Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Belleville, IL

For one person, living is cheaper in Belleville, IL: $2,249 a month against $3,037 in Chicago, IL, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
Belleville, IL, United States
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Belleville, IL
🇺🇸 United States
$2,249
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Belleville, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Belleville, IL actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $2,249 in Belleville, IL, rent included.

  • Chicago, IL $3,037
  • Belleville, IL $2,249

A couple spends around $4,518 per month in Chicago, IL vs $3,369 in Belleville, IL, rent included.

  • Chicago, IL $4,518
  • Belleville, IL $3,369

A family of three spends $5,999 per month in Chicago, IL vs $4,489 in Belleville, IL, rent included.

  • Chicago, IL $5,999
  • Belleville, IL $4,489

Chicago, IL costs about 35% more than Belleville, IL, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Belleville, IL sit above the global median – Chicago, IL by 123%, Belleville, IL by 65%.

Currency
🍽 Eating Out
Chicago, IL
Belleville, IL
Difference
Meal at Budget Restaurant
$20.71 $20.71
$17.71 $17.71
16.94%
Three-Course Dinner for Two, Mid-Range
$89.2 $89.2
$69.0 $69.0
29.32%
Fast Food Meal (McDonalds, etc)
$13.19 $13.19
$9.33 $9.33
41.37%
Cappuccino
$5.66 $5.66
$4.48 $4.48
26.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.06 $2.06
28.16%
Water (0.33 liter bottle)
$2.28 $2.28
$1.75 $1.75
30.29%
Local Beer (0.5 liter draught)
$6.87 $6.87
$4.55 $4.55
50.99%
Imported Beer (0.33 liter bottle)
$8.84 $8.84
$5.97 $5.97
48.07%
🛒 Groceries & Markets
Chicago, IL
Belleville, IL
Difference
Milk (1 liter)
$1.25 $1.25
$1.02 $1.02
22.55%
White Bread (500g)
$3.72 $3.72
$2.33 $2.33
59.66%
Rice (white) (1kg)
$5.39 $5.39
$3.77 $3.77
42.97%
Eggs
$4.74 $4.74
$3.97 $3.97
19.40%
Local Cheese (1kg)
$13.84 $13.84
$12.27 $12.27
12.80%
Chicken Fillets (1kg)
$14.40 $14.40
$15.24 $15.24
-5.51%
Beef Round Steak (1kg)
$18.38 $18.38
$12.64 $12.64
45.41%
Apples (1kg)
$5.22 $5.22
$5.83 $5.83
-10.46%
Banana (1kg)
$1.98 $1.98
$1.76 $1.76
12.50%
Oranges (1kg)
$4.06 $4.06
$3.37 $3.37
20.47%
Tomato (1kg)
$4.97 $4.97
$3.51 $3.51
41.60%
Potato (1kg)
$2.67 $2.67
$2.18 $2.18
22.48%
Onion (1kg)
$2.66 $2.66
$2.03 $2.03
31.03%
Lettuce (1 head)
$2.24 $2.24
$1.59 $1.59
40.88%
Water (1.5 liter bottle)
$3.13 $3.13
$1.87 $1.87
67.38%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$12.21 $12.21
13.19%
Wine (Bottle)
$14.88 $14.88
$14.94 $14.94
-0.40%
Local Beer (0.5 liter bottle)
$2.54 $2.54
$2.07 $2.07
22.71%
Imported Beer (0.33 liter bottle)
$3.51 $3.51
$2.74 $2.74
28.10%
🚌 Getting Around
Chicago, IL
Belleville, IL
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$0.98 $0.98
147.96%
Public Transport Monthly Pass (Regular Price)
$73.5 $73.5
$78.6 $78.6
-6.43%
Taxi Start (Normal Tariff)
$3.18 $3.18
$3.45 $3.45
-7.83%
Taxi (Normal Tariff) (1km)
$1.39 $1.39
$2.46 $2.46
-43.50%
Taxi 1hour Waiting (Normal Tariff)
$25.03 $25.03
$17.39 $17.39
43.93%
Gasoline (1 liter)
$1.20 $1.20
$0.96 $0.96
25.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$28.8K $28.8K
21.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$26.2K $26.2K
1.76%
🧾 Monthly Utilities & Internet
Chicago, IL
Belleville, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$241 $241
-19.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.5 $69.5
$69.8 $69.8
-0.52%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$65.8 $65.8
-6.35%
🎉 Sport & Entertainment
Chicago, IL
Belleville, IL
Difference
Gym Membership (Monthly)
$47.90 $47.90
$31.06 $31.06
54.22%
Tennis Court (1 Hour on Weekend)
$27.34 $27.34
$29.60 $29.60
-7.64%
Cinema Ticket
$17.81 $17.81
$14.06 $14.06
26.67%
🧸 Childcare & Education
Chicago, IL
Belleville, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,794 $1,794
$1,040 $1,040
72.50%
International Primary School, 1 Child (Yearly)
$31.9K $31.9K
$12.8K $12.8K
149.59%
👕👟 Clothing & Footwear
Chicago, IL
Belleville, IL
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$55.6 $55.6
20.56%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$32.16 $32.16
62.13%
Sport Shoes (Adidas, Nike)
$102 $102
$86.9 $86.9
16.84%
Men's Leather Business Shoes
$144 $144
$103 $103
39.66%
🏠 Accommodation & Living
Chicago, IL
Belleville, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,526 $2,526
$1,202 $1,202
110.20%
1-bedroom Apartment, Outside City Center (Monthly)
$1,578 $1,578
$945 $945
67.02%
3-bedroom Apartment, City Center (Monthly)
$4,738 $4,738
$1,990 $1,990
138.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,693 $2,693
$1,667 $1,667
61.56%
Buy Apartment in City Center (m2)
$4,190 $4,190
$2,141 $2,141
95.71%
Buy Apartment Outside City Center (m2)
$2,768 $2,768
$1,753 $1,753
57.87%
💵 Salaries & Financials
Chicago, IL
Belleville, IL
Difference
Average Monthly Net Salary (After Tax)
$4,931 $4,931
$6,255 $6,255
-21.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.81
6.72
1.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Belleville, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Belleville, IL
$945 40.1% $633
Groceries & Markets
Chicago, IL
$447
Belleville, IL
$371 17% $76
Eating Out
Chicago, IL
$345
Belleville, IL
$273 20.8% $72
Monthly Utilities & Internet
Chicago, IL
$326
Belleville, IL
$377 15.8% $52
Clothing & Footwear
Chicago, IL
$164
Belleville, IL
$125 23.8% $39
Getting Around
Chicago, IL
$93
Belleville, IL
$98 5.2% $4.9
Sport & Entertainment
Chicago, IL
$84
Belleville, IL
$59 29.1% $24

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,202 in Belleville, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Belleville, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $89 in Chicago, IL versus $69 in Belleville, IL. Monthly groceries follow the same trend: $447 vs $371 – making Belleville, IL the more affordable choice for daily food spending.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Belleville, IL
🕒 Local time
15:48 3:48 PM
15:48 3:48 PM
Same time as Chicago, IL
🌤 Weather
👥 Population
2,746,388
42,404
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Chicago, IL Belleville, IL 420 km
From you
  • Chicago, IL
  • Belleville, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Belleville, IL: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chicago, IL or Belleville, IL?
Chicago, IL costs about 35% more than Belleville, IL, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chicago, IL and in Belleville, IL?
For a comfortable life, plan on about $4,555 per month in Chicago, IL and $3,373 in Belleville, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chicago, IL or Belleville, IL?
Rent is clearly cheaper in Belleville, IL, especially for central apartments: a one-bedroom in the center costs $1,202 there versus $2,526 in Chicago, IL.
How do childcare costs compare in Chicago, IL and in Belleville, IL?
Kindergarten costs $1,794 per month in Chicago, IL and $1,040 in Belleville, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chicago, IL or in Belleville, IL?
Groceries cost about 21% more in Chicago, IL, though the gap depends on what you buy.
Can you live on $2,000/month in Chicago, IL or in Belleville, IL?
$2,000 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $2,249 in Belleville, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Belleville, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Chicago, IL vs other spots: cost of living compared

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