Cost of Living Comparison Between Chattanooga, TN and Ubud, Bali Cost of Living Comparison Between Chattanooga, TN and Ubud, Bali

Monthly Cost of Living

A single person spends $2,597 per month in Chattanooga, TN vs $1,396 in Ubud, Bali, rent included.

A couple spends around $3,844 per month in Chattanooga, TN vs $2,334 in Ubud, Bali, rent included.

A family of three spends $5,091 per month in Chattanooga, TN vs $3,273 in Ubud, Bali, rent included.

Chattanooga, TN costs about 86% more than Ubud, Bali, driven mainly by Eating Out.

Both Chattanooga, TN and Ubud, Bali sit above the global median – Chattanooga, TN by 89%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$20.03 $20.03

$3.37 Rp 59.5K

494.36%

Three-Course Dinner for Two, Mid-Range

$99.0 $99.0

$38.59 Rp 680.3K

156.44%

Fast Food Meal (McDonalds, etc)

$11.11 $11.11

$5.52 Rp 97.3K

101.27%

Cappuccino

$5.35 $5.35

$2.64 Rp 46.6K

102.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 $2.31

$1.67 Rp 29.5K

38.32%

Water (0.33 liter bottle)

$2.12 $2.12

$0.77 Rp 13.6K

175.32%

Local Beer (0.5 liter draught)

$6.02 $6.02

$2.63 Rp 46.4K

128.90%

Imported Beer (0.33 liter bottle)

$7.55 $7.55

$4.28 Rp 75.5K

76.40%

Milk (1 liter)

$1.11 $1.11

$1.55 Rp 27.3K

-28.39%

White Bread (500g)

$3.72 $3.72

$2.22 Rp 39.2K

67.57%

Rice (white) (1kg)

$4.03 $4.03

$1.13 Rp 19.8K

256.64%

Eggs

$4.41 $4.41

$2.09 Rp 36.8K

111.00%

Local Cheese (1kg)

$14.18 $14.18

$17.39 Rp 306.6K

-18.46%

Chicken Fillets (1kg)

$14.66 $14.66

$3.87 Rp 68.2K

278.81%

Beef Round Steak (1kg)

$13.10 $13.10

$12.55 Rp 221.2K

4.38%

Apples (1kg)

$6.76 $6.76

$3.62 Rp 63.8K

86.74%

Banana (1kg)

$1.57 $1.57

$1.56 Rp 27.5K

0.64%

Oranges (1kg)

$4.18 $4.18

$2.35 Rp 41.5K

77.87%

Tomato (1kg)

$4.11 $4.11

$2.06 Rp 36.2K

99.51%

Potato (1kg)

$2.85 $2.85

$1.90 Rp 33.5K

50.00%

Onion (1kg)

$3.75 $3.75

$2.34 Rp 41.2K

60.26%

Lettuce (1 head)

$2.59 $2.59

$1.03 Rp 18.2K

151.46%

Water (1.5 liter bottle)

$2.81 $2.81

$0.55 Rp 9,779

410.91%

Cigarettes 20 Pack (Marlboro, Camel)

$8.31 $8.31

$2.25 Rp 39.7K

269.33%

Wine (Bottle)

$17.80 $17.80

$23.81 Rp 419.7K

-25.24%

Local Beer (0.5 liter bottle)

$1.97 $1.97

$2.31 Rp 40.8K

-14.72%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$2.80 Rp 49.4K

16.07%

One-way Ticket (Public Transport)

$2.02 $2.02

$0.27 Rp 4,802

648.15%

Public Transport Monthly Pass (Regular Price)

$49.02 $49.02

$8.66 Rp 152.7K

466.05%

Taxi Start (Normal Tariff)

$4.98 $4.98

$0.48 Rp 8,489

937.50%

Taxi (Normal Tariff) (1km)

$1.96 $1.96

$0.45 Rp 7,863

335.56%

Taxi 1hour Waiting (Normal Tariff)

$30.27 $30.27

$5.72 Rp 100.8K

429.20%

Gasoline (1 liter)

$0.86 $0.86

$0.76 Rp 13.4K

13.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$24.5K Rp 431.6M

50.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$32.1K Rp 566.3M

-19.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 $156

$83.6 Rp 1.5M

86.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$84.2 $84.2

$6.46 Rp 113.8K

1202.63%

Internet (50+ Mbps, Unlimited Data)

$74.6 $74.6

$18.99 Rp 334.8K

293.00%

Gym Membership (Monthly)

$40.47 $40.47

$56.0 Rp 986.8K

-27.69%

Tennis Court (1 Hour on Weekend)

$4.05 $4.05

$18.62 Rp 328.2K

-78.25%

Cinema Ticket

$14.84 $14.84

$4.28 Rp 75.5K

246.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,073 $1,073

$487 Rp 8.6M

120.56%

International Primary School, 1 Child (Yearly)

$25.3K $25.3K

$5,856 Rp 103.2M

331.37%

Jeans (Levis 501 Or Similar)

$41.95 $41.95

$45.56 Rp 803.2K

-7.92%

Summer Dress (H&M, Zara, etc)

$38.46 $38.46

$36.38 Rp 641.4K

5.72%

Sport Shoes (Adidas, Nike)

$98.2 $98.2

$82.0 Rp 1.4M

19.75%

Men's Leather Business Shoes

$117 $117

$80.4 Rp 1.4M

45.20%

1-bedroom Apartment, City Center (Monthly)

$1,708 $1,708

$1,117 Rp 19.7M

53.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,262 $1,262

$701 Rp 12.4M

80.04%

3-bedroom Apartment, City Center (Monthly)

$3,217 $3,217

$3,537 Rp 62.4M

-9.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,988 $1,988

$1,762 Rp 31.1M

12.81%

Buy Apartment in City Center (m2)

$2,273 $2,273

$2,826 Rp 49.8M

-19.57%

Buy Apartment Outside City Center (m2)

$2,272 $2,272

$2,292 Rp 40.4M

-0.88%

Average Monthly Net Salary (After Tax)

$3,915 $3,915

$170 Rp 3.0M

2206.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.07

13.78

-55.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chattanooga, TN: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,708 in Chattanooga, TN versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2206% higher in Chattanooga, TN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99.0 in Chattanooga, TN versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $430 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chattanooga, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Chattanooga, TN costs about 86% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,896 per month in Chattanooga, TN and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,597 in Chattanooga, TN and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 466% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Chattanooga, TN at $2,597. In Ubud, Bali it covers expenses comfortably, while in Chattanooga, TN it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,396 versus $2,597 in Chattanooga, TN. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chattanooga, TN makes more sense. Both are solid long-term options with distinct trade-offs.