Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Banning, CA

For one person, living costs are similar in Chicago, IL and in Banning, CA: $3,037 and $3,025 a month, rent and utilities included.

147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
147

Cost of Living Index in Banning, CA
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Banning, CA Living Index

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Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Banning, CA

🇺🇸 United States

$3,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Banning, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Banning, CA actually costs, broken down by who's living it.

A single person spends $3,037 per month in Chicago, IL vs $3,025 in Banning, CA, rent included.

Chicago, IL $3,037
Banning, CA $3,025

A couple spends around $4,518 per month in Chicago, IL vs $4,766 in Banning, CA, rent included.

Chicago, IL $4,518
Banning, CA $4,766

A family of three spends $5,999 per month in Chicago, IL vs $6,507 in Banning, CA, rent included.

Chicago, IL $5,999
Banning, CA $6,507

Chicago, IL and Banning, CA have comparable living costs – the differences are in the details.

Both Chicago, IL and Banning, CA sit above the global median – Chicago, IL by 123%, Banning, CA by 122%.

Meal at Budget Restaurant

$20.71 $20.71

$17.82 $17.82

16.22%

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$45.42 $45.42

96.46%

Fast Food Meal (McDonalds, etc)

$13.19 $13.19

$15.11 $15.11

-12.71%

Cappuccino

$5.66 $5.66

$5.83 $5.83

-2.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$1.91 $1.91

38.22%

Water (0.33 liter bottle)

$2.28 $2.28

$1.27 $1.27

79.53%

Local Beer (0.5 liter draught)

$6.87 $6.87

$7.14 $7.14

-3.78%

Imported Beer (0.33 liter bottle)

$8.84 $8.84

$8.52 $8.52

3.76%

Milk (1 liter)

$1.25 $1.25

$1.20 $1.20

4.17%

White Bread (500g)

$3.72 $3.72

$2.61 $2.61

42.53%

Rice (white) (1kg)

$5.39 $5.39

$4.68 $4.68

15.17%

Eggs

$4.74 $4.74

$4.54 $4.54

4.41%

Local Cheese (1kg)

$13.84 $13.84

$8.34 $8.34

65.95%

Chicken Fillets (1kg)

$14.40 $14.40

$16.04 $16.04

-10.22%

Beef Round Steak (1kg)

$18.38 $18.38

$19.97 $19.97

-7.96%

Apples (1kg)

$5.22 $5.22

$5.05 $5.05

3.37%

Banana (1kg)

$1.98 $1.98

$2.25 $2.25

-12.00%

Oranges (1kg)

$4.06 $4.06

$4.51 $4.51

-9.98%

Tomato (1kg)

$4.97 $4.97

$4.35 $4.35

14.25%

Potato (1kg)

$2.67 $2.67

$3.43 $3.43

-22.16%

Onion (1kg)

$2.66 $2.66

$2.78 $2.78

-4.32%

Lettuce (1 head)

$2.24 $2.24

$1.93 $1.93

16.06%

Water (1.5 liter bottle)

$3.13 $3.13

$1.64 $1.64

90.85%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 $13.82

$9.06 $9.06

52.54%

Wine (Bottle)

$14.88 $14.88

$15.22 $15.22

-2.23%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$3.10 $3.10

-18.06%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$2.80 $2.80

25.36%

One-way Ticket (Public Transport)

$2.43 $2.43

$2.04 $2.04

19.12%

Public Transport Monthly Pass (Regular Price)

$73.5 $73.5

$61.6 $61.6

19.41%

Taxi Start (Normal Tariff)

$3.18 $3.18

$3.16 $3.16

0.63%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.86 $1.86

-25.27%

Taxi 1hour Waiting (Normal Tariff)

$25.03 $25.03

$31.77 $31.77

-21.21%

Gasoline (1 liter)

$1.20 $1.20

$1.46 $1.46

-17.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$35.2K $35.2K

-0.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$15.8K $15.8K

68.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$284 $284

-31.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$57.5 $57.5

20.85%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$59.9 $59.9

2.99%

Gym Membership (Monthly)

$47.90 $47.90

$40.18 $40.18

19.21%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$17.81 $17.81

$10.61 $10.61

67.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,794 $1,794

$1,711 $1,711

4.87%

International Primary School, 1 Child (Yearly)

$31.9K $31.9K

$32.4K $32.4K

-1.29%

Jeans (Levis 501 Or Similar)

$67.0 $67.0

$41.74 $41.74

60.57%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$65.2 $65.2

-20.06%

Sport Shoes (Adidas, Nike)

$102 $102

$66.3 $66.3

53.14%

Men's Leather Business Shoes

$144 $144

$210 $210

-31.54%

1-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$1,648 $1,648

53.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,571 $1,571

0.48%

3-bedroom Apartment, City Center (Monthly)

$4,738 $4,738

$4,050 $4,050

16.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$3,546 $3,546

-24.07%

Buy Apartment in City Center (m2)

$4,190 $4,190

$2,710 $2,710

54.60%

Buy Apartment Outside City Center (m2)

$2,768 $2,768

$2,467 $2,467

12.21%

Average Monthly Net Salary (After Tax)

$4,931 $4,931

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.86

-0.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 25, 2026

Last update for Banning, CA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52%

Banning, CA

$1.6K 51.9% 0.5% $7.5

Groceries & Markets

Chicago, IL

$447 14.7%

Banning, CA

$413 13.7% 7.6% $34

Eating Out

Chicago, IL

$345 11.4%

Banning, CA

$323 10.7% 6.3% $22

Monthly Utilities & Internet

Chicago, IL

$326 10.7%

Banning, CA

$402 13.3% 23.4% $76

Clothing & Footwear

Chicago, IL

$164 5.4%

Banning, CA

$172 5.7% 5.2% $8.5

Getting Around

Chicago, IL

$93 3.1%

Banning, CA

$82 2.7% 12% $11

Sport & Entertainment

Chicago, IL

$84 2.8%

Banning, CA

$61 2% 26.5% $22

Cost Breakdown

A central one-bedroom costs $2,526 in Chicago, IL versus $1,648 in Banning, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $45 in Banning, CA. Monthly groceries follow the same trend: $447 vs $413 – making Banning, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Banning, CA

🕒 Local time

21:50 9:50 PM

19:50 7:50 PM

2 h behind Chicago, IL

🌤 Weather

👥 Population

2,746,388

29,266

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chicago, IL Banning, CA 2,700 km ≈ 3 h 45 min nonstop flight

From you

Chicago, IL
Banning, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Banning, CA: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $4,555 per month in Chicago, IL and $4,538 in Banning, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banning, CA, especially for central apartments: a one-bedroom in the center costs $1,648 there versus $2,526 in Chicago, IL.

Groceries cost about 8% more in Chicago, IL, though the gap depends on what you buy.

Kindergarten costs $1,794 per month in Chicago, IL and $1,711 in Banning, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,037 in Chicago, IL and $3,025 in Banning, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Banning, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.