For one person, living is cheaper in Bloomfield Hills, MI: $2,440 a month against $3,037 in Chicago, IL, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
122

Cost of Living Index in Bloomfield Hills, MI
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Bloomfield Hills, MI Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Bloomfield Hills, MI

🇺🇸 United States

$2,440

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Bloomfield Hills, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Bloomfield Hills, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,037 in Chicago, IL versus $2,440 in Bloomfield Hills, MI.

Chicago, IL $3,037
Bloomfield Hills, MI $2,440

Estimated couple costs with rent: $4,518 in Chicago, IL versus $3,704 in Bloomfield Hills, MI.

Chicago, IL $4,518
Bloomfield Hills, MI $3,704

Monthly costs for a family of three with rent: $5,999 in Chicago, IL versus $4,967 in Bloomfield Hills, MI.

Chicago, IL $5,999
Bloomfield Hills, MI $4,967

Living in Chicago, IL is roughly 24% more expensive than in Bloomfield Hills, MI, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Chicago, IL 123% above, Bloomfield Hills, MI 79% above.

Meal at Budget Restaurant

$20.71 $20.71

$25.09 $25.09

-17.46%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$62.2 $62.2

43.36%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$15.18 $15.18

-13.11%

Cappuccino

$5.66 $5.66

$5.18 $5.18

9.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.55 $2.55

3.53%

Water (0.33 liter bottle)

$2.28 $2.28

$2.18 $2.18

4.59%

Local Beer (0.5 liter draught)

$6.87 $6.87

$5.09 $5.09

34.97%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$6.54 $6.54

35.17%

Milk (1 liter)

$1.25 $1.25

$0.78 $0.78

60.26%

White Bread (500g)

$3.72 $3.72

$3.16 $3.16

17.72%

Rice (white) (1kg)

$5.39 $5.39

$4.29 $4.29

25.64%

Eggs

$4.74 $4.74

$2.67 $2.67

77.53%

Local Cheese (1kg)

$13.84 $13.84

$9.60 $9.60

44.17%

Chicken Fillets (1kg)

$14.40 $14.40

$12.09 $12.09

19.11%

Beef Round Steak (1kg)

$18.38 $18.38

$13.16 $13.16

39.67%

Apples (1kg)

$5.22 $5.22

$5.74 $5.74

-9.06%

Banana (1kg)

$1.98 $1.98

$1.44 $1.44

37.50%

Oranges (1kg)

$4.06 $4.06

$4.19 $4.19

-3.10%

Tomato (1kg)

$4.97 $4.97

$5.03 $5.03

-1.19%

Potato (1kg)

$2.67 $2.67

Onion (1kg)

$2.66 $2.66

$3.29 $3.29

-19.15%

Lettuce (1 head)

$2.24 $2.24

$1.91 $1.91

17.28%

Water (1.5 liter bottle)

$3.13 $3.13

$2.76 $2.76

13.41%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$10.15 $10.15

36.16%

Wine (Bottle)

$14.88 $14.88

$15.07 $15.07

-1.26%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$2.02 $2.02

25.74%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$3.48 $3.48

0.86%

One-way Ticket (Public Transport)

$2.43 $2.43

$1.93 $1.93

25.91%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$52.4 $52.4

40.43%

Taxi Start (Normal Tariff)

$3.18 $3.18

$3.41 $3.41

-6.74%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.96 $1.96

-29.08%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$34.19 $34.19

-26.79%

Gasoline (1 liter)

$1.20 $1.20

$1.01 $1.01

18.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$35.9K $35.9K

-2.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$25.9K $25.9K

2.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$116 $116

67.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$37.21 $37.21

86.64%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$60.9 $60.9

1.23%

Gym Membership (Monthly)

$47.90 $47.90

$40.56 $40.56

18.10%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

$39.38 $39.38

-30.57%

Cinema Ticket

$17.81 $17.81

$9.89 $9.89

80.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,625 $1,625

10.36%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$11.2K $11.2K

184.45%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$58.0 $58.0

15.49%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$21.65 $21.65

140.83%

Sport Shoes (Adidas, Nike)

$102 $102

$122 $122

-16.89%

Men's Leather Business Shoes

$144 $144

$149 $149

-3.76%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$1,681 $1,681

50.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,190 $1,190

32.62%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$2,435 $2,435

94.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$2,140 $2,140

25.84%

Buy Apartment in City Center (m2)

$4,190 $4,190

$2,824 $2,824

48.35%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,285 $2,285

21.12%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

$8,077 $8,077

-38.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

3.6

89.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Bloomfield Hills, MI: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Bloomfield Hills, MI

$1.2K 48.8% 24.6% $388

Groceries & Markets

Chicago, IL

$447 14.7%

Bloomfield Hills, MI

$378 15.5% 15.5% $70

Eating Out

Chicago, IL

$345 11.4%

Bloomfield Hills, MI

$366 15% 6.1% $21

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Bloomfield Hills, MI

$214 8.8% 34.1% $111

Clothing & Footwear

Chicago, IL

$164 5.4%

Bloomfield Hills, MI

$158 6.5% 3.6% $6

Getting Around

Chicago, IL

$93 3.1%

Bloomfield Hills, MI

$73 3% 21.5% $20

Sport & Entertainment

Chicago, IL

$84 2.8%

Bloomfield Hills, MI

$60 2.5% 27.8% $23

Cost Breakdown

A one-bedroom apartment in the center runs $2,526 in Chicago, IL and $1,681 in Bloomfield Hills, MI. Housing cost is often the main lever when comparing two cities.

Bloomfield Hills, MI pays 64% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $89 in Chicago, IL vs $62 in Bloomfield Hills, MI for a mid-range dinner for two. Groceries echo the gap at $447 vs $378 per month, with Bloomfield Hills, MI cheaper across the board.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Bloomfield Hills, MI

🕒 Local time

19:14 7:14 PM

20:14 8:14 PM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

4,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Chicago, IL Bloomfield Hills, MI 370 km

From you

Chicago, IL
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Bloomfield Hills, MI: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,037 in Chicago, IL and $2,440 in Bloomfield Hills, MI, so Bloomfield Hills, MI is about 20% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 39% lower in Chicago, IL. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,526 in Chicago, IL versus $1,681 in Bloomfield Hills, MI. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Chicago, IL. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bloomfield Hills, MI – a meal for two runs $62 versus $89 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,440 in Bloomfield Hills, MI versus $3,037 in Chicago, IL, a $3,000 budget is realistic in Bloomfield Hills, MI but tight or insufficient in Chicago, IL. The gap between the two cities makes Bloomfield Hills, MI the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bloomfield Hills, MI gentler on the wallet – expenses run 20% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.