Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Ashland, WI

For one person, living is cheaper in Ashland, WI: $2,514 a month against $3,139 in Chicago, IL, rent and utilities included – about $7,500 less a year. Rent and utilities account for about half of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
121

Cost of Living Index in Ashland, WI
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Ashland, WI Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Ashland, WI

🇺🇸 United States

$2,514

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Ashland, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Ashland, WI actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $2,514 in Ashland, WI, rent included.

Chicago, IL $3,139
Ashland, WI $2,514

A couple spends around $4,627 per month in Chicago, IL vs $3,751 in Ashland, WI, rent included.

Chicago, IL $4,627
Ashland, WI $3,751

A family of three spends $6,115 per month in Chicago, IL vs $4,988 in Ashland, WI, rent included.

Chicago, IL $6,115
Ashland, WI $4,988

Chicago, IL costs about 25% more than Ashland, WI, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Ashland, WI sit above the global median – Chicago, IL by 132%, Ashland, WI by 86%.

Meal at Budget Restaurant

$20.65 $20.65

$15.40 $15.40

34.09%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$67.8 $67.8

33.18%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$9.99 $9.99

29.53%

Cappuccino

$5.60 $5.60

$5.21 $5.21

7.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$3.02 $3.02

-12.58%

Water (0.33 liter bottle)

$2.27 $2.27

$2.63 $2.63

-13.69%

Local Beer (0.5 liter draught)

$6.98 $6.98

$5.91 $5.91

18.10%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$7.67 $7.67

15.12%

Milk (1 liter)

$1.27 $1.27

$0.90 $0.90

41.11%

White Bread (500g)

$3.80 $3.80

$3.95 $3.95

-3.80%

Rice (white) (1kg)

$5.30 $5.30

$3.48 $3.48

52.30%

Eggs

$4.76 $4.76

$3.07 $3.07

55.05%

Local Cheese (1kg)

$13.96 $13.96

$9.84 $9.84

41.87%

Chicken Fillets (1kg)

$14.61 $14.61

$9.54 $9.54

53.14%

Beef Round Steak (1kg)

$18.77 $18.77

$13.52 $13.52

38.83%

Apples (1kg)

$5.19 $5.19

$4.84 $4.84

7.23%

Banana (1kg)

$1.98 $1.98

$1.11 $1.11

78.38%

Oranges (1kg)

$3.93 $3.93

$6.18 $6.18

-36.41%

Tomato (1kg)

$4.96 $4.96

$5.01 $5.01

-1.00%

Potato (1kg)

$2.76 $2.76

$3.82 $3.82

-27.75%

Onion (1kg)

$2.76 $2.76

$3.52 $3.52

-21.59%

Lettuce (1 head)

$2.22 $2.22

$1.98 $1.98

12.12%

Water (1.5 liter bottle)

$2.98 $2.98

$1.76 $1.76

69.32%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$12.99 $12.99

7.93%

Wine (Bottle)

$15.28 $15.28

$14.59 $14.59

4.73%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$1.68 $1.68

53.57%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$3.56 $3.56

-1.69%

One-way Ticket (Public Transport)

$2.47 $2.47

$1.76 $1.76

40.34%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.48 $2.48

34.68%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.51 $1.51

-5.30%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$30.58 $30.58

-20.47%

Gasoline (1 liter)

$1.26 $1.26

$1.03 $1.03

22.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.6K $27.6K

26.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.4K $26.4K

-1.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$232 $232

-17.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$51.2 $51.2

33.27%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$64.6 $64.6

-5.12%

Gym Membership (Monthly)

$54.1 $54.1

$41.22 $41.22

31.30%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$17.74 $17.74

$12.94 $12.94

37.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$1,451 $1,451

13.87%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$27.5K $27.5K

13.01%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$42.18 $42.18

56.64%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$40.12 $40.12

27.72%

Sport Shoes (Adidas, Nike)

$100 $100

$79.8 $79.8

25.53%

Men's Leather Business Shoes

$141 $141

$111 $111

26.88%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$1,802 $1,802

35.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$1,310 $1,310

28.08%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$2,314 $2,314

103.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$2,404 $2,404

16.28%

Buy Apartment in City Center (m2)

$4,105 $4,105

$2,475 $2,475

65.85%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$2,127 $2,127

24.55%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.31

7.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Ashland, WI: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Ashland, WI

$1.3K 52.1% 21.9% $368

Groceries & Markets

Chicago, IL

$449 14.3%

Ashland, WI

$365 14.5% 18.7% $84

Eating Out

Chicago, IL

$343 10.9%

Ashland, WI

$283 11.3% 17.6% $60

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Ashland, WI

$348 13.9% 8% $26

Clothing & Footwear

Chicago, IL

$161 5.1%

Ashland, WI

$123 4.9% 23.8% $38

Getting Around

Chicago, IL

$95 3%

Ashland, WI

$17 * 0.7% 82% $78

Sport & Entertainment

Chicago, IL

$90 2.9%

Ashland, WI

$67 2.7% 25.1% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,802 in Ashland, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $68.0 in Ashland, WI. Monthly groceries follow the same trend: $449 vs $365 – making Ashland, WI the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Ashland, WI

🕒 Local time

02:37 2:37 AM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

21,684

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL Ashland, WI 590 km ≈ 1 h 15 min nonstop flight

From you

Chicago, IL
Ashland, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Ashland, WI: Cost of Living - Frequently Asked Questions

Chicago, IL costs about 25% more than Ashland, WI, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $3,771 in Ashland, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ashland, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Chicago, IL and $68.0 in Ashland, WI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 23% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 is a stretch for both – monthly costs hit $3,139 in Chicago, IL and $2,514 in Ashland, WI. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ashland, WI costs $2,514 versus $3,139 in Chicago, IL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ashland, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.