Last update: Nov 2026

Cost of Living Comparison Between Chicago, IL and Aliso Viejo, CA

For one person, living is cheaper in Chicago, IL: $3,072 a month against $4,002 in Aliso Viejo, CA, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

Chicago, IL, United States
Aliso Viejo, CA, United States
Chicago, IL
🇺🇸 United States
$3,072
/mo nomad
Aliso Viejo, CA
🇺🇸 United States
$4,002
/mo nomad
Monthly Cost of Living

How much you'll spend in Chicago, IL and in Aliso Viejo, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Aliso Viejo, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,072 in Chicago, IL versus $4,002 in Aliso Viejo, CA.

  • Chicago, IL $3,072
  • Aliso Viejo, CA $4,002

Estimated couple costs with rent: $4,545 in Chicago, IL versus $5,996 in Aliso Viejo, CA.

  • Chicago, IL $4,545
  • Aliso Viejo, CA $5,996

Monthly costs for a family of three with rent: $6,019 in Chicago, IL versus $7,990 in Aliso Viejo, CA.

  • Chicago, IL $6,019
  • Aliso Viejo, CA $7,990

Living in Chicago, IL costs roughly 23% less than in Aliso Viejo, CA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Chicago, IL 127% above, Aliso Viejo, CA 196% above.

Currency
🍽 Eating Out
Chicago, IL
Aliso Viejo, CA
Difference
Meal at Budget Restaurant
$20.39 $20.39
$24.74 $24.74
-17.58%
Three-Course Dinner for Two, Mid-Range
$88.6 $88.6
$101 $101
-12.68%
Fast Food Meal (McDonalds, etc)
$12.85 $12.85
$14.10 $14.10
-8.87%
Cappuccino
$5.78 $5.78
$5.98 $5.98
-3.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.74 $2.74
$3.59 $3.59
-23.68%
Water (0.33 liter bottle)
$2.26 $2.26
$2.75 $2.75
-17.82%
Local Beer (0.5 liter draught)
$6.88 $6.88
$8.58 $8.58
-19.81%
Imported Beer (0.33 liter bottle)
$9.24 $9.24
$10.07 $10.07
-8.24%
🛒 Groceries & Markets
Chicago, IL
Aliso Viejo, CA
Difference
Milk (1 liter)
$1.26 $1.26
$1.14 $1.14
10.53%
White Bread (500g)
$3.55 $3.55
$4.85 $4.85
-26.80%
Rice (white) (1kg)
$5.38 $5.38
$4.74 $4.74
13.50%
Eggs
$4.55 $4.55
$4.98 $4.98
-8.63%
Local Cheese (1kg)
$13.65 $13.65
$10.89 $10.89
25.34%
Chicken Fillets (1kg)
$14.07 $14.07
$16.01 $16.01
-12.12%
Beef Round Steak (1kg)
$18.06 $18.06
$17.85 $17.85
1.18%
Apples (1kg)
$5.16 $5.16
$5.57 $5.57
-7.36%
Banana (1kg)
$1.98 $1.98
$1.71 $1.71
15.79%
Oranges (1kg)
$3.88 $3.88
$4.99 $4.99
-22.24%
Tomato (1kg)
$4.83 $4.83
$6.68 $6.68
-27.69%
Potato (1kg)
$2.81 $2.81
$3.57 $3.57
-21.29%
Onion (1kg)
$2.67 $2.67
$2.79 $2.79
-4.30%
Lettuce (1 head)
$2.07 $2.07
$2.27 $2.27
-8.81%
Water (1.5 liter bottle)
$3.03 $3.03
$2.54 $2.54
19.29%
Cigarettes 20 Pack (Marlboro, Camel)
$13.90 $13.90
$11.99 $11.99
15.93%
Wine (Bottle)
$15.05 $15.05
$14.82 $14.82
1.55%
Local Beer (0.5 liter bottle)
$2.63 $2.63
$1.81 $1.81
45.30%
Imported Beer (0.33 liter bottle)
$3.45 $3.45
$2.79 $2.79
23.66%
🚌 Getting Around
Chicago, IL
Aliso Viejo, CA
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$2.93 $2.93
-17.06%
Public Transport Monthly Pass (Regular Price)
$75.3 $75.3
-
-
Taxi Start (Normal Tariff)
$3.17 $3.17
$4.41 $4.41
-28.12%
Taxi (Normal Tariff) (1km)
$1.70 $1.70
$2.20 $2.20
-22.73%
Taxi 1hour Waiting (Normal Tariff)
$24.90 $24.90
$36.69 $36.69
-32.13%
Gasoline (1 liter)
$1.28 $1.28
$1.64 $1.64
-21.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K $35.8K
$34.5K $34.5K
3.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$26.8K $26.8K
0.18%
🧾 Monthly Utilities & Internet
Chicago, IL
Aliso Viejo, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$192 $192
$213 $213
-9.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.6 $69.6
$70.4 $70.4
-1.21%
Internet (50+ Mbps, Unlimited Data)
$62.2 $62.2
$72.5 $72.5
-14.23%
🎉 Sport & Entertainment
Chicago, IL
Aliso Viejo, CA
Difference
Gym Membership (Monthly)
$47.79 $47.79
$38.99 $38.99
22.57%
Tennis Court (1 Hour on Weekend)
$27.10 $27.10
-
-
Cinema Ticket
$17.83 $17.83
$17.76 $17.76
0.39%
🧸 Childcare & Education
Chicago, IL
Aliso Viejo, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,815 $1,815
$1,741 $1,741
4.25%
International Primary School, 1 Child (Yearly)
$40.6K $40.6K
$35.9K $35.9K
13.01%
👕👟 Clothing & Footwear
Chicago, IL
Aliso Viejo, CA
Difference
Jeans (Levis 501 Or Similar)
$66.2 $66.2
$74.0 $74.0
-10.56%
Summer Dress (H&M, Zara, etc)
$51.4 $51.4
$68.4 $68.4
-24.89%
Sport Shoes (Adidas, Nike)
$103 $103
$116 $116
-11.09%
Men's Leather Business Shoes
$143 $143
$158 $158
-9.47%
🏠 Accommodation & Living
Chicago, IL
Aliso Viejo, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,531 $2,531
$2,812 $2,812
-9.98%
1-bedroom Apartment, Outside City Center (Monthly)
$1,621 $1,621
$2,501 $2,501
-35.17%
3-bedroom Apartment, City Center (Monthly)
$4,828 $4,828
$4,099 $4,099
17.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,734 $2,734
$4,574 $4,574
-40.23%
Buy Apartment in City Center (m2)
$4,163 $4,163
$7,239 $7,239
-42.49%
Buy Apartment Outside City Center (m2)
$2,723 $2,723
$6,433 $6,433
-57.67%
💵 Salaries & Financials
Chicago, IL
Aliso Viejo, CA
Difference
Average Monthly Net Salary (After Tax)
$4,924 $4,924
$7,833 $7,833
-37.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.78
6.91
-1.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: November 3, 2026

Last update for Aliso Viejo, CA: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chicago, IL
$1.6K
Aliso Viejo, CA
$2.5K 54.2% $879
Groceries & Markets
Chicago, IL
$439
Aliso Viejo, CA
$457 4% $17
Eating Out
Chicago, IL
$344
Aliso Viejo, CA
$400 16.4% $56
Monthly Utilities & Internet
Chicago, IL
$324
Aliso Viejo, CA
$355 9.8% $32
Clothing & Footwear
Chicago, IL
$164
Aliso Viejo, CA
$187 14.5% $24
Getting Around
Chicago, IL
$97
Aliso Viejo, CA
$27 * 71.9% $70
Sport & Entertainment
Chicago, IL
$83
Aliso Viejo, CA
$75 10.7% $8.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,531 in Chicago, IL and $2,812 in Aliso Viejo, CA. Housing cost is often the main lever when comparing two cities.

Aliso Viejo, CA pays 59% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $89 in Chicago, IL vs $101 in Aliso Viejo, CA for a mid-range dinner for two. Groceries echo the gap at $439 vs $457 per month, with Chicago, IL cheaper across the board.

Good to know
🇺🇸 Chicago, IL
🇺🇸 Aliso Viejo, CA
🕒 Local time
17:13 5:13 PM
15:13 3:13 PM
2 h behind Chicago, IL
🌤 Weather
👥 Population
2,746,388
41,489
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

On the map
Between locations
  • Chicago, IL Aliso Viejo, CA 2,790 km ≈ 4 h nonstop flight
From you
  • Chicago, IL
  • Aliso Viejo, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs Aliso Viejo, CA: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Chicago, IL and in Aliso Viejo, CA?
Total monthly costs including rent come to $3,072 in Chicago, IL and $4,002 in Aliso Viejo, CA, so Chicago, IL is about 23% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 37% lower in Chicago, IL. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Chicago, IL and in Aliso Viejo, CA?
Rent for a central apartment: $2,531 in Chicago, IL versus $2,812 in Aliso Viejo, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 4% higher in Aliso Viejo, CA. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Chicago, IL or Aliso Viejo, CA?
All in, you’ll spend $3,072 per month in Chicago, IL versus $4,002 in Aliso Viejo, CA – Chicago, IL is about 23% cheaper, which adds up to real savings over time.
Which city is feasible on a $3,000 budget?
Both cities are expensive relative to $3,000. Chicago, IL is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
How does quality of life compare between Chicago, IL and Aliso Viejo, CA?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How do I decide between Chicago, IL and Aliso Viejo, CA?
It comes down to priorities – Chicago, IL wins on affordability, Aliso Viejo, CA on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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